Gavop tells you how to get the best homeowners insurance in Geneseo, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $133,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $165,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $272,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $452,500 | $430,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $599 |
| Home and Two Car | -$112 | $547 |
| Home and Three Car | -$165 | $494 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,368 |
| Hail Damage | $4,571 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,222 |
| Home Insurance Company Geneseo, IL | Homeowners Insurance Agency Geneseo, IL | Address | Popularity Score | Distance from Geneseo (miles) |
|---|---|---|---|---|
| State Farm | Mike Nichols | 106 E Mcclure St, Kewanee, IL, 61443-3404 | 19.3 | |
| State Farm | Gary Presley | 221 Crawford Avenue, Dixon, IL, 61021-3135 | 43.6 | |
| State Farm | Jack Spencer | 313 1st Ave, Rock Falls, IL, 61071-1241 | 32.6 | |
| Liberty Mutual Independent | Lyle R Jager Agency Inc | 180 W South St, Kewanee, IL, 61443 | 19.6 | |
| Allstate | Brad Zude | 3700 16th St, Moline, IL, 61265 | 18.8 | |
| Erie | John E Miller Financial Services Llc | 1301 30th Street, Rock Island, IL, 61201 | 21.6 | |
| Allstate | Mario Melendez | 1205 10th Ave, Rock Falls, IL, 61071 | 31.6 | |
| Travelers | Kenney Insurance Agency Inc | 710 N Galena Avenue, Dixon, IL, 61021 | 43.8 | |
| State Farm | Rich Sheley | 121 N State St, Geneseo, IL, 61254-1345 | 0.6 | |
| State Farm | Jim Frederich | 204 W 1st St, Geneseo, IL, 61254-1344 | 0.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,220 | $640 |
| Henry County, IL | $115,800 | $679 | $490 | $940 | $450 |
| Geneseo, IL | $148,100 | $659 | $450 | $940 | $490 |
| Cambridge, IL | $105,200 | $667 | $460 | $910 | $450 |
| Mineral, IL | $85,000 | $596 | $420 | $850 | $430 |
| Woodhull, IL | $93,300 | $627 | $420 | $870 | $450 |
| Richland Grove, IL | $168,100 | $827 | $600 | $1,170 | $570 |
| Clinton, IA | $93,500 | $626 | $460 | $860 | $400 |
| Ustick, IL | $170,100 | $831 | $590 | $1,190 | $600 |
| Donahue, IA | $151,600 | $870 | $600 | $1,190 | $590 |
| Princeton, IL | $121,900 | $667 | $470 | $940 | $470 |
| Welton, IA | $210,000 | $1,000 | $710 | $1,380 | $670 |
| La Moille, IL | $102,900 | $659 | $450 | $910 | $460 |