How Can I Make My Clines, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Clines, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Clines, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $43,500 $40,000 $25,000-$50,000
2 Bedroom $127,000 $110,000 $125,000-$150,000
3 Bedroom $108,000 $100,000 $100,000-$125,000
4 Bedroom $248,500 $240,000 $200,000-$250,000
5 Bedroom $249,500 $230,000 $200,000-$250,000

Choose the Best Clines, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $630
Full Time Job 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $120
Unemployed 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $1,130

Choose the Right Deductible for your Clines, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $680 $780 $580 $680 $100
Catawba County, NC $1,500 $540 $1,040 $440 $1,940 $-900
Clines, NC $2,500 $560 $1,060 $470 $2,970 $-1,910
Millers, NC $500 $460 $960 $390 $890 $70
Mountain Creek, NC $1,000 $1,210 $1,710 $990 $1,990 $-280
Cricket, NC $400 $480 $880 $390 $790 $90
Watauga, NC $1,000 $1,010 $1,510 $860 $1,860 $-350
Brushy Fork, NC $100 $890 $990 $740 $840 $150
West Marion, NC $2,500 $450 $950 $370 $2,870 $-1,920
North Fall Creek, NC $200 $380 $580 $330 $530 $50
Rutherford County, NC $700 $430 $930 $340 $1,040 $-110
McDowell County, NC $300 $440 $740 $360 $660 $80
Rockford, NC $1,000 $400 $900 $350 $1,350 $-450

Identify Top Home Insurance Agents near Clines, NC | Back to Top

Home Insurance Company Clines, NC Homeowners Insurance Agency Clines, NC Address Popularity Score Distance from Clines (miles)
State Farm Happy Mullen 2201 South Blvd Suite 420, Charlotte, NC, 28203-4263
42.6
State Farm Jim Burgin 3391 Cloverleaf Pkwy, Kannapolis, NC, 28083-6991
39.7
Liberty Mutual Independent Ecm Solutions 4000 Park Rd, Charlotte, NC, 28209
44.8
State Farm Kris Kozdras 19425 Liverpool Pkwy Ste B, Cornelius, NC, 28031-6387
26.3
Allstate Stephanie Washington 4801 E Indep Blvd Ste 903, Charlotte, NC, 28212
47.0
Travelers Aac Insurance Group 4801 E Independence Blvd #102, Charlotte, NC, 28212
46.2
Nationwide Rick Hamby Agency Inc 423 4th St Sw, Hickory, NC, 28602
8.8
Allstate Omar Hadi 2801 S Cannon Blvd, Kannapolis, NC, 28083
39.1
State Farm Tony Hefner 10226 Couloak Dr Ste 200, Charlotte, NC, 28216-7677
33.2
Travelers The Hoffman Agency Llc 2015 Ayrsley Town Blvd Ste 202, Charlotte, NC, 28273
45.4

Compare Rates for Clines, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $840 $600 $1,200 $600
Catawba County, NC $130,200 $680 $460 $970 $510
Clines, NC $131,200 $770 $560 $1,100 $540
Millers, NC $103,700 $560 $380 $780 $400
Mountain Creek, NC $263,700 $1,240 $830 $1,750 $920
Cricket, NC $89,500 $430 $290 $590 $300
Watauga, NC $259,800 $1,480 $990 $2,030 $1,040
Brushy Fork, NC $242,500 $1,260 $870 $1,800 $930
West Marion, NC $97,200 $520 $370 $740 $370
North Fall Creek, NC $100,600 $470 $330 $640 $310
Rutherford County, NC $108,700 $530 $360 $750 $390
McDowell County, NC $100,900 $580 $400 $800 $400
Rockford, NC $85,400 $470 $330 $640 $310