Gavop shows you how to buy homeowners insurance in Benton County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Benton County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Peeler Rd, Gurley, McKee Rd, Bruce Rd, Ivy Ln, Holbrook Rd, Ann Lou Rd, Gresham Ave, Norton Rd, Apple St | $165,000 | $150,000 | $125,000-$150,000 | $83,500 | $70,000 | $50,000-$75,000 |
| Scott Rd, Hogan Rd, Tucker Rd, Bryan Rd, Old 370, Dogwood St, Bear Creek Cr, A Z Smith Rd, Autry Rd, Miller Rd | $136,500 | $130,000 | $125,000-$150,000 | $78,000 | $70,000 | $50,000-$75,000 |
| Lunsford Rd, Spruce St, Medlock Rd, Harris Rd, Lamar Rd, Watts Rd, Boundary Dr, Luke Ln, Red Bud Rd, Massengill Rd | $141,000 | $130,000 | $150,000-$175,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Church Ave, Jessie's Rd, Co Rd 178, Friendship Rd, Ripley St, Grays Rd, Iron Crafters Rd, Cemetary Rd, Davis St, Magnolia St | $109,000 | $90,000 | $100,000-$125,000 | $100,500 | $80,000 | $75,000-$100,000 |
| Crawford Tower Rd, Thompson Rd, Forest Rd, Bear Creek Cove, Palestine Cove, Howell Rd, Hardaway Chapel Rd, McKay St, Byrd Rd, Hughey Ln | $88,000 | $70,000 | $75,000-$100,000 | $112,000 | $90,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $608 |
| Superior Protection Discount | -$68 | $683 |
| Fire & Security Discount | -$68 | $683 |
| Hail Resistant Roof Discount | -$23 | $728 |
| Newly Constructed Home Discount | -$180 | $570 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benton County | $2,000 | $741 | $2,741 | $539 | $2,539 | $203 |
| Benton County, MS | $700 | $741 | $1,441 | $539 | $1,239 | $203 |
| Potts Camp, MS | $500 | $932 | $1,432 | $677 | $1,177 | $255 |
| Hickory Flat, MS | $2,500 | $914 | $3,414 | $664 | $3,164 | $250 |
| Union County, MS | $400 | $871 | $1,271 | $633 | $1,033 | $238 |
| Piperton, TN | $700 | $1,350 | $2,050 | $981 | $1,681 | $369 |
| Oakland, TN | $500 | $903 | $1,403 | $656 | $1,156 | $247 |
| Booneville, MS | $1,000 | $791 | $1,791 | $575 | $1,575 | $216 |
| Pontotoc, MS | $200 | $856 | $1,056 | $622 | $822 | $234 |
| Taylor, MS | $700 | $1,669 | $2,369 | $1,213 | $1,913 | $456 |
| Algoma, MS | $100 | $1,007 | $1,107 | $732 | $832 | $275 |
| Michie, TN | $2,500 | $776 | $3,276 | $564 | $3,064 | $212 |
| Home Insurance Company Benton County, MS | Homeowners Insurance Agency Benton County, MS | Address | Popularity Score | Distance from Benton County (miles) |
|---|---|---|---|---|
| Allstate | Steve Henderson | 1750 Goodman Rd W Ste 110, Horn Lake, MS, 38637 | 47.8 | |
| Allstate | Oquien Bradley | 960 Barnes Crossing Rd, Tupelo, MS, 38804 | 44.3 | |
| State Farm | Jimmy Carr | 2627a West Oxford Loop, Oxford, MS, 38655-5442 | 37.3 | |
| Allstate | William Stevenson Jr | 7164 Hacks Cross Rd Ste 111, Olive Branch, MS, 38654 | 35.5 | |
| Allstate | Thomas Wooten | 5740 Getwell Rd Ste B, Southaven, MS, 38672 | 42.8 | |
| State Farm | Sam Lauderdale | 11 W Commerce Street, Hernando, MS, 38632-2213 | 44.9 | |
| State Farm | Bill Gorman | 7165 Getwell Rd Bldg A, Southaven, MS, 38672-9619 | 43.2 | |
| State Farm | J B Darnell | 1400 N Harper Rd, Corinth, MS, 38834-3717 | 41.0 | |
| State Farm | Pam Brown | 408 East Bankhead, New Albany, MS, 38652-3911 | 24.8 | |
| Allstate | Milton Cushman | 9356 Goodman Rd Ste 102, Olive Branch, MS, 38654 | 37.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $830 | $1,590 | $760 |
| Benton County, MS | $70,300 | $750 | $530 | $1,030 | $500 |
| Benton County, MS | $70,300 | $750 | $510 | $1,060 | $550 |
| Potts Camp, MS | $77,200 | $943 | $690 | $1,330 | $640 |
| Hickory Flat, MS | $74,700 | $925 | $680 | $1,310 | $630 |
| Union County, MS | $92,500 | $881 | $640 | $1,250 | $610 |
| Piperton, TN | $294,900 | $1,366 | $970 | $1,930 | $960 |
| Oakland, TN | $168,400 | $914 | $670 | $1,290 | $620 |
| Booneville, MS | $104,300 | $801 | $540 | $1,130 | $590 |
| Pontotoc, MS | $118,900 | $866 | $620 | $1,200 | $580 |
| Taylor, MS | $209,900 | $1,689 | $1,220 | $2,400 | $1,180 |
| Algoma, MS | $88,200 | $1,019 | $700 | $1,410 | $710 |
| Michie, TN | $80,200 | $785 | $570 | $1,080 | $510 |