Gavop tells you how to get the best homeowners insurance in Prince of Wales-Hyder Census, AK by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $75,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $172,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $232,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $230,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $521 |
| Superior Protection Discount | -$58 | $585 |
| Fire & Security Discount | -$71 | $572 |
| Hail Resistant Roof Discount | -$19 | $623 |
| Newly Constructed Home Discount | -$161 | $482 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince of Wales-Hyder Census Area | $2,000 | $635 | $2,635 | $461 | $2,461 | $174 |
| Hyder, AK | $1,500 | $635 | $2,135 | $461 | $1,961 | $174 |
| Prince of Wales census, AK | $500 | $785 | $1,285 | $571 | $1,071 | $215 |
| Craig, AK | $500 | $846 | $1,346 | $615 | $1,115 | $231 |
| Klawock, AK | $2,500 | $722 | $3,222 | $525 | $3,025 | $197 |
| Hydaburg, AK | $200 | $527 | $727 | $383 | $583 | $144 |
| Kasaan, AK | $1,000 | $534 | $1,534 | $388 | $1,388 | $146 |
| Thorne Bay, AK | $200 | $822 | $1,022 | $597 | $797 | $225 |
| Naukati Bay, AK | $2,000 | $759 | $2,759 | $551 | $2,551 | $207 |
| Coffman Cove, AK | $300 | $906 | $1,206 | $658 | $958 | $248 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Prince of Wales-Hyder Census Area, AK | $169,100 | $643 | $440 | $920 | $480 |
| Hyder, AK | $169,100 | $643 | $440 | $920 | $480 |
| Prince of Wales census, AK | $183,500 | $795 | $540 | $1,140 | $600 |
| Craig, AK | $216,300 | $856 | $580 | $1,220 | $640 |
| Klawock, AK | $154,300 | $731 | $500 | $1,050 | $550 |
| Hydaburg, AK | $90,700 | $533 | $360 | $760 | $400 |
| Kasaan, AK | $92,500 | $540 | $370 | $770 | $400 |
| Thorne Bay, AK | $202,700 | $832 | $570 | $1,190 | $620 |
| Naukati Bay, AK | $170,500 | $768 | $520 | $1,100 | $580 |
| Coffman Cove, AK | $253,600 | $917 | $620 | $1,310 | $690 |