Gavop's guide to buying homeowners insurance in Ada, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ada, MI - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Clifford Ave SE, Catamount Trl NE, Rookway Dr SE, Lasalette Dr SE, Sterling Oaks Ct, Aspenwood Dr SE, Spice Bush Dr SE, Ada Dr SE, Redington Ct SE, Longwood Dr SE | $391,000 | $350,000 | $400,000-$500,000 | $279,500 | $240,000 | $250,000-$300,000 |
| Connemara Ct SE, Pine Land Dr SE, Clubview Ct NE, Woodvale St SE, Stonington Rd SE, Auburn Trl SE, Kelly Ln NE, Baileau Oaks Dr NE, Pettis Ave NE, Conservancy Dr NE | $307,500 | $280,000 | $300,000-$350,000 | $240,000 | $200,000 | $250,000-$300,000 |
| River St SE, Bradfield St SE, Downes St NE, Hickorywood Ln SE, Jasperse Ave SE, Haskins Ct SE, Lookout Farm Dr Pvt, Ginger Brook Ct SE, Gladys Dr SE, Montreux Pointe | $285,500 | $240,000 | $250,000-$300,000 | $221,000 | $190,000 | $250,000-$300,000 |
| Treehill Ln NE, Oakhaven Ct NE, Lookout Farm Dr NE, Lehigh Dr SE, Colner Ave SE, W Meadow Dr NE, Heather Knolls SE, Applecrest Ct SE, W Village Ct, Edgeworthe Dr SE | $338,500 | $280,000 | $350,000-$400,000 | $334,000 | $280,000 | $350,000-$400,000 |
| Cascade Woods Dr SE, Bailey Mdw Dr NE, Rippling Dr SE, Thornapple Club Dr SE, Meadow Springs Trl SE, Winter Ridge Dr NE, Bryndale Way NE, Wellpoint Dr NE, Oakburn Ave SE, Kenrob Dr SE | $410,500 | $350,000 | $350,000-$400,000 | $300,000 | $250,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $846 |
| Home and Two Car | -$147 | $773 |
| Home and Three Car | -$212 | $708 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,587 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $8,403 |
| Home Insurance Company Ada, MI | Homeowners Insurance Agency Ada, MI | Address | Popularity Score | Distance from Ada (miles) |
|---|---|---|---|---|
| State Farm | Dallas Smock | 431 E 8th St, Holland, MI, 49423-3749 | 33.4 | |
| State Farm | Dave Oosterhouse | 22 State Rd, Newaygo, MI, 49337-8128 | 34.1 | |
| State Farm | Cody Ruple | 1235 Fuller Ave Ne, Grand Rapids, MI, 49505-5532 | 7.8 | |
| Allstate | The Lange Agency Llc | 2055 28th St Se Ste 16, Grand Rapids, MI, 49508 | 8.2 | |
| Allstate | Clear Choice Agency | 1035 Spaulding Ave Se, Grand Rapids, MI, 49546 | 3.8 | |
| State Farm | Greg Lemanski | 3323 W Saginaw St, Lansing, MI, 48917-2312 | 48.2 | |
| State Farm | Frank Nerychel | 300 S Lafayette St, Greenville, MI, 48838-1974 | 17.9 | |
| State Farm | Tad Hankins | 3283 East Paris Ave Se, Grand Rapids, MI, 49512-2962 | 6.9 | |
| State Farm | Dave Tuls | 181 North Avenue, Battle Creek, MI, 49017-3467 | 47.9 | |
| State Farm | Neil Brown | 434 W Main St, Ionia, MI, 48846-1535 | 21.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,110 | $590 |
| Kent County, MI | $153,500 | $774 | $560 | $1,090 | $530 |
| Ada, MI | $321,700 | $920 | $660 | $1,280 | $620 |
| Vergennes, MI | $222,000 | $891 | $630 | $1,270 | $640 |
| Boston, MI | $155,800 | $673 | $460 | $930 | $470 |
| Oakfield, MI | $165,400 | $684 | $460 | $940 | $480 |
| Alpine, MI | $133,300 | $648 | $460 | $900 | $440 |
| Clarksville, MI | $103,800 | $727 | $530 | $1,030 | $500 |
| Ronald, MI | $99,100 | $719 | $500 | $1,030 | $530 |
| Danby, MI | $175,900 | $828 | $570 | $1,150 | $580 |
| Mulliken, MI | $98,000 | $717 | $490 | $980 | $490 |
| Muskegon charter, MI | $85,900 | $697 | $480 | $950 | $470 |
| Dalton, MI | $121,300 | $701 | $480 | $990 | $510 |