Gavop shows you how to buy homeowners insurance in Porters Neck, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $130,000 | $120,000 | $100,000-$125,000 |
| 2 Bedroom | $202,500 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $502,500 | $470,000 | $400,000-$500,000 |
| 4 Bedroom | $558,000 | $490,000 | $500,000-$600,000 |
| 5 Bedroom | $358,000 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $811 |
| Superior Protection Discount | -$90 | $911 |
| Fire & Security Discount | -$100 | $901 |
| Hail Resistant Roof Discount | -$30 | $971 |
| Newly Constructed Home Discount | -$200 | $801 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Hanover County | $1,500 | $1,015 | $2,515 | $738 | $2,238 | $277 |
| Porters Neck, NC | $700 | $989 | $1,689 | $719 | $1,419 | $270 |
| Long Creek, NC | $100 | $900 | $1,000 | $654 | $754 | $246 |
| St. Helena, NC | $700 | $897 | $1,597 | $652 | $1,352 | $245 |
| North Topsail Beach, NC | $300 | $1,213 | $1,513 | $882 | $1,182 | $332 |
| Riegelwood, NC | $1,000 | $778 | $1,778 | $565 | $1,565 | $212 |
| Camp Lejeune, NC | $200 | $840 | $1,040 | $611 | $811 | $230 |
| Island Creek, NC | $1,000 | $640 | $1,640 | $465 | $1,465 | $175 |
| Varnamtown, NC | $500 | $923 | $1,423 | $671 | $1,171 | $252 |
| Peletier, NC | $1,500 | $739 | $2,239 | $537 | $2,037 | $202 |
| Home Insurance Company Porters Neck, NC | Homeowners Insurance Agency Porters Neck, NC | Address | Popularity Score | Distance from Porters Neck (miles) |
|---|---|---|---|---|
| State Farm | Rob Cutting | 432 Eastwood Rd Ste 100, Wilmington, NC, 28403-1873 | 6.1 | |
| State Farm | Jimi Woodruff | 2805 Market St, Wilmington, NC, 28403-1219 | 8.8 | |
| Liberty Mutual Independent | Jwb Insurance Group | 4010 Oleander Dr Ste 11, Wilmington, NC, 28403 | 9.1 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 39.4 | |
| Liberty Mutual Independent | James E Moore Insurance Agency | 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403 | 5.9 | |
| State Farm | Kristin Dowdy | 5011 Northside Dr, Shallotte, NC, 28470-4461 | 41.1 | |
| State Farm | David Ward | 4818 New Centre Dr, Wilmington, NC, 28403-1618 | 7.1 | |
| Allstate | Randy Gibson | 413 S College Rd, Wilmington, NC, 28403 | 7.3 | |
| Liberty Mutual Independent | George Chadwick Insurance | 3301 Wrightsville Ave, Wilmington, NC, 28403 | 8.9 | |
| Nationwide | B&R Insurance & Financial Products Inc. | 4922 Randall Pkwy Ste 1, Wilmington, NC, 28403-2876 | 7.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,220 | $590 |
| New Hanover County, NC | $225,600 | $1,028 | $690 | $1,460 | $770 |
| Porters Neck, NC | $380,700 | $1,001 | $720 | $1,390 | $670 |
| Long Creek, NC | $165,600 | $911 | $630 | $1,300 | $670 |
| St. Helena, NC | $165,000 | $908 | $610 | $1,260 | $650 |
| North Topsail Beach, NC | $268,800 | $1,228 | $840 | $1,740 | $900 |
| Riegelwood, NC | $134,400 | $787 | $570 | $1,120 | $550 |
| Camp Lejeune, NC | $257,500 | $850 | $610 | $1,170 | $560 |
| Island Creek, NC | $114,500 | $647 | $470 | $890 | $420 |
| Varnamtown, NC | $172,000 | $934 | $640 | $1,340 | $700 |
| Peletier, NC | $125,600 | $748 | $540 | $1,020 | $480 |