Gavop's guide to buying homeowners insurance in Moore County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Moore County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1513, Fousher St, Argyll Ave, State Rd 1610, Allred Rd, State Rd 1917, S Valley Rd, Hammond Rd, Katherine Pl, State Rd 1109 | $193,500 | $160,000 | $175,000-$200,000 | $75,500 | $70,000 | $50,000-$75,000 |
| Tracy Rd, Pinehurst Ave, Morgan Rd, Rothney Rd, Cliff Ct, Allyson Pl, Letlough Rd, Holly Ln, P1015, Birdie Dr | $248,000 | $230,000 | $250,000-$300,000 | $180,000 | $150,000 | $200,000-$250,000 |
| Grayson Ln, Smith St, McFarland Rd, Edwards Ct, Red Fox Run, Harmony Ln, White Oak St, State Rd 2162, High St, Pinyon Ln | $192,000 | $180,000 | $200,000-$250,000 | $214,500 | $200,000 | $200,000-$250,000 |
| Foxfire Rd, Park Hill Rd, Lake Auman Way, P1134, Ballybunion Ln, Dubose Dr, State Rd 1143, Vann Pl, Eta Bell Rd, Jordan Chapel Ln | $303,000 | $250,000 | $250,000-$300,000 | $170,500 | $160,000 | $175,000-$200,000 |
| State Rd 1205, Magnolia Cir, Pinebluff Cemetery Rd, Hemp St, State Rd 2072, Beulah Hill Rd S, Doe Ln, Calumet Ct, State Rd 2014, Grampian Way | $151,500 | $130,000 | $100,000-$125,000 | $152,500 | $130,000 | $125,000-$150,000 |
| Heritage Farm Rd, State Rd 1613, Dahlia Way, Moore St, Old Hunt Pl, Wallace Rd, State Rd 1158, Richardson Rd, Gilmore Rd, James River Pl | $239,500 | $190,000 | $250,000-$300,000 | $124,500 | $120,000 | $125,000-$150,000 |
| Elk Rd, Horse Creek Run, State Rd 1327, Cedar Ct, State Rd 1401, P274, Windmere Rd, N Apple St, Scott Ct, Quewhiffle Rd | $99,500 | $80,000 | $100,000-$125,000 | $95,000 | $80,000 | $100,000-$125,000 |
| Brunswick Ln, Power Plant Rd S, McDuffie Rd, Stage Rd, P810, P160, Riviera Dr, Oscar Rd, Shady Lane Rd, Kester Rd | $169,000 | $150,000 | $150,000-$175,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Cliff Rd, Wampanoag Ln, Little River Farm Blvd, State Rd 1479, Landis Cir, Barons Dr, Indian Springs Ln, Longleaf Rd, Canter Pl, State Rd 1635 | $314,000 | $280,000 | $350,000-$400,000 | $138,000 | $130,000 | $100,000-$125,000 |
| State Rd 1614, Oak Grove Rd, Bonnie Brook Ct, McCaskill Rd E, Spring Valley Ct, S State Hwy 705, Fawn Cir, Colonial Ave, P725, Hummingbird Way | $167,000 | $140,000 | $150,000-$175,000 | $136,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$186 | $791 |
| Superior Protection Discount | -$88 | $889 |
| Fire & Security Discount | -$78 | $898 |
| Hail Resistant Roof Discount | -$29 | $947 |
| Newly Constructed Home Discount | -$225 | $752 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Moore County | $2,500 | $965 | $3,465 | $701 | $3,201 | $264 |
| Moore County, NC | $1,000 | $965 | $1,965 | $701 | $1,701 | $264 |
| Cameron, NC | $200 | $747 | $947 | $543 | $743 | $204 |
| Brower, NC | $1,500 | $579 | $2,079 | $421 | $1,921 | $158 |
| Steeles, NC | $400 | $464 | $864 | $337 | $737 | $127 |
| Dobbins Heights, NC | $1,000 | $321 | $1,321 | $233 | $1,233 | $88 |
| Stonewall, NC | $500 | $702 | $1,202 | $510 | $1,010 | $192 |
| Cedar Grove, NC | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
| Staley, NC | $200 | $617 | $817 | $448 | $648 | $168 |
| Eldorado, NC | $700 | $1,062 | $1,762 | $772 | $1,472 | $290 |
| Linden, NC | $400 | $686 | $1,086 | $498 | $898 | $187 |
| Wallace, SC | $1,500 | $306 | $1,806 | $223 | $1,723 | $84 |
| Home Insurance Company Moore County, NC | Homeowners Insurance Agency Moore County, NC | Address | Popularity Score | Distance from Moore County (miles) |
|---|---|---|---|---|
| State Farm | Amy Waldrop | 412 E Williams St Ste C, Apex, NC, 27502-2186 | 45.7 | |
| Travelers | Apex Cary Insurance | 1001 Pemberton Hill Rd Ste 101, Apex, NC, 27502 | 45.6 | |
| Allstate | Gary Filippi | 981 Sunset Lake Rd, Fuquay Varina, NC, 27526 | 45.6 | |
| Travelers | Brightway Insurance | 2456 Sw Cary Pkwy, Cary, NC, 27513 | 48.5 | |
| State Farm | Jeff Fuller | 10948 N Main St Ste D, Archdale, NC, 27263-2892 | 49.8 | |
| Travelers | A M Tarlton Insurance Agency | 2210 E Main St, Albemarle, NC, 28001 | 38.1 | |
| State Farm | Tushar Barot | 110 Osterville Dr, Holly Springs, NC, 27540-7525 | 44.5 | |
| State Farm | Bruce Adorian | 2726 Nc Highway 55, Cary, NC, 27519-6205 | 47.5 | |
| Liberty Mutual Independent | Creative Insurance Solutions | 1321 N Main St, Fuquay-Varina, NC, 27526 | 44.2 | |
| Travelers | The Financial Center | 1220 Rockingham Road Suite E, Rockingham, NC, 28379 | 30.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,280 | $640 |
| Moore County, NC | $207,300 | $977 | $660 | $1,380 | $720 |
| Moore County, NC | $207,300 | $977 | $690 | $1,340 | $650 |
| Cameron, NC | $127,300 | $756 | $540 | $1,050 | $510 |
| Brower, NC | $92,900 | $586 | $420 | $810 | $390 |
| Steeles, NC | $72,800 | $470 | $310 | $670 | $360 |
| Dobbins Heights, NC | $50,600 | $325 | $220 | $450 | $230 |
| Stonewall, NC | $117,600 | $711 | $520 | $990 | $470 |
| Cedar Grove, NC | $120,400 | $673 | $450 | $950 | $500 |
| Staley, NC | $100,000 | $624 | $430 | $880 | $450 |
| Eldorado, NC | $215,400 | $1,075 | $730 | $1,480 | $750 |
| Linden, NC | $114,100 | $694 | $510 | $960 | $450 |
| Wallace, SC | $51,200 | $310 | $230 | $440 | $210 |