Gavop tells you how to get the best homeowners insurance in Saranac Lake, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Saranac Lake, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedars Way, Evans Ln, Quaker Mountain Rd, Twin Birch Way, Mt Pisgah Rd, Julian Way, Community Cir, Forest Hill Ave, Co Hwy 26A, Signal Hill Rd | $129,500 | $100,000 | $100,000-$125,000 | $146,500 | $120,000 | $150,000-$175,000 |
| Whatavu, Seneca Ln, Moody Way, Lake St, Shepard Ave, Coveys Way, Lake Flower Ave, Alpine Ln, W Main St, Johnson Rd | $346,500 | $310,000 | $250,000-$300,000 | $147,000 | $120,000 | $150,000-$175,000 |
| Peninsula Rd, Wrights Way, Alpine Way, Clinton Ave, Alpine Way, Mill St, Rockledge Rd W, Bonnieview Rd, Quail Ln, Mount Whitney Way | $251,500 | $210,000 | $250,000-$300,000 | $139,500 | $120,000 | $125,000-$150,000 |
| Stoney Birch Way, Saranac Ave, Haselton Rd, Iroquois Ln, Tadds Way, The Commons Way, Saranac Ave, Incinerator Rd, Mt View Rd, Co Hwy 21 | $245,500 | $220,000 | $250,000-$300,000 | $177,000 | $160,000 | $150,000-$175,000 |
| Conifer Cir, Kate Smith Ave, Manning Rd, Country Club Ln, Mountain Ln, Ama Way, Terrace Way, Rte 86, McKinley St, Dinsmore Way | $198,000 | $180,000 | $150,000-$175,000 | $88,000 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$50 | $573 |
| Home and Two Car | -$106 | $517 |
| Home and Three Car | -$143 | $480 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,218 |
| Home Insurance Company Saranac Lake, NY | Homeowners Insurance Agency Saranac Lake, NY | Address | Popularity Score | Distance from Saranac Lake (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gordon W Pratt Agency Inc | 2699 Main St , Lake Placid, NY, 12946 | 7.9 | |
| Nationwide | Kevin M Daniels | 20 Elm St, Potsdam, NY, 13676 | 48.4 | |
| Liberty Mutual Independent | Gordon W Pratt Agency Inc | 2699 Main St, Lake Placid, NY, 12946 | 7.9 | |
| Travelers | Rose & Kiernan Inc | 4394 Main St, Port Henry, NY, 12974 | 38.4 | |
| Allstate | Clark Forster | 85 Kent St, Keeseville, NY, 12944 | 34.6 | |
| State Farm | Chester Mazzone | 61 Smithfield Blvd, Plattsburgh, NY, 12901-2111 | 40.8 | |
| Travelers | S Curtis Hayes Inc | 20 Broadway, Saranac Lake, NY, 12983 | 0.2 | |
| Allstate | Upstate Agency Inc. | 98 Montcalm St, Ticonderoga, NY, 12883 | 48.1 | |
| Travelers | Upstate Agency Llc | 3926 Nys Route 22, Willsboro, NY, 12996 | 36.4 | |
| Liberty Mutual Independent | King Clark Co. Inc | 3415 State Route 11, Malone, NY, 12953 | 37.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,610 | $820 |
| Essex County, NY | $146,900 | $619 | $440 | $860 | $420 |
| Saranac Lake, NY | $163,100 | $623 | $430 | $850 | $420 |
| Harrietstown, NY | $171,900 | $642 | $440 | $910 | $470 |
| North Elba, NY | $194,200 | $698 | $500 | $970 | $470 |
| Ellenburg, NY | $100,800 | $591 | $430 | $840 | $410 |
| Clinton County, NY | $129,000 | $1,226 | $850 | $1,750 | $900 |
| Essex, NY | $176,300 | $701 | $480 | $970 | $490 |
| Addison, VT | $238,200 | $809 | $590 | $1,140 | $550 |
| Stockholm, NY | $77,500 | $594 | $400 | $810 | $410 |
| Johnsburg, NY | $151,400 | $646 | $440 | $890 | $450 |
| Fort Covington Hamlet, NY | $77,200 | $594 | $410 | $840 | $430 |
| Brasher, NY | $91,800 | $590 | $420 | $810 | $390 |