Gavop shows you how to buy homeowners insurance in Champlain, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Champlain, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ashwood Dr, Racine Way, Mountain View Dr, Bulriss Rd, Delaware St, Mc Crea Rd, Locust St, Oak St, East St, Creek Rd | $162,500 | $150,000 | $125,000-$150,000 | $106,500 | $90,000 | $100,000-$125,000 |
| James Edwards Rd, Bridge Rd, Lakeview Ave, Lapiere Rd, Mesec Rd, Pearl St, Clark Rd, Spiegel Dr, Sterling Rd, Butternut St | $87,000 | $80,000 | $100,000-$125,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Ashline Dr, Edgewater Dr, Beeman Way, Chestnut St, Academy St, Cherry St, McBride Rd, White Ave, Cedar St, Drive in Way | $111,500 | $100,000 | $75,000-$100,000 | $118,000 | $100,000 | $125,000-$150,000 |
| State Rte 9b, Spruce St, Rapids Rd, Cane St, Co Rd 19, Bechard Rd, US Rte 2, Priscilla Ln, Point au Fer Rd, Lake Flats Dr | $83,500 | $70,000 | $75,000-$100,000 | $116,500 | $100,000 | $125,000-$150,000 |
| Carriere Way, Myers St, Co Rd 21, Scales Rd, Gooley Rd, Kavanaugh Dr, Shadow Ln, Beacon Heights Dr, Lakeland Dr, Willow St | $209,000 | $170,000 | $200,000-$250,000 | $159,500 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$86 | $866 |
| Home and Two Car | -$152 | $799 |
| Home and Three Car | -$228 | $723 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,368 |
| Hail Damage | $4,900 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $15,884 |
| Home Insurance Company Champlain, NY | Homeowners Insurance Agency Champlain, NY | Address | Popularity Score | Distance from Champlain (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Northern Insuring Agency Inc | 171 Margaret St, Plattsburgh, NY, 12901 | 18.4 | |
| Allstate | Timothy Ruscio | 25 Plattsburgh Plz, Plattsburgh, NY, 12901 | 18.6 | |
| Liberty Mutual Independent | The Chauvin Agency Inc | 6064 State Route 22 Ste 6, Plattsburgh, NY, 12901 | 17.0 | |
| Travelers | Brooke & Irwin Insurance Agency Inc | 14 Healey Ave, Plattsburgh, NY, 12901 | 18.9 | |
| Travelers | Riverside Insurance Agency | 9665 State Route 9, Chazy, NY, 12921 | 5.3 | |
| Erie | Shumway Insurance Agency Inc. | 2 Cogan Avenue Suite 103, Plattsburgh, NY, 12901 | 18.7 | |
| Travelers | Riverside Insurance Agency | 9665 Route 9, Chazy, NY, 12921 | 5.3 | |
| Allstate | Beverly Peryea-Labarge | 34 Skyway Plz Ste 4, Plattsburgh, NY, 12901 | 18.6 | |
| Travelers | Elmer A Thompson Inc | 167 E Main, Chateaugay, NY, 12920 | 31.6 | |
| Travelers | Rose & Kiernan Inc | 498 Route 3, Plattsburgh, NY, 12901 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,660 | $820 |
| Clinton County, NY | $129,000 | $1,226 | $820 | $1,730 | $910 |
| Champlain, NY | $113,800 | $952 | $690 | $1,360 | $670 |
| South Hero, VT | $354,500 | $1,010 | $680 | $1,380 | $700 |
| Lyon Mountain, NY | $65,500 | $602 | $400 | $820 | $420 |
| Winooski, VT | $217,100 | $654 | $440 | $900 | $460 |
| Essex, VT | $283,500 | $734 | $490 | $1,010 | $520 |
| South Burlington, VT | $280,800 | $731 | $530 | $1,000 | $470 |
| Willsboro, NY | $121,100 | $604 | $400 | $840 | $440 |
| Shelburne, VT | $400,000 | $815 | $600 | $1,160 | $560 |
| Constable, NY | $91,300 | $590 | $410 | $830 | $420 |
| Richmond, VT | $319,300 | $934 | $640 | $1,280 | $640 |
| Stowe, VT | $392,100 | $1,119 | $810 | $1,590 | $780 |