How Can I Make My Porters Neck, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Porters Neck, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Porters Neck, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $130,000 $120,000 $100,000-$125,000
2 Bedroom $202,500 $190,000 $175,000-$200,000
3 Bedroom $502,500 $470,000 $400,000-$500,000
4 Bedroom $558,000 $490,000 $500,000-$600,000
5 Bedroom $358,000 $310,000 $300,000-$350,000

Choose the Best Porters Neck, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score >$150,000 More than 3 Pets at home, Smoker $110
Part Time Job 750-799 Credit Score <$25,000 2 Pets, Smoker $300
Unemployed 500-549 Credit Score <$25,000 No Pets, Non-Smoker $540

Choose the Right Deductible for your Porters Neck, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $500 $730 $1,230 $620 $1,120 $110
New Hanover County, NC $1,500 $1,130 $1,630 $940 $2,440 $-810
Porters Neck, NC $700 $1,410 $1,910 $1,190 $1,890 $20
Long Creek, NC $100 $800 $900 $700 $800 $100
St. Helena, NC $700 $720 $1,220 $590 $1,290 $-70
North Topsail Beach, NC $300 $1,230 $1,530 $1,020 $1,320 $210
Riegelwood, NC $1,000 $610 $1,110 $510 $1,510 $-400
Camp Lejeune, NC $200 $620 $820 $500 $700 $120
Island Creek, NC $1,000 $410 $910 $340 $1,340 $-430
Varnamtown, NC $500 $900 $1,400 $720 $1,220 $180
Peletier, NC $1,500 $580 $1,080 $510 $2,010 $-930
Ingold, NC $500 $480 $980 $390 $890 $90

Identify Top Home Insurance Agents near Porters Neck, NC | Back to Top

Home Insurance Company Porters Neck, NC Homeowners Insurance Agency Porters Neck, NC Address Popularity Score Distance from Porters Neck (miles)
State Farm Rob Cutting 432 Eastwood Rd Ste 100, Wilmington, NC, 28403-1873
6.1
State Farm Jimi Woodruff 2805 Market St, Wilmington, NC, 28403-1219
8.8
Liberty Mutual Independent Jwb Insurance Group 4010 Oleander Dr Ste 11, Wilmington, NC, 28403
9.1
State Farm David Hull 1218 Country Clb Rd, Jacksonville, NC, 28546-6808
39.4
Liberty Mutual Independent James E Moore Insurance Agency 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403
5.9
State Farm Kristin Dowdy 5011 Northside Dr, Shallotte, NC, 28470-4461
41.1
State Farm David Ward 4818 New Centre Dr, Wilmington, NC, 28403-1618
7.1
Allstate Randy Gibson 413 S College Rd, Wilmington, NC, 28403
7.3
Liberty Mutual Independent George Chadwick Insurance 3301 Wrightsville Ave, Wilmington, NC, 28403
8.9
Nationwide B&R Insurance & Financial Products Inc. 4922 Randall Pkwy Ste 1, Wilmington, NC, 28403-2876
7.6

Compare Rates for Porters Neck, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $660 $480 $940 $460
New Hanover County, NC $222,000 $1,310 $900 $1,790 $890
Porters Neck, NC $442,500 $1,730 $1,230 $2,440 $1,210
Long Creek, NC $149,700 $780 $550 $1,080 $530
St. Helena, NC $135,800 $540 $360 $770 $410
North Topsail Beach, NC $300,000 $1,620 $1,180 $2,250 $1,070
Riegelwood, NC $114,200 $470 $320 $670 $350
Camp Lejeune, NC $130,600 $680 $490 $970 $480
Island Creek, NC $105,400 $580 $390 $790 $400
Varnamtown, NC $192,900 $850 $620 $1,220 $600
Peletier, NC $127,800 $600 $410 $850 $440
Ingold, NC $100,400 $500 $350 $710 $360