Gavop shows you how to buy homeowners insurance in Wauseon, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $103,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $146,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $173,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $535 |
| Superior Protection Discount | -$64 | $573 |
| Fire & Security Discount | -$57 | $580 |
| Hail Resistant Roof Discount | -$13 | $624 |
| Newly Constructed Home Discount | -$172 | $465 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,218 |
| Home Insurance Company Wauseon, OH | Homeowners Insurance Agency Wauseon, OH | Address | Popularity Score | Distance from Wauseon (miles) |
|---|---|---|---|---|
| Erie | Cordy Insurance Agency | 515 N Shoop Avenue, Wauseon, OH, 43567 | 0.3 | |
| Travelers | Diversified Insurance Service Llc | 349 Rice St, Elmore, OH, 43416 | 44.2 | |
| Travelers | Roth Insurance Agency Inc | 2425 Detroit Avenue, Maumee, OH, 43537 | 27.0 | |
| State Farm | Jamie Mauntler | 5401 Secor Rd, Toledo, OH, 43623-1923 | 28.9 | |
| State Farm | Todd Riggs | 7109 W Central Ave, Toledo, OH, 43617-1116 | 23.6 | |
| State Farm | David D Hardy | 211 Main St, Delta, OH, 43515-1311 | 7.0 | |
| Allstate | Floyd S. Carter Jr. | 3113 Dustin Rd Ste C, Oregon, OH, 43616 | 35.0 | |
| Allstate | Leslie Poellnitz | 223 Conant St, Maumee, OH, 43537 | 25.2 | |
| State Farm | Bud Moody | 1751 W Sylvania Avenue, Toledo, OH, 43613-4635 | 30.2 | |
| Allstate | Chad Szczepanski | 6600 Sylvania Ave, Sylvania, OH, 43560 | 24.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Fulton County, OH | $134,700 | $690 | $490 | $990 | $500 |
| Wauseon, OH | $123,400 | $637 | $460 | $890 | $430 |
| Gorham, OH | $83,700 | $576 | $420 | $810 | $390 |
| Providence, OH | $193,200 | $822 | $550 | $1,160 | $610 |
| Middleton, OH | $211,000 | $850 | $620 | $1,210 | $590 |
| Jerry City, OH | $112,500 | $658 | $450 | $930 | $480 |
| Ottawa, OH | $168,000 | $654 | $440 | $930 | $490 |
| Curtice, OH | $160,500 | $764 | $510 | $1,060 | $550 |
| West Millgrove, OH | $66,700 | $520 | $350 | $740 | $390 |
| Columbus Grove, OH | $110,500 | $652 | $440 | $890 | $450 |
| Rocky Ridge, OH | $87,600 | $588 | $410 | $830 | $420 |