Gavop tells you how to get the best homeowners insurance in Palmerdale, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Palmerdale, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Silley Dean Rd, Brittany Pl, Brentcreek Dr, Mountain Laurel Trl, Woodview Rd, Brookview Cir, Emerald Lake Dr W, Woodview Ln, Innsbrooke Pkwy, Treeline Ln | $131,000 | $110,000 | $150,000-$175,000 | $246,500 | $230,000 | $250,000-$300,000 |
| Ashberry Dr, Jewell Rd, Faucett Cut-Off Rd, Treeline Ter, Tyler Cir, Bent Creek Dr, Water Rd, South Dr, McCombs St, Shady Dr | $128,500 | $120,000 | $125,000-$150,000 | $300,000 | $250,000 | $300,000-$350,000 |
| Heatherbrooke Cir, Heather Ridge Cir, Cumberland Lake Dr, Overbrook Cir, Dunn Rd, Dunn Dr, Countyrd 153, Mountain Laurel Dr, Lamplighter Dr, Tapawingo Rd | $238,500 | $210,000 | $200,000-$250,000 | $209,500 | $180,000 | $200,000-$250,000 |
| Brookwood Rd, Clay Palmerdale Rd, Old Hwy 75, Bud Holmes Rd, Co Hwy 159, Lazy Brooke Ct, Pinebrook Cir, Woodvale Cir, Williams St, Carriage Dr | $146,500 | $120,000 | $100,000-$125,000 | $179,000 | $150,000 | $175,000-$200,000 |
| South Rd, Cumberland Oaks Dr, Gold Leaf Ln, Woodlands Hills Cir, Lazy Acres Trl, Hopewell Church Rd, Henry Black Dr, Rudd School Rd, Azalea Dr, Wedgewood Rd | $175,000 | $150,000 | $125,000-$150,000 | $151,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $767 |
| Superior Protection Discount | -$95 | $852 |
| Fire & Security Discount | -$104 | $843 |
| Hail Resistant Roof Discount | -$28 | $919 |
| Newly Constructed Home Discount | -$256 | $691 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,500 | $1,148 | $2,648 | $834 | $2,334 | $314 |
| Palmerdale, AL | $2,500 | $936 | $3,436 | $680 | $3,180 | $256 |
| Clay, AL | $300 | $941 | $1,241 | $684 | $984 | $257 |
| Margaret, AL | $2,000 | $1,202 | $3,202 | $874 | $2,874 | $329 |
| Fultondale, AL | $500 | $827 | $1,327 | $601 | $1,101 | $226 |
| Blountsville, AL | $2,500 | $903 | $3,403 | $656 | $3,156 | $247 |
| Lincoln, AL | $300 | $819 | $1,119 | $595 | $895 | $224 |
| New Union, AL | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| West Point, AL | $200 | $902 | $1,102 | $656 | $856 | $247 |
| Eva, AL | $2,000 | $832 | $2,832 | $604 | $2,604 | $227 |
| Alexandria-Webster Chapel, AL | $400 | $903 | $1,303 | $656 | $1,056 | $247 |
| Nauvoo, AL | $2,000 | $818 | $2,818 | $595 | $2,595 | $224 |
| Home Insurance Company Palmerdale, AL | Homeowners Insurance Agency Palmerdale, AL | Address | Popularity Score | Distance from Palmerdale (miles) |
|---|---|---|---|---|
| Allstate | Monty Reed | 253 Us Highway 11, Trussville, AL, 35173 | 7.9 | |
| Allstate | Cynthia Stuman | 4308 Center Point Rd, Pinson, AL, 35126 | 4.4 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 37.8 | |
| State Farm | Caroline Dorris | 2717 7th Ave S Ste 103, Birmingham, AL, 35233-3423 | 17.8 | |
| Allstate | Eyal Ron | 3900 Montclair Rd Ste 280, Birmingham, AL, 35213 | 17.4 | |
| State Farm | Jay Ellett | 6662 Highway 75 Ste 111, Pinson, AL, 35126-3200 | 3.5 | |
| State Farm | Rick Hester | 210 Bay St, Gadsden, AL, 35901-5231 | 41.5 | |
| Allstate | Ronald Hall | 9729 Parkway E, Birmingham, AL, 35215 | 9.9 | |
| Travelers | Best Insurance Agency Llc | 122 Chalkville Rd, Trussville, AL, 35173 | 8.5 | |
| Allstate | Ronald Woods | 2100 Data Park Ste 208, Hoover, AL, 35244 | 26.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,610 | $820 |
| Jefferson County, AL | $149,000 | $1,162 | $850 | $1,650 | $800 |
| Palmerdale, AL | $168,400 | $947 | $640 | $1,340 | $700 |
| Clay, AL | $170,200 | $952 | $660 | $1,360 | $700 |
| Margaret, AL | $142,200 | $1,217 | $880 | $1,720 | $840 |
| Fultondale, AL | $133,900 | $837 | $600 | $1,150 | $550 |
| Blountsville, AL | $117,000 | $914 | $650 | $1,300 | $650 |
| Lincoln, AL | $99,800 | $829 | $570 | $1,140 | $570 |
| New Union, AL | $85,100 | $893 | $650 | $1,240 | $590 |
| West Point, AL | $88,100 | $913 | $670 | $1,270 | $600 |
| Eva, AL | $102,200 | $842 | $560 | $1,170 | $610 |
| Alexandria-Webster Chapel, AL | $117,000 | $914 | $620 | $1,300 | $680 |
| Nauvoo, AL | $75,700 | $828 | $550 | $1,150 | $600 |