Gavop tells you how to get the best homeowners insurance in Fraser, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $119,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $172,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $224,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $209,000 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $590 |
| Home and Two Car | -$103 | $539 |
| Home and Three Car | -$148 | $494 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,440 |
| Hail Damage | $4,524 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,051 |
| Home Insurance Company Fraser, MI | Homeowners Insurance Agency Fraser, MI | Address | Popularity Score | Distance from Fraser (miles) |
|---|---|---|---|---|
| Allstate | Bruce Faber | 43343 Grand River Ave, Novi, MI, 48375 | 27.3 | |
| State Farm | Kathryn Schram | 48875 Gratiot Ave, Chesterfield, MI, 48051-2616 | 9.8 | |
| State Farm | Clay Nissan | 1645 S Wayne Rd, Westland, MI, 48186-5621 | 28.1 | |
| Liberty Mutual Independent | The Robbins Group | 330 Superior Mall, Port Huron, MI, 48060 | 40.3 | |
| State Farm | Debra Herndon | 15192 E 13 Mile Rd, Warren, MI, 48088-3395 | 1.5 | |
| State Farm | Kawana Smith | 26130 W 6 Mile Rd, Redford, MI, 48240-2217 | 20.0 | |
| State Farm | Bernie Barden Jr | 4101 John R Rd Ste 500, Troy, MI, 48085-3690 | 8.8 | |
| State Farm | Ron Boschert | 49175 Pontiac Trl, Wixom, MI, 48393-2580 | 30.1 | |
| State Farm | Ralph Everitt | 7800 Metropolitan Pkwy, Sterling Heights, MI, 48312-1054 | 4.7 | |
| Allstate | Dusan Sinadinoski | 47587 Van Dyke Ave, Shelby Township, MI, 48317 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,100 | $550 |
| Macomb County, MI | $146,700 | $765 | $560 | $1,090 | $530 |
| Fraser, MI | $128,000 | $642 | $440 | $890 | $450 |
| Grosse Pointe, MI | $325,500 | $1,106 | $740 | $1,560 | $820 |
| Berkley, MI | $172,800 | $692 | $460 | $960 | $500 |
| Rochester Hills, MI | $264,400 | $923 | $640 | $1,260 | $620 |
| Algonac, MI | $103,400 | $726 | $520 | $1,040 | $520 |
| Plymouth, MI | $267,400 | $812 | $550 | $1,120 | $570 |
| Clyde, MI | $148,000 | $664 | $460 | $940 | $480 |
| Carleton, MI | $110,100 | $737 | $500 | $1,020 | $520 |
| Ann Arbor, MI | $271,600 | $936 | $670 | $1,340 | $670 |
| Linden, MI | $143,800 | $785 | $560 | $1,110 | $550 |
| Raisinville, MI | $171,100 | $690 | $460 | $950 | $490 |