Gavop's guide to buying homeowners insurance in Meredith, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $199,000 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $236,500 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $269,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $643,500 | $550,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $815 |
| Superior Protection Discount | -$97 | $873 |
| Fire & Security Discount | -$97 | $873 |
| Hail Resistant Roof Discount | -$19 | $950 |
| Newly Constructed Home Discount | -$213 | $756 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wake County | $2,000 | $1,081 | $3,081 | $786 | $2,786 | $296 |
| Meredith, NC | $700 | $958 | $1,658 | $696 | $1,396 | $262 |
| Marks Creek, NC | $200 | $706 | $906 | $513 | $713 | $193 |
| Mamers, NC | $700 | $686 | $1,386 | $498 | $1,198 | $187 |
| Chatham County, NC | $500 | $1,084 | $1,584 | $788 | $1,288 | $296 |
| Oxford, NC | $1,000 | $631 | $1,631 | $458 | $1,458 | $172 |
| Linden, NC | $400 | $686 | $1,086 | $498 | $898 | $187 |
| Godwin, NC | $2,000 | $679 | $2,679 | $493 | $2,493 | $185 |
| Taylors, NC | $100 | $810 | $910 | $589 | $689 | $221 |
| Johnsonville, NC | $2,500 | $591 | $3,091 | $429 | $2,929 | $161 |
| Bennett, NC | $300 | $838 | $1,138 | $609 | $909 | $229 |
| Greene, NC | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Home Insurance Company Meredith, NC | Homeowners Insurance Agency Meredith, NC | Address | Popularity Score | Distance from Meredith (miles) |
|---|---|---|---|---|
| State Farm | Teri Larocca | 6406 Mccrimmon Pkwy Ste 200, Morrisville, NC, 27560-8145 | 8.5 | |
| State Farm | Mary Wilson | 9630 Falls Of Neuse Rd Ste 115, Raleigh, NC, 27615-2472 | 8.7 | |
| State Farm | Mike Shoffner | 845 S Main St, Graham, NC, 27253-3734 | 42.1 | |
| State Farm | Amanda Hagood | 3518 Wade Ave Ste B, Raleigh, NC, 27607-4068 | 1.6 | |
| Nationwide | Michelle Keener & Associates Inc. | 101 New Fidelity Ct, Garner, NC, 27529 | 8.2 | |
| State Farm | Brian Rothert | 2001 Widewaters Pkwy Ste O, Knightdale, NC, 27545-7324 | 11.5 | |
| State Farm | Bruce Adorian | 2726 Nc Highway 55, Cary, NC, 27519-6205 | 9.3 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Road Suite 210, Raleigh, NC, 27605 | 3.0 | |
| Travelers | Raleigh Superior Insurance | 2431 Spring Forest Rd Ste 123, Raleigh, NC, 27615 | 7.0 | |
| Liberty Mutual Independent | Insurance Solutions | 1428 Aversboro Rd Ste A, Garner, NC, 27529 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,240 | $590 |
| Wake County, NC | $250,700 | $1,095 | $760 | $1,520 | $760 |
| Meredith, NC | $315,100 | $970 | $670 | $1,330 | $660 |
| Marks Creek, NC | $150,000 | $715 | $510 | $990 | $480 |
| Mamers, NC | $114,000 | $694 | $490 | $990 | $500 |
| Chatham County, NC | $251,600 | $1,097 | $780 | $1,530 | $750 |
| Oxford, NC | $128,300 | $638 | $450 | $910 | $460 |
| Linden, NC | $114,100 | $694 | $490 | $990 | $500 |
| Godwin, NC | $112,500 | $687 | $460 | $970 | $510 |
| Taylors, NC | $184,300 | $820 | $600 | $1,160 | $560 |
| Johnsonville, NC | $103,800 | $598 | $420 | $850 | $430 |
| Bennett, NC | $149,200 | $848 | $600 | $1,210 | $610 |
| Greene, NC | $169,900 | $926 | $640 | $1,310 | $670 |