Gavop's guide to buying homeowners insurance in Sudley, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $134,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $163,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $227,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $478,500 | $410,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $649 |
| Superior Protection Discount | -$80 | $721 |
| Fire & Security Discount | -$88 | $713 |
| Hail Resistant Roof Discount | -$24 | $777 |
| Newly Constructed Home Discount | -$216 | $585 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince William County | $2,000 | $1,003 | $3,003 | $729 | $2,729 | $274 |
| Sudley, VA | $1,000 | $792 | $1,792 | $575 | $1,575 | $216 |
| South Riding, VA | $300 | $946 | $1,246 | $688 | $988 | $259 |
| Stone Ridge, VA | $1,500 | $936 | $2,436 | $680 | $2,180 | $256 |
| Rose Hill, VA | $500 | $1,029 | $1,529 | $748 | $1,248 | $281 |
| , VA | $700 | $1,302 | $2,002 | $946 | $1,646 | $356 |
| Alexandria, VA | $400 | $1,376 | $1,776 | $1,000 | $1,400 | $376 |
| Glassmanor, MD | $1,000 | $681 | $1,681 | $495 | $1,495 | $186 |
| South Kensington, MD | $500 | $2,226 | $2,726 | $1,618 | $2,118 | $608 |
| Brentwood, MD | $2,000 | $902 | $2,902 | $656 | $2,656 | $247 |
| Fredericksburg, VA | $400 | $881 | $1,281 | $640 | $1,040 | $241 |
| Monrovia, MD | $1,000 | $1,255 | $2,255 | $912 | $1,912 | $343 |
| Home Insurance Company Sudley, VA | Homeowners Insurance Agency Sudley, VA | Address | Popularity Score | Distance from Sudley (miles) |
|---|---|---|---|---|
| Travelers | Mclean Insurance Agency | 46179 Westlake Dr Ste 300, Potomac Falls, VA, 20165 | 17.9 | |
| Erie | Sp Insurance Agency Inc. | 14526 Lee Road Suite 100, Chantilly, VA, 20151 | 7.9 | |
| State Farm | Andrew Frizzle | 7320 Hrtg Vlg Plz Ste 102, Gainesville, VA, 20155-3079 | 5.8 | |
| Farmers | Vishal Erry | 3939 University Dr Ste C, Fairfax, VA, 22030 | 11.3 | |
| Liberty Mutual Independent | Freeman & Sherburne Inc | 7440 Heritage Village Plz Ste 101, Gainesville, VA, 20155 | 5.7 | |
| Erie | Casper Insurance Group | 101 E Main Street Suite A, Purcellville, VA, 20132 | 26.8 | |
| Travelers | My Insurance Agency | 712 W Broad St Ste B-2, Falls Church, VA, 22046 | 18.6 | |
| State Farm | Dana Garrigan | 5675 Stone Rd Ste 240, Centreville, VA, 20120-1667 | 5.2 | |
| State Farm | Jennifer Lee | 13834 Braddock Rd Ste 500, Centreville, VA, 20121-5834 | 5.2 | |
| State Farm | Steve Whaley | 9161 Liberia Ave Ste 302, Manassas, VA, 20110-1726 | 3.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Prince William County, VA | $358,300 | $1,016 | $680 | $1,400 | $720 |
| Sudley, VA | $257,500 | $801 | $550 | $1,110 | $560 |
| South Riding, VA | $499,300 | $958 | $640 | $1,350 | $710 |
| Stone Ridge, VA | $438,000 | $947 | $680 | $1,320 | $640 |
| Rose Hill, VA | $465,300 | $1,042 | $750 | $1,450 | $700 |
| , VA | $643,300 | $1,318 | $880 | $1,820 | $940 |
| Alexandria, VA | $537,900 | $1,392 | $1,000 | $1,920 | $920 |
| Glassmanor, MD | $205,800 | $690 | $540 | $870 | $330 |
| South Kensington, MD | $718,000 | $2,253 | $1,780 | $2,840 | $1,060 |
| Brentwood, MD | $253,600 | $913 | $720 | $1,150 | $430 |
| Fredericksburg, VA | $341,200 | $891 | $610 | $1,260 | $650 |
| Monrovia, MD | $384,400 | $1,270 | $1,000 | $1,600 | $600 |