Gavop's guide to buying homeowners insurance in Holland charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $176,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $207,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $279,000 | $250,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $538 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$47 | $618 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$179 | $485 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ottawa County | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Holland charter, MI | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Fruitport charter, MI | $500 | $697 | $1,197 | $507 | $1,007 | $191 |
| Wolf Lake, MI | $1,000 | $684 | $1,684 | $497 | $1,497 | $187 |
| Thornapple, MI | $100 | $664 | $764 | $482 | $582 | $181 |
| Forest Hills, MI | $700 | $875 | $1,575 | $636 | $1,336 | $239 |
| North Muskegon, MI | $100 | $768 | $868 | $558 | $658 | $210 |
| Cannon, MI | $1,000 | $762 | $1,762 | $554 | $1,554 | $208 |
| Lakewood Club, MI | $200 | $687 | $887 | $499 | $699 | $188 |
| Mattawan, MI | $1,000 | $714 | $1,714 | $519 | $1,519 | $195 |
| Muskegon County, MI | $400 | $699 | $1,099 | $508 | $908 | $191 |
| Maple Valley, MI | $2,000 | $710 | $2,710 | $516 | $2,516 | $194 |
| Home Insurance Company Holland charter, MI | Homeowners Insurance Agency Holland charter, MI | Address | Popularity Score | Distance from Holland charter (miles) |
|---|---|---|---|---|
| Allstate | Mark Noffsinger | 2845 Wilson Ave Sw Ste B, Grandville, MI, 49418 | 17.2 | |
| State Farm | Zeke Alejos | 244 James St Ste B, Holland, MI, 49424-2980 | 2.2 | |
| Allstate | Zachary Golin | 8516 Homestead Dr Ste 110, Zeeland, MI, 49464 | 4.3 | |
| Allstate | Krystal Knoll | 482 Century Ln Ste 50, Holland, MI, 49423 | 2.8 | |
| State Farm | Laurel Beukelman | 324 N 120th Ave Ste 10, Holland, MI, 49424-3312 | 0.9 | |
| State Farm | Dallas Smock | 431 E 8th St, Holland, MI, 49423-3749 | 2.1 | |
| Farmers | Kevin Lacey | 636 E 24th St Ste 20, Holland, MI, 49423 | 3.0 | |
| Allstate | Randall L. Knoll | 12871 Riley St, Holland, MI, 49424 | 1.3 | |
| State Farm | Sterling Massey | 5384 Division Ave S, Kentwood, MI, 49548-5631 | 21.2 | |
| Farmers | Julian Guzman | 3140 Division Ave Sw, Grandville, MI, 49418 | 16.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,070 | $510 |
| Ottawa County, MI | $168,000 | $792 | $540 | $1,120 | $580 |
| Holland charter, MI | $147,800 | $664 | $470 | $940 | $470 |
| Fruitport charter, MI | $124,600 | $706 | $520 | $980 | $460 |
| Wolf Lake, MI | $83,200 | $692 | $480 | $950 | $470 |
| Thornapple, MI | $154,700 | $672 | $490 | $960 | $470 |
| Forest Hills, MI | $306,400 | $885 | $590 | $1,210 | $620 |
| North Muskegon, MI | $137,300 | $777 | $540 | $1,100 | $560 |
| Cannon, MI | $240,000 | $771 | $530 | $1,070 | $540 |
| Lakewood Club, MI | $84,800 | $695 | $500 | $950 | $450 |
| Mattawan, MI | $101,400 | $723 | $490 | $1,000 | $510 |
| Muskegon County, MI | $105,300 | $707 | $470 | $1,010 | $540 |
| Maple Valley, MI | $99,100 | $719 | $510 | $1,030 | $520 |