Gavop's guide to buying homeowners insurance in Etowah, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Etowah, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Westside Dr, Rolling Ridge Way, Foggy Mountain Rd, Barnes Ct, Remington Trl, Rainbows End Rd, McClure Dr, Bonnie Ln, Eastwind Dr, S Greenwood Forest Dr | $236,500 | $210,000 | $175,000-$200,000 | $129,000 | $120,000 | $125,000-$150,000 |
| Openview Rd, Tulip Poplar Ln, Gash Rd, Co Rd 1203, Trailmaster Dr, Le Blanc Squirrel Trl, Armstrong Rd, Sunset Valley Dr, Etowah School Rd, Waterfall Cove | $143,000 | $120,000 | $100,000-$125,000 | $140,500 | $110,000 | $125,000-$150,000 |
| Festivity Ln, River Rock Rd, Williams Ln, R D Morgan Ln, Oakland Hill Dr, Crystal Heights Dr, Brock Creek Rd, Brooktree Cir, Titleist Way, Co Rd 1469 | $230,000 | $220,000 | $200,000-$250,000 | $213,000 | $190,000 | $200,000-$250,000 |
| Forest Acres Dr, Cheerful Cir, Guys Way, Co Rd 1139, Carousel Corner Dr, Royal Knoll Dr, Co Rd 1192, Laurel Ridge Pl, Pebble Ridge Rd, Co Rd 1201 | $353,500 | $310,000 | $300,000-$350,000 | $194,500 | $160,000 | $175,000-$200,000 |
| Mennonite Church Rd, Horse Shoe Ridge Trl, High Meadow Ln, Pastoral Way, Talon Trail Ln, Cumming Woods Ct, Chevy Holler Rd, S Green Leaf Rd, Luxury Lake, Pressley Valley Ln | $326,500 | $260,000 | $250,000-$300,000 | $212,500 | $190,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $657 |
| Superior Protection Discount | -$73 | $738 |
| Fire & Security Discount | -$81 | $730 |
| Hail Resistant Roof Discount | -$16 | $795 |
| Newly Constructed Home Discount | -$227 | $584 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henderson County | $700 | $954 | $1,654 | $693 | $1,393 | $261 |
| Etowah, NC | $1,500 | $802 | $2,302 | $583 | $2,083 | $219 |
| Tryon, NC | $300 | $1,044 | $1,344 | $759 | $1,059 | $285 |
| Beaverdam, NC | $1,500 | $696 | $2,196 | $506 | $2,006 | $190 |
| Green Creek, NC | $100 | $907 | $1,007 | $659 | $759 | $248 |
| Old Fort, NC | $1,000 | $555 | $1,555 | $404 | $1,404 | $152 |
| Easley, SC | $500 | $864 | $1,364 | $628 | $1,128 | $236 |
| Liberty, SC | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Highlands, NC | $500 | $2,219 | $2,719 | $1,613 | $2,113 | $606 |
| Glenwood, NC | $1,000 | $677 | $1,677 | $492 | $1,492 | $185 |
| Crabtree, NC | $200 | $831 | $1,031 | $604 | $804 | $227 |
| Home Insurance Company Etowah, NC | Homeowners Insurance Agency Etowah, NC | Address | Popularity Score | Distance from Etowah (miles) |
|---|---|---|---|---|
| Travelers | Brevard Insurance Agency Inc | 32 E Jordan St, Brevard, NC, 28712 | 9.6 | |
| Allstate | Joseph Taylor | 2170 Hendersonville Rd, Arden, NC, 28704 | 12.6 | |
| Allstate | Dalton Insurance Agency Of The Carolinas | 163 Main St Ste 1, Rosman, NC, 28772 | 17.3 | |
| Travelers | Brevard Insurance Agency Inc | 32 East Jordan St., Brevard, NC, 28712 | 9.6 | |
| Travelers | Webb Insurance | 216 Asheland Avenue, Asheville, NC, 28801 | 19.5 | |
| Travelers | Morrow Insurance Agency | 246 South Main Street, Marion, NC, 28752 | 41.8 | |
| Erie | Pryor Insurance Associates Inc. | 224 S Grove Street Suite M, Hendersonville, NC, 28792 | 7.5 | |
| Liberty Mutual Independent | The Williams Company | 1008 Asheville Highway, Hendersonville, NC, 28791 | 7.2 | |
| Allstate | Nikolaos Rantzos | 104 New Hendersonville Hwy, Pisgah Forest, NC, 28768 | 6.8 | |
| State Farm | Jason Gurley | 93 Forest Gate Dr, Pisgah Forest, NC, 28768-7929 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,230 | $630 |
| Henderson County, NC | $193,200 | $966 | $690 | $1,330 | $640 |
| Etowah, NC | $181,300 | $811 | $560 | $1,130 | $570 |
| Tryon, NC | $209,700 | $1,057 | $760 | $1,500 | $740 |
| Beaverdam, NC | $146,800 | $705 | $490 | $980 | $490 |
| Green Creek, NC | $167,500 | $918 | $670 | $1,270 | $600 |
| Old Fort, NC | $88,700 | $562 | $410 | $780 | $370 |
| Easley, SC | $134,700 | $875 | $600 | $1,220 | $620 |
| Liberty, SC | $104,200 | $670 | $460 | $920 | $460 |
| Highlands, NC | $491,700 | $2,246 | $1,550 | $3,120 | $1,570 |
| Glenwood, NC | $112,100 | $685 | $500 | $950 | $450 |
| Crabtree, NC | $147,300 | $841 | $610 | $1,170 | $560 |