Gavop tells you how to get the best homeowners insurance in Fulton, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $109,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $180,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $117,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $826 |
| Superior Protection Discount | -$96 | $864 |
| Fire & Security Discount | -$77 | $883 |
| Hail Resistant Roof Discount | -$19 | $941 |
| Newly Constructed Home Discount | -$192 | $768 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oswego County | $700 | $1,211 | $1,911 | $880 | $1,580 | $331 |
| Fulton, NY | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Conquest, NY | $100 | $583 | $683 | $424 | $524 | $159 |
| Onondaga County, NY | $1,500 | $600 | $2,100 | $436 | $1,936 | $164 |
| Savannah, NY | $400 | $584 | $984 | $424 | $824 | $160 |
| De Witt, NY | $1,500 | $598 | $2,098 | $435 | $1,935 | $163 |
| Tully, NY | $300 | $761 | $1,061 | $553 | $853 | $208 |
| Newark, NY | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Geneva, NY | $400 | $940 | $1,340 | $683 | $1,083 | $257 |
| Rodman, NY | $2,000 | $657 | $2,657 | $477 | $2,477 | $180 |
| Manchester, NY | $400 | $932 | $1,332 | $677 | $1,077 | $255 |
| Rome, NY | $2,500 | $1,211 | $3,711 | $880 | $3,380 | $331 |
| Home Insurance Company Fulton, NY | Homeowners Insurance Agency Fulton, NY | Address | Popularity Score | Distance from Fulton (miles) |
|---|---|---|---|---|
| Allstate | Andrew Sikora | 7496 Oswego Rd, Liverpool, NY, 13090 | 14.8 | |
| Liberty Mutual Independent | Eastern Shore Associates | 101 Cayuga Street, Fulton, NY, 13069 | 1.7 | |
| Nationwide | Robert L Keller Jr | 807 Old Liverpool Rd., Liverpool, NY, 13088-1502 | 17.5 | |
| Travelers | Central New York Agency Llc | 71 State St Ste A, Phoenix, NY, 13135 | 7.2 | |
| State Farm | Jamie Rigby | 101 Inwood Dr Ste 2, Syracuse, NY, 13219-1986 | 19.6 | |
| Nationwide | Mark Malvaso Llc | 106 East Main St., Elbridge, NY, 13060-0700 | 18.8 | |
| Allstate | Thomas Woinski | 441 Beechwood Ave, Liverpool, NY, 13088 | 18.4 | |
| Allstate | Michael Dey | 8114 Brewerton Rd, Cicero, NY, 13039 | 17.1 | |
| Travelers | Eastern Shore Associates | 401 S Main St , North Syracuse, NY, 13212 | 18.0 | |
| State Farm | Mary Walsh | 605 Old Liverpool Rd, Liverpool, NY, 13088-6032 | 18.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,590 | $800 |
| Oswego County, NY | $97,800 | $1,226 | $880 | $1,740 | $860 |
| Fulton, NY | $78,200 | $960 | $640 | $1,360 | $720 |
| Conquest, NY | $93,100 | $590 | $410 | $830 | $420 |
| Onondaga County, NY | $139,400 | $607 | $440 | $870 | $430 |
| Savannah, NY | $84,500 | $591 | $410 | $810 | $400 |
| De Witt, NY | $153,700 | $605 | $410 | $850 | $440 |
| Tully, NY | $200,400 | $770 | $560 | $1,060 | $500 |
| Newark, NY | $86,000 | $960 | $640 | $1,350 | $710 |
| Geneva, NY | $93,700 | $952 | $650 | $1,300 | $650 |
| Rodman, NY | $161,000 | $665 | $490 | $940 | $450 |
| Manchester, NY | $97,600 | $943 | $690 | $1,300 | $610 |
| Rome, NY | $94,900 | $1,226 | $850 | $1,730 | $880 |