Gavop's guide to buying homeowners insurance in Harvey County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $174,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $191,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $285,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $993 |
| Superior Protection Discount | -$118 | $1,064 |
| Fire & Security Discount | -$83 | $1,099 |
| Hail Resistant Roof Discount | -$35 | $1,147 |
| Newly Constructed Home Discount | -$296 | $887 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harvey County | $2,000 | $1,168 | $3,168 | $849 | $2,849 | $319 |
| Harvey County, KS | $2,500 | $1,168 | $3,668 | $849 | $3,349 | $319 |
| Hillsboro, KS | $100 | $1,031 | $1,131 | $750 | $850 | $282 |
| McPherson, KS | $2,000 | $938 | $2,938 | $681 | $2,681 | $256 |
| Oaklawn-Sunview, KS | $400 | $765 | $1,165 | $556 | $956 | $209 |
| Haysville, KS | $700 | $816 | $1,516 | $593 | $1,293 | $223 |
| Nickerson, KS | $100 | $908 | $1,008 | $660 | $760 | $248 |
| Smoky View, KS | $300 | $1,269 | $1,569 | $922 | $1,222 | $347 |
| Eden, KS | $200 | $1,252 | $1,452 | $910 | $1,110 | $342 |
| Home Insurance Company Harvey County, KS | Homeowners Insurance Agency Harvey County, KS | Address | Popularity Score | Distance from Harvey County (miles) |
|---|---|---|---|---|
| State Farm | Todd Barnes | 1025 N Main St, Newton, KS, 67114-1810 | 5.0 | |
| State Farm | Andre Hale | 6121 E Central Ave, Wichita, KS, 67208-4209 | 26.3 | |
| Liberty Mutual Independent | Carson Insurance Group | 122 W Main St, Mulvane, KS, 67110 | 41.1 | |
| State Farm | Jim Maddox | 2020 N Webb Rd, Wichita, KS, 67206-3409 | 25.5 | |
| State Farm | Cindy Waggoner | 1548 E 61st St Park City, Park City, KS, 67219 | 18.7 | |
| State Farm | Terry Johnson | 303 S Hillside St, Wichita, KS, 67211-2130 | 26.5 | |
| State Farm | Jim Morgan | 13303 W Maple St Ste 103, Wichita, KS, 67235-8758 | 25.8 | |
| Travelers | Charlsen Insurance Agency | 304 Main, Halstead, KS, 67056 | 5.0 | |
| Farmers | Robert Bunting | 12950 E 13th St N Ste 5, Wichita, KS, 67230 | 27.2 | |
| State Farm | Rich Huffman | 522 N Main St, Newton, KS, 67114-2229 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Harvey County, KS | $120,200 | $1,182 | $920 | $1,600 | $680 |
| Harvey County, KS | $120,200 | $1,182 | $920 | $1,600 | $680 |
| Hillsboro, KS | $81,900 | $1,044 | $810 | $1,410 | $600 |
| McPherson, KS | $133,100 | $949 | $740 | $1,280 | $540 |
| Oaklawn-Sunview, KS | $46,500 | $774 | $600 | $1,040 | $440 |
| Haysville, KS | $100,400 | $825 | $640 | $1,110 | $470 |
| Nickerson, KS | $64,500 | $919 | $720 | $1,240 | $520 |
| Smoky View, KS | $122,700 | $1,284 | $1,000 | $1,730 | $730 |
| Eden, KS | $119,300 | $1,267 | $990 | $1,710 | $720 |