Gavop shows you how to buy homeowners insurance in Carterville, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Carterville, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hayton School Rd, Kingston Dr, Cheops Way, Sulphur Springs Rd, Logan College Dr, S Carter St, Van Wyck St, Co Rd 9, S Pershing St, Brooke Ln | $121,500 | $110,000 | $125,000-$150,000 | $105,500 | $100,000 | $125,000-$150,000 |
| Tippit St, Kings Ct, Petty Ln, Murraywood Ln, Pasadena Rd, Orange Ln, Kane Dr, Malibu Ln, N Jackson St, Cedar Grove Rd | $108,000 | $90,000 | $75,000-$100,000 | $109,000 | $100,000 | $75,000-$100,000 |
| Moore St, N Carter St, May Ave, Egypt Shores Rd, Paula Ln, Front St, Los Angeles Rd, Oriole Ln, Matthew St, Macomb St | $101,000 | $80,000 | $75,000-$100,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Cardinal Rd, Glenn Ave, Trl End, Marcia Dr, James St, Twin Lakes Rd, N Rocky Comfort Rd, Pin Oak Dr, W Johnson St, Spillway Rd | $168,500 | $140,000 | $175,000-$200,000 | $126,500 | $110,000 | $100,000-$125,000 |
| Travis Ct, Samuel Rd, Lager Ln, Grange Hall Rd, Cannon Dr, Kirsch St, Mockingbird, N Pershing St, Samuel Rd, Briggs Rd | $136,500 | $120,000 | $125,000-$150,000 | $89,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $545 |
| Superior Protection Discount | -$58 | $584 |
| Fire & Security Discount | -$71 | $571 |
| Hail Resistant Roof Discount | -$19 | $623 |
| Newly Constructed Home Discount | -$135 | $507 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Williamson County | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Carterville, IL | $1,000 | $634 | $1,634 | $461 | $1,461 | $173 |
| Grassy, IL | $100 | $910 | $1,010 | $661 | $761 | $249 |
| Bush, IL | $1,500 | $364 | $1,864 | $264 | $1,764 | $99 |
| Jonesboro, IL | $200 | $580 | $780 | $421 | $621 | $158 |
| New Grand Chain, IL | $1,500 | $554 | $2,054 | $403 | $1,903 | $151 |
| East Eldorado, IL | $200 | $469 | $669 | $341 | $541 | $128 |
| Joppa, IL | $700 | $419 | $1,119 | $304 | $1,004 | $114 |
| Carrsville, KY | $100 | $678 | $778 | $493 | $593 | $185 |
| Tilden, IL | $700 | $543 | $1,243 | $395 | $1,095 | $149 |
| Four Mile, IL | $500 | $505 | $1,005 | $367 | $867 | $138 |
| Ballard County, KY | $700 | $661 | $1,361 | $480 | $1,180 | $181 |
| Home Insurance Company Carterville, IL | Homeowners Insurance Agency Carterville, IL | Address | Popularity Score | Distance from Carterville (miles) |
|---|---|---|---|---|
| Travelers | Polar Investment & Insurance Services Inc | 300 E Main St Ste 1, Carbondale, IL, 62901 | 6.4 | |
| State Farm | Bob Bahr | 2015 W Main St Ste 6, Carbondale, IL, 62901-2073 | 8.0 | |
| Liberty Mutual Independent | Oliver & Associates Inc | 2250 N Reed Station Pkwy, Carbondale, IL, 62901 | 3.7 | |
| Travelers | Diederich Insurance Agency Llc | 506 W Main, Carbondale, IL, 62901 | 6.9 | |
| Farmers | Kellie Grant | 1107 N Court St Ste B, Marion, IL, 62959 | 9.0 | |
| Travelers | Aldridge Insurance Agency Inc | 1601 Walnut St, Murphysboro, IL, 62966 | 13.5 | |
| Farmers | Larry Uselton | 289 N Lincoln Blvd W, Shawneetown, IL, 62984 | 49.9 | |
| Allstate | Tammy S Vaughn | 105 N Emerald Ln, Carbondale, IL, 62901 | 7.9 | |
| State Farm | Donna Gates | 1520 S 14th St, Herrin, IL, 62948-4126 | 5.4 | |
| State Farm | Ruben Owen | 174 W Broadway St, Sparta, IL, 62286-1633 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,170 | $590 |
| Williamson County, IL | $106,400 | $651 | $440 | $930 | $490 |
| Carterville, IL | $139,500 | $642 | $460 | $910 | $450 |
| Grassy, IL | $222,400 | $921 | $620 | $1,260 | $640 |
| Bush, IL | $34,800 | $368 | $260 | $510 | $250 |
| Jonesboro, IL | $82,500 | $587 | $430 | $840 | $410 |
| New Grand Chain, IL | $76,000 | $561 | $380 | $800 | $420 |
| East Eldorado, IL | $56,100 | $475 | $350 | $660 | $310 |
| Joppa, IL | $45,600 | $424 | $310 | $600 | $290 |
| Carrsville, KY | $77,500 | $686 | $460 | $970 | $510 |
| Tilden, IL | $73,300 | $550 | $370 | $750 | $380 |
| Four Mile, IL | $64,100 | $511 | $370 | $710 | $340 |
| Ballard County, KY | $102,600 | $669 | $480 | $920 | $440 |