Gavop shows you how to buy homeowners insurance in Oak Level, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Oak Level, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Reas Ln, Evans Rd, E Cockrell St, Langley Rd, Hornes Rd, Delane Dr, Badin Dr, Glenwood Rd, N Aviation, Legacy Dr | $128,000 | $100,000 | $125,000-$150,000 | $145,500 | $120,000 | $150,000-$175,000 |
| Brook Dr, Tar Island Dr, Laurel Spring Dr, Laurie Dr, N Wheeless Dr, Carter Rd, N King Henry Ct, Thompson Rd, Lynnhaden Dr, Eastern Ave | $193,000 | $180,000 | $200,000-$250,000 | $181,000 | $170,000 | $150,000-$175,000 |
| Airport Rd, S Creek Dr, Redfield Ln, Roberson Ln, Effie Smith Ln, Billy Buck Ln, Pine Terrace Dr, Bridgeport Ct, Pond View Ct, W Vine Ct | $164,500 | $160,000 | $125,000-$150,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Golden Pond Rd, State Rd 1748, Cresent Meadows Dr, Honeysuckle Ln, Loblolly Dr, Lite Wood Ln, Ben Layton Cir, Baker Ln, S Old Franklin Rd, Executive Dr | $133,500 | $120,000 | $100,000-$125,000 | $122,500 | $110,000 | $100,000-$125,000 |
| Tressell Loop Rd, 1st St Exd, State Rd 1840, Sandy Hill Ct, Forest View Dr, Strawbush Rd, Callies Ct, Chelsea Ct, E Railroad St, Waters Edge Dr | $125,500 | $110,000 | $100,000-$125,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $534 |
| Superior Protection Discount | -$58 | $586 |
| Fire & Security Discount | -$58 | $586 |
| Hail Resistant Roof Discount | -$13 | $631 |
| Newly Constructed Home Discount | -$129 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nash County | $1,000 | $706 | $1,706 | $513 | $1,513 | $193 |
| Oak Level, NC | $700 | $636 | $1,336 | $462 | $1,162 | $174 |
| Mannings, NC | $400 | $861 | $1,261 | $625 | $1,025 | $235 |
| Franklinton, NC | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Wilson Mills, NC | $100 | $652 | $752 | $474 | $574 | $178 |
| River, NC | $2,000 | $1,067 | $3,067 | $775 | $2,775 | $292 |
| Pitt County, NC | $400 | $771 | $1,171 | $561 | $961 | $211 |
| Johnston County, NC | $2,500 | $818 | $3,318 | $595 | $3,095 | $224 |
| Bartons Creek, NC | $400 | $1,046 | $1,446 | $760 | $1,160 | $286 |
| Fishing Creek, NC | $2,000 | $677 | $2,677 | $492 | $2,492 | $185 |
| Home Insurance Company Oak Level, NC | Homeowners Insurance Agency Oak Level, NC | Address | Popularity Score | Distance from Oak Level (miles) |
|---|---|---|---|---|
| Travelers | Frederick Insurance & Benefits | 8317 Six Forks Rd Ste 103, Raleigh, NC, 27615 | 42.0 | |
| Travelers | Middlesex Insurance Agency Inc | 10210 S Nash Street, Middlesex, NC, 27557 | 20.0 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Rd Ste 210, Raleigh, NC, 27605 | 43.7 | |
| State Farm | Mike Mckeown | 350 S White St, Wake Forest, NC, 27587-3013 | 34.2 | |
| State Farm | Jerome Murray | 8410 Louisburg Rd Ste 100, Raleigh, NC, 27616-5906 | 34.3 | |
| Allstate | Colin Desouza | 278 W Millbrook Rd, Raleigh, NC, 27609 | 42.1 | |
| Allstate | Craig Narron | 815 N Arendell Ave Ste B, Zebulon, NC, 27597 | 24.6 | |
| Allstate | A. P. Baker | 13200 Falls Of Neuse Rd Ste 107, Raleigh, NC, 27614 | 37.0 | |
| State Farm | Cecil Burt | 6837 Falls Of Neuse Road, Raleigh, NC, 27615-5308 | 40.8 | |
| State Farm | Sandy Frazier | 219 W Washington St, Nashville, NC, 27856-1263 | 4.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,280 | $660 |
| Nash County, NC | $123,100 | $715 | $480 | $1,010 | $530 |
| Oak Level, NC | $129,500 | $643 | $460 | $890 | $430 |
| Mannings, NC | $97,700 | $871 | $640 | $1,250 | $610 |
| Franklinton, NC | $125,800 | $697 | $470 | $980 | $510 |
| Wilson Mills, NC | $134,300 | $660 | $450 | $940 | $490 |
| River, NC | $217,100 | $1,080 | $780 | $1,540 | $760 |
| Pitt County, NC | $138,700 | $781 | $560 | $1,100 | $540 |
| Johnston County, NC | $150,700 | $828 | $600 | $1,150 | $550 |
| Bartons Creek, NC | $448,300 | $1,059 | $770 | $1,470 | $700 |
| Fishing Creek, NC | $123,100 | $685 | $470 | $980 | $510 |