Gavop shows you how to buy homeowners insurance in Ault, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ault, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 129, Co Rd 83, Co Rd 119, Co Rd 65, Reed Ave, E 4th St, Waterford Hill Pl, Co Rd 69, Rodeo Dr, Co Rd 384 | $179,000 | $160,000 | $200,000-$250,000 | $385,500 | $350,000 | $400,000-$500,000 |
| Cleveland Ave, Wb Farms Rd, Co Rd 103, Roosevelt Ave, Co Rd 110, Cutter Dr, Bridle Ridge Cir, Antelope Ln, Co Rd 84, Co Rd 88 | $224,500 | $210,000 | $200,000-$250,000 | $535,500 | $490,000 | $500,000-$600,000 |
| Co Rd 132, Washington Ave, Roanoake, Co Rd 91, Franklin St, Co Rd 68 1/2, Woods Ave, Peckham Ave, Blvd E, McGuire Ave | $237,000 | $220,000 | $200,000-$250,000 | $394,500 | $340,000 | $350,000-$400,000 |
| Co Rd 71, Railroad St, N Railroad Ave, Co Rd 90, Pinnocle Ridge Ct, Co Rd 116, Laramie Ave, Co Rd 126, Weld Co Rd 74, Gaylor St | $264,000 | $240,000 | $250,000-$300,000 | $279,000 | $230,000 | $200,000-$250,000 |
| Wilson Ave, Gold Stone Creek Ct, Co Rd 100, Co Rd Kk, Leif Ln, Co Rd 105, Hill Rd, Co Rd 157, Co Rd 102, Co Rd 133 | $285,000 | $250,000 | $300,000-$350,000 | $333,000 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $827 |
| Superior Protection Discount | -$97 | $875 |
| Fire & Security Discount | -$88 | $885 |
| Hail Resistant Roof Discount | -$19 | $953 |
| Newly Constructed Home Discount | -$253 | $720 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,536 |
| Hail Damage | $5,265 |
| Wind Damage | $9,515 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $8,453 |
| Optional Coverage Losses | $8,156 |
| Home Insurance Company Ault, CO | Homeowners Insurance Agency Ault, CO | Address | Popularity Score | Distance from Ault (miles) |
|---|---|---|---|---|
| State Farm | Marinda Simpson | 2601 S Lemay Ave Unit 37, Fort Collins, CO, 80525-2297 | 23.7 | |
| State Farm | Arnie Mascarenas | 1011 39th Ave, Greeley, CO, 80634-2506 | 25.6 | |
| Travelers | First Choice Insurance Agency | 11409 Business Park Cir Ste330, Firestone, CO, 80504 | 45.0 | |
| State Farm | Nicolas Lezama | 3527 W 12th St Ste C, Greeley, CO, 80634-2538 | 25.6 | |
| State Farm | Ronny Bush | 1090 E Elizabeth St, Fort Collins, CO, 80524-3912 | 22.6 | |
| Farmers | Craig Campbell | 262 E Mountain Ave Ste 100, Fort Collins, CO, 80524 | 22.7 | |
| Nationwide | Mountain Plains Agency Llc | 4532 Mcmurry Ave Ste 101, Fort Collins, CO, 80525-8023 | 24.6 | |
| Allstate | Sherry Unruh | 1051 Main St, Windsor, CO, 80550 | 23.5 | |
| Travelers | Bsh Insurance Agency | 8017 1st Street # B, Wellington, CO, 80549 | 15.5 | |
| State Farm | David Dilley | 4050 S Timberline Rd Unit 140, Fort Collins, CO, 80525-6023 | 23.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Weld County, CO | $245,000 | $1,203 | $840 | $1,580 | $740 |
| Ault, CO | $258,400 | $973 | $680 | $1,270 | $590 |
| Eaton, CO | $243,400 | $1,333 | $930 | $1,750 | $820 |
| Timnath-Wellington, CO | $363,700 | $1,669 | $1,170 | $2,190 | $1,020 |
| Fox Farm-College, WY | $26,300 | $308 | $220 | $420 | $200 |
| Cheyenne, WY | $187,300 | $977 | $660 | $1,350 | $690 |
| Garden City, CO | $86,700 | $847 | $590 | $1,110 | $520 |
| Evans, CO | $174,800 | $825 | $580 | $1,080 | $500 |
| La Salle, CO | $171,100 | $1,151 | $810 | $1,510 | $700 |
| Burns, WY | $161,200 | $992 | $720 | $1,370 | $650 |
| Berthoud, CO | $345,100 | $1,005 | $700 | $1,320 | $620 |
| Mead, CO | $343,500 | $1,599 | $1,120 | $2,090 | $970 |