Gavop's guide to buying homeowners insurance in Crittenden, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $187,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $305,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $345,500 | $320,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $668 |
| Home and Two Car | -$124 | $603 |
| Home and Three Car | -$182 | $545 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,759 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
| Home Insurance Company Crittenden, KY | Homeowners Insurance Agency Crittenden, KY | Address | Popularity Score | Distance from Crittenden (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gartman Insurance Agency Inc | 495 Erlanger Rd Ste 104, Erlanger, KY, 41018 | 18.6 | |
| Erie | Mansfield Insurance Agency Inc. | 2940 Hebron Park Drive Suite 202, Hebron, KY, 41048 | 21.8 | |
| Travelers | Garner Insurance Agency | 7430 Us 42 Ste 207, Florence, KY, 41042 | 16.5 | |
| State Farm | Tracie Johnson | 1400 Gloria Terrell Dr Ste D, Wilder, KY, 41076-9189 | 19.9 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 21.4 | |
| Travelers | Dambrosio & Elders Agency Llc | 8121 Us 42, Florence, KY, 41042 | 15.6 | |
| State Farm | John Hoffman | 2156 Declaration Dr, Independence, KY, 41051-7034 | 13.0 | |
| Allstate | Hans Philippo | 7138 Price Pike, Florence, KY, 41042 | 17.0 | |
| State Farm | Glenn Terry | 5249 Taylor Mill Rd, Taylor Mill, KY, 41015-2127 | 19.6 | |
| State Farm | Larry Snowden | 3126 Dixie Hwy Ste 1, Erlanger, KY, 41018-1866 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,250 | $610 |
| Grant County, KY | $119,700 | $723 | $510 | $1,030 | $520 |
| Crittenden, KY | $120,900 | $727 | $520 | $1,000 | $480 |
| Switzerland County, IN | $114,300 | $670 | $490 | $930 | $440 |
| Bracken County, KY | $102,300 | $668 | $470 | $920 | $450 |
| Hooven, OH | $70,600 | $533 | $360 | $730 | $370 |
| Pleasureville, KY | $96,800 | $773 | $530 | $1,070 | $540 |
| Dearborn County, IN | $160,800 | $889 | $600 | $1,230 | $630 |
| Lincoln Heights, OH | $81,500 | $569 | $380 | $810 | $430 |
| Robertson County, KY | $94,500 | $641 | $470 | $920 | $450 |
| Loveland, OH | $191,800 | $689 | $470 | $940 | $470 |
| Osgood, IN | $94,500 | $730 | $500 | $1,040 | $540 |
| Mays Lick, KY | $110,700 | $828 | $570 | $1,180 | $610 |