Gavop's guide to buying homeowners insurance in Northwest, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $148,500 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $186,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $258,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $342,500 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $544 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$53 | $611 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$153 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brunswick County | $2,000 | $958 | $2,958 | $696 | $2,696 | $262 |
| Northwest, NC | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Wrightsboro, NC | $100 | $676 | $776 | $492 | $592 | $185 |
| Skippers Corner, NC | $700 | $1,033 | $1,733 | $751 | $1,451 | $282 |
| Myrtle Grove, NC | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Sea Breeze, NC | $700 | $1,181 | $1,881 | $858 | $1,558 | $323 |
| Wallace, NC | $100 | $675 | $775 | $490 | $590 | $184 |
| Ocean Isle Beach, NC | $700 | $2,285 | $2,985 | $1,661 | $2,361 | $625 |
| Elizabethtown, NC | $500 | $853 | $1,353 | $620 | $1,120 | $233 |
| South River, NC | $2,000 | $484 | $2,484 | $352 | $2,352 | $132 |
| Sneads Ferry, NC | $300 | $924 | $1,224 | $671 | $971 | $252 |
| Beulaville, NC | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Home Insurance Company Northwest, NC | Homeowners Insurance Agency Northwest, NC | Address | Popularity Score | Distance from Northwest (miles) |
|---|---|---|---|---|
| Allstate | Elite One Insurance | 206 S Main St, Tabor City, NC, 28463 | 45.8 | |
| Liberty Mutual Independent | Jwb Insurance Group | 4010 Oleander Dr Ste 11, Wilmington, NC, 28403 | 12.2 | |
| State Farm | Josh London | 1112 E Cutlar Crossing Ste 104, Leland, NC, 28451-7678 | 6.2 | |
| Liberty Mutual Independent | James E Moore Insurance Agency | 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403 | 15.6 | |
| State Farm | Lisa Jones Johnson | 504 S Norwood St, Wallace, NC, 28466-1620 | 31.5 | |
| Travelers | C Benjamin Spradley Ins Agency | 4655 Peachtree Ave, Wilmington, NC, 28403 | 12.8 | |
| Nationwide | B&R Insurance & Financial Products Inc. | 477 Olde Waterford Way Suite 118, Belville, NC, 28451 | 6.2 | |
| Nationwide | Greg Hibiske Insurance Agency Inc | 1018 Grandiflora Dr Ste A, Leland, NC, 28451-7454 | 6.1 | |
| Liberty Mutual Independent | Bb&T - Woodbury | 1111 Military Cutoff Rd Ste 221, Wilmington, NC, 28405 | 15.5 | |
| Travelers | Harold W Wells & Son Inc | 1 N 3rd St, Wilmington, NC, 28401 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,280 | $670 |
| Brunswick County, NC | $194,700 | $970 | $700 | $1,370 | $670 |
| Northwest, NC | $118,300 | $664 | $470 | $940 | $470 |
| Wrightsboro, NC | $141,000 | $685 | $470 | $970 | $500 |
| Skippers Corner, NC | $206,000 | $1,046 | $760 | $1,430 | $670 |
| Myrtle Grove, NC | $243,500 | $823 | $560 | $1,180 | $620 |
| Sea Breeze, NC | $257,000 | $1,195 | $820 | $1,710 | $890 |
| Wallace, NC | $111,700 | $683 | $460 | $940 | $480 |
| Ocean Isle Beach, NC | $527,000 | $2,313 | $1,550 | $3,260 | $1,710 |
| Elizabethtown, NC | $89,400 | $864 | $590 | $1,180 | $590 |
| South River, NC | $76,100 | $490 | $330 | $690 | $360 |
| Sneads Ferry, NC | $172,300 | $935 | $650 | $1,340 | $690 |
| Beulaville, NC | $135,800 | $793 | $550 | $1,130 | $580 |