Gavop's guide to buying homeowners insurance in Putnam, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Putnam, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunnyside St, Dufault St, Smith St, Richmond Rd, Maynard St, Keech St, Burnham St, Bellevue St, Bates Ave, Fairmount St | $154,000 | $120,000 | $125,000-$150,000 | $172,000 | $140,000 | $150,000-$175,000 |
| Nancy Dr, Walnut Rd, Milton St, Elmwood Hill Rd, Somers Tpke, Barber St, Mantup Rd, Woodside St, Cleveland St, Emond St | $177,500 | $170,000 | $125,000-$150,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Groveland Ave, Dewey St, Fox Rd, Whittemore St, Danco Rd, Paula Rd, Pomfret St, Olney St, Bradley St, Woodstock Ave | $193,500 | $180,000 | $175,000-$200,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Marshall St, Chassey St, Market St, Front St, Shepard Ln, Pierce Rd, Poulin Dr, Viens St, Woodstock Ave W, E Putnam Rd | $176,500 | $150,000 | $150,000-$175,000 | $193,000 | $170,000 | $200,000-$250,000 |
| State Hwy 21, Ray St, Laconia Ave, Overlook St, Green St, Wilkinson St, Dudley St, River Junction Ests, Nichols St, Harrison St | $137,500 | $110,000 | $125,000-$150,000 | $141,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $719 |
| Superior Protection Discount | -$84 | $752 |
| Fire & Security Discount | -$59 | $777 |
| Hail Resistant Roof Discount | -$17 | $819 |
| Newly Constructed Home Discount | -$201 | $635 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,319 |
| Hail Damage | $4,476 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,553 |
| Home Insurance Company Putnam, CT | Homeowners Insurance Agency Putnam, CT | Address | Popularity Score | Distance from Putnam (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gerardi Insurance Service Inc | 16 Pomfret St, Putnam, CT, 6260 | 2.1 | |
| Travelers | Del Greco Agencies Inc | 1789 Park Street, Hartford, CT, 6106 | 44.5 | |
| Allstate | Alphonsus Aguh | 737 Wethersfield Ave, Hartford, CT, 6114 | 43.0 | |
| Travelers | Alliance Insurance Corporation | 112 Spencer Street Ste 1a, Manchester, CT, 6040 | 37.2 | |
| Liberty Mutual Independent | Cornerstone Ins Agency Inc | 7 Providence Pike, Putnam, CT, 6260 | 1.3 | |
| Travelers | The Kerin Agency Inc | 131 Day Street , Newington, CT, 6111 | 46.5 | |
| Liberty Mutual Independent | Insite Insurance Services | 433 S Main St Ste 107, West Hartford, CT, 6110 | 46.6 | |
| Travelers | Shimkus Murphy & Lemkuil Inc | 380 New Britain Ave, Hartford, CT, 6106 | 44.1 | |
| Travelers | Peoples United Ins Agency Inc | 1 Goodwin Sq, Hartford, CT, 6103 | 42.8 | |
| Travelers | F D Anderson Agency Inc | 70 Oakwood Drive , Glastonbury, CT, 6033 | 39.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,730 | $870 |
| Windham County, CT | $196,800 | $1,041 | $740 | $1,490 | $750 |
| Putnam, CT | $183,000 | $836 | $610 | $1,150 | $540 |
| Thompson, CT | $204,000 | $894 | $620 | $1,230 | $610 |
| Wauregan, CT | $169,300 | $947 | $650 | $1,320 | $670 |
| Foster Center, RI | $217,300 | $1,230 | $840 | $1,710 | $870 |
| Millville, MA | $298,000 | $1,211 | $810 | $1,710 | $900 |
| Rehoboth, MA | $358,300 | $1,020 | $690 | $1,440 | $750 |
| Medfield, MA | $633,500 | $1,038 | $750 | $1,440 | $690 |
| Narragansett Pier, RI | $458,600 | $2,063 | $1,460 | $2,850 | $1,390 |
| Berkley, MA | $343,700 | $977 | $660 | $1,400 | $740 |
| Amherst, MA | $347,700 | $1,251 | $900 | $1,790 | $890 |
| Hadley, MA | $310,100 | $889 | $650 | $1,230 | $580 |