Gavop's guide to buying homeowners insurance in Alamosa, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Alamosa, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Co Rd 101, Chamisa Trl, Palomino Pl, Twenty First St, 9th St, 2nd St, Rd 112.6, Co Rd 12 S, Le Roy St, State Hwy 368 | $266,500 | $220,000 | $250,000-$300,000 | $151,000 | $140,000 | $125,000-$150,000 |
| East Ave, N River Rd, Tenmile Ln, State Hwy 112, Rd N 100, Basalt Way, State Hwy 370, Co Rd 4.5 S, Rd 7 S, la Due Ave | $130,000 | $110,000 | $125,000-$150,000 | $106,000 | $90,000 | $100,000-$125,000 |
| S Co Rd 110, Costilla Ave, Polk Ave, Center Ave, Co Rd 111, Basalt Dr, Tyler Ave, San Juan Ave, Ninemile Rd, Ash Dr | $162,000 | $150,000 | $125,000-$150,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Lakeview Ave, Co Rd 101, Co Rd 13 S, Medano Pl, Redwing Ln, Rd S112, Rd 8 S, 11th St, S 125 Rd, Alamosa Ave | $237,500 | $200,000 | $250,000-$300,000 | $146,000 | $120,000 | $150,000-$175,000 |
| Ln 7 N, Diorite Dr, Rd 5.75 S, Yuma Ct, Co Rd 2 S, Yucca Rd, Cling Ln, Rd 4 S, Badger Ct, Girault Ave | $159,000 | $140,000 | $175,000-$200,000 | $156,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $756 |
| Superior Protection Discount | -$92 | $830 |
| Fire & Security Discount | -$83 | $839 |
| Hail Resistant Roof Discount | -$28 | $895 |
| Newly Constructed Home Discount | -$203 | $719 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alamosa County | $2,500 | $910 | $3,410 | $662 | $3,162 | $249 |
| Alamosa, CO | $1,000 | $911 | $1,911 | $662 | $1,662 | $249 |
| Mosca-Hooper, CO | $400 | $1,080 | $1,480 | $785 | $1,185 | $295 |
| Capulin, CO | $1,000 | $1,014 | $2,014 | $737 | $1,737 | $277 |
| Manassa, CO | $400 | $963 | $1,363 | $700 | $1,100 | $263 |
| Romeo, CO | $2,500 | $752 | $3,252 | $546 | $3,046 | $205 |
| Antonito, CO | $500 | $848 | $1,348 | $616 | $1,116 | $232 |
| Crestone, CO | $1,500 | $1,465 | $2,965 | $1,065 | $2,565 | $400 |
| Del Norte, CO | $1,500 | $1,043 | $2,543 | $758 | $2,258 | $285 |
| Center, CO | $100 | $827 | $927 | $601 | $701 | $226 |
| South Fork, CO | $2,500 | $1,317 | $3,817 | $957 | $3,457 | $360 |
| Home Insurance Company Alamosa, CO | Homeowners Insurance Agency Alamosa, CO | Address | Popularity Score | Distance from Alamosa (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Dells Insurance Agency Inc. | 510 Bell Ave, Alamosa, CO, 81101 | 2.3 | |
| State Farm | Mary Jo Merkley | 1639 Grande Ave, Monte Vista, CO, 81144-1787 | 18.4 | |
| State Farm | Torben Walters | 431 3rd St, Alamosa, CO, 81101-2661 | 1.9 | |
| State Farm | Jay Meyer | 410 Ross Ave, Alamosa, CO, 81101-2489 | 2.3 | |
| Farmers | Clarine Denton | 2001 Main St, Alamosa, CO, 81101 | 3.1 | |
| Allstate | The Hancock Group In | 903 Main St, Alamosa, CO, 81101 | 2.3 | |
| State Farm | Jay Meyer | 410 Ross Avenue, Alamosa, CO, 81101-2489 | 2.3 | |
| Farmers | Don Smit | 2415 Mullins Ave Unit 6, Alamosa, CO, 81101 | 3.6 | |
| Liberty Mutual Independent | Cia-Leavitt Insurance Agency Inc | 100 Premium Way, Alamosa, CO, 81101 | 1.3 | |
| Allstate | Colorado Insurance Associates Inc. | 100 Prem Way Po Box 5002, Alamosa, CO, 81101 | 0.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Alamosa County, CO | $152,900 | $921 | $650 | $1,210 | $560 |
| Alamosa, CO | $153,100 | $922 | $650 | $1,210 | $560 |
| Mosca-Hooper, CO | $151,700 | $1,093 | $770 | $1,430 | $660 |
| Capulin, CO | $131,300 | $1,026 | $720 | $1,340 | $620 |
| Manassa, CO | $117,200 | $975 | $680 | $1,280 | $600 |
| Romeo, CO | $68,800 | $761 | $530 | $1,000 | $470 |
| Antonito, CO | $89,100 | $858 | $600 | $1,120 | $520 |
| Crestone, CO | $304,200 | $1,483 | $1,040 | $1,940 | $900 |
| Del Norte, CO | $140,100 | $1,056 | $740 | $1,380 | $640 |
| Center, CO | $84,500 | $837 | $590 | $1,100 | $510 |
| South Fork, CO | $243,500 | $1,333 | $930 | $1,750 | $820 |