Gavop's guide to buying homeowners insurance in Grayson County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Grayson County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 682, Jones Ln, Dover Ln, Bear Hollow Ln, Cliff St, State Rte 740, Lineberry Ln, Circle View Ln, State Rte 700, Roberts Cove Rd | $194,500 | $180,000 | $150,000-$175,000 | $89,500 | $80,000 | $50,000-$75,000 |
| Fish Pond Rd, Liberty Hill Rd, Johns Creek Ln, 3 D Ranch Ln, Chestnut Ln, Firehouse Rd, Greenville Rd, Lost Lake Rd, Kenstock Ln, Rocky Road Ln | $129,500 | $100,000 | $125,000-$150,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Mockingbird Ln, Rugbys Creek Ln, Gold Hill Rd, Pouncer Ln, Fairview Rd, Fishers Gap Rd, Fox Creek Rd, State Rte 700, Gurley Ln, Beaver Creek Rd | $114,500 | $100,000 | $100,000-$125,000 | $82,000 | $80,000 | $50,000-$75,000 |
| Davis Knob Rd, Rabbit Fork Rd, Tarny Wood Ln, Grubbs Chapel Ln, State Rte T 1102, Highview Ln, Quarry Rd, Beech Grove Ln, Apple Ln, Corkwood Ln | $181,500 | $150,000 | $150,000-$175,000 | $146,000 | $130,000 | $150,000-$175,000 |
| B F Buchanan Hwy, Summerfield Rd, Grouse Hollow Rd, State Rte 799, Chasewood Ln, State Rte 777, Flintrock Ln, Honeydew Ln, State Rte T 802, Shamrock Ln | $173,000 | $150,000 | $150,000-$175,000 | $144,500 | $130,000 | $125,000-$150,000 |
| Deer Creek Loop, Old Kentucky Rd, Cox's Chapel Rd, Rock Bridge Rd, State Rte 634, Open Meadow Ln, State Rte 752, Sandalwood Ln, Overdale Ln, State Rte 631 | $194,000 | $180,000 | $150,000-$175,000 | $104,500 | $90,000 | $75,000-$100,000 |
| Wagon Wheel Rd, Arrowhead Dr, Briar Run Ln, Amber Ln, State Rte 738, Echo Ridge Ln, State Rte 16, Broom Ln, State Rte 688, State Rte 1002 | $99,500 | $90,000 | $75,000-$100,000 | $91,000 | $70,000 | $100,000-$125,000 |
| State Rte 621, State Rte 887, Fieldview Ln, Volney Rd, Marion Hts, State Rte 633, Martha's Knob Rd, Wilson Hwy, Wildwood Ln, Barefoot Ln | $109,500 | $100,000 | $125,000-$150,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Chestnut Grove Rd, State Rte 792, Scalehouse Ln, Flat Rock Rd, Library St, Old Ferry Rd, Horse Shoe Dr, Rabbit Hollow Ln, Wisteria Ln, Woodside Dr | $135,000 | $120,000 | $100,000-$125,000 | $110,500 | $90,000 | $75,000-$100,000 |
| Rock Road Ln, Holly Ridge Rd, Panther Creek Rd, Chimney Ln, Meadow Beach Ln, State Rte 883, Dormitory Ln, Clouds Ln, Cornflower Rd, State Rte T-1134 | $155,500 | $130,000 | $150,000-$175,000 | $91,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $738 |
| Superior Protection Discount | -$91 | $820 |
| Fire & Security Discount | -$100 | $811 |
| Hail Resistant Roof Discount | -$27 | $884 |
| Newly Constructed Home Discount | -$191 | $720 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grayson County | $1,500 | $901 | $2,401 | $655 | $2,155 | $246 |
| Grayson County, VA | $2,000 | $901 | $2,901 | $655 | $2,655 | $246 |
| Rye Valley, VA | $300 | $481 | $781 | $350 | $650 | $131 |
| Royal Oak, VA | $2,500 | $452 | $2,952 | $328 | $2,828 | $123 |
| North Wilkesboro, NC | $500 | $618 | $1,118 | $449 | $949 | $169 |
| Ronda, NC | $2,000 | $451 | $2,451 | $327 | $2,327 | $123 |
| Toast, NC | $300 | $586 | $886 | $426 | $726 | $160 |
| Tazewell, VA | $1,500 | $607 | $2,107 | $441 | $1,941 | $166 |
| Northern, VA | $500 | $909 | $1,409 | $660 | $1,160 | $248 |
| Pocahontas, VA | $1,500 | $120 | $1,620 | $87 | $1,587 | $33 |
| Beech Mountain, NC | $500 | $1,174 | $1,674 | $853 | $1,353 | $321 |
| Maybeury, WV | $1,000 | $314 | $1,314 | $228 | $1,228 | $86 |
| Home Insurance Company Grayson County, VA | Homeowners Insurance Agency Grayson County, VA | Address | Popularity Score | Distance from Grayson County (miles) |
|---|---|---|---|---|
| State Farm | Chris Goad | 231 S Main St, Hillsville, VA, 24343-1504 | 28.2 | |
| Travelers | Snow Insurance | 708 N Main St, Hillsville, VA, 24343 | 28.1 | |
| State Farm | Robby Wingate | 578 E Main St Ste A, Independence, VA, 24348-3880 | 5.2 | |
| Travelers | Wamplers Insurance Agency Inc | 445 Porterfield Hwy Sw Suite D, Abingdon, VA, 24210 | 43.0 | |
| Travelers | Cbi Insurance | 18608 Lee Hwy, Abingdon, VA, 24210 | 44.8 | |
| Travelers | Hanks Insurance Agency Inc | 501 Glendale Rd, Galax, VA, 24333 | 17.1 | |
| Travelers | Cbi Insurance | 18608 Lee Highway, Abingdon, VA, 24210 | 44.8 | |
| Erie | Mundy Insurance Agency Inc. | 205 E Main Street, Independence, VA, 24348 | 4.8 | |
| Farmers | Belinda Blodgett | 1055 E Main St, Radford, VA, 24141 | 49.9 | |
| Allstate | Barry Perdue | 2005 Leatherwood Ln Ste A, Bluefield, VA, 24605 | 40.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,360 | $680 |
| Grayson County, VA | $95,700 | $912 | $660 | $1,290 | $630 |
| Grayson County, VA | $95,700 | $912 | $650 | $1,300 | $650 |
| Rye Valley, VA | $87,200 | $487 | $350 | $700 | $350 |
| Royal Oak, VA | $81,900 | $457 | $310 | $640 | $330 |
| North Wilkesboro, NC | $109,700 | $626 | $460 | $870 | $410 |
| Ronda, NC | $70,600 | $456 | $310 | $650 | $340 |
| Toast, NC | $94,300 | $593 | $420 | $810 | $390 |
| Tazewell, VA | $113,200 | $614 | $410 | $850 | $440 |
| Northern, VA | $79,800 | $920 | $660 | $1,270 | $610 |
| Pocahontas, VA | $33,500 | $121 | $80 | $170 | $90 |
| Beech Mountain, NC | $254,600 | $1,188 | $860 | $1,650 | $790 |
| Maybeury, WV | $17,500 | $318 | $230 | $450 | $220 |