Gavop shows you how to buy homeowners insurance in Northampton County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Northampton County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Taylors Mill Rd S, Britton Rd, Devils Race Track Rd, Woodard Ln, Perdue Hatchery Rd, W Central St, State Rd 1287, Ransom St, Mary Odom Rd, Margarettsville St | $137,500 | $130,000 | $100,000-$125,000 | $73,000 | $60,000 | $50,000-$75,000 |
| Deer Trl, Elizabeth St, McLee Ln, Seaboard Ave, State Rd 1332, State Rd 1349, State Rd 1267, Brooks Rd, Shoulars Rd, Shortcut Rd | $125,500 | $110,000 | $125,000-$150,000 | $105,500 | $90,000 | $100,000-$125,000 |
| State Rd 1317, Doolittle Mill Rd, James Massey Rd, Poplar St, South St, Mulberry St, Thorne St, Barrows Mill Rd, State Rd 1275, W Woodland Ave | $114,500 | $90,000 | $100,000-$125,000 | $87,000 | $80,000 | $50,000-$75,000 |
| Lovers Ln Rd, Tidewater Pt, State Rd 1532, Barrow Trl, Hummingbird Ln, Finley Rd, State Rd 1310, Plum St, E Anderton St, State Rd 1126 | $86,000 | $80,000 | $75,000-$100,000 | $98,000 | $80,000 | $100,000-$125,000 |
| Hargrove Ln, George Depot Rd, State Rd 1218, Mitchell St, State Rd 1301, Rook Rd, Creeksville Rd, State Rd 1539, State Rd 1250, State Rd 1309 | $79,500 | $70,000 | $75,000-$100,000 | $98,000 | $90,000 | $100,000-$125,000 |
| State Hwy 305, Waterman's Dr, Parker Rd, Bolton Rd, Norvell St, State Rd 1214, Jordan Mill Rd, Lebanon Church Rd, E Woodland Ave, W Main St | $125,500 | $120,000 | $125,000-$150,000 | $98,000 | $90,000 | $100,000-$125,000 |
| State Rd 1215, Occoneechee Neck North Rd, S Main St, Garibaldi Rd, Zion Church Rd, Cherokee Trl, State Rd 1127, Joe True Ln, State Rd 1205, State Rd 1329 | $111,000 | $90,000 | $75,000-$100,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Tower Rd, Gay Estate Ln, Potecasi Ln, State Rd 1211, Chestnut Hill, McNair Ln, Davis St, Sparrow Ln, Short St, State Rd 1339 | $125,500 | $120,000 | $100,000-$125,000 | $70,500 | $60,000 | $50,000-$75,000 |
| State Rd 1200, State Rd 1260, Race Track Ln, State Rd 1344, Frank Harris Rd, State Rd 1264, Parker Ln, State Rd 1119, New St, Winnaway Ln | $159,500 | $140,000 | $125,000-$150,000 | $113,000 | $110,000 | $100,000-$125,000 |
| Judith St, S Linden St, Big Johns Store Rd, Clemville Ln, Marigold Ln, State Rd 1136, Abraham St, Harris St, Clement Camp Ln, Seminole Trl | $80,500 | $70,000 | $75,000-$100,000 | $90,000 | $70,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $712 |
| Superior Protection Discount | -$88 | $791 |
| Fire & Security Discount | -$88 | $791 |
| Hail Resistant Roof Discount | -$26 | $852 |
| Newly Constructed Home Discount | -$185 | $694 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Northampton County | $1,500 | $868 | $2,368 | $631 | $2,131 | $237 |
| Northampton County, NC | $700 | $868 | $1,568 | $631 | $1,331 | $237 |
| Oconeechee, NC | $300 | $437 | $737 | $317 | $617 | $119 |
| Roanoke Rapids, NC | $2,000 | $609 | $2,609 | $443 | $2,443 | $166 |
| Newsoms, VA | $400 | $657 | $1,057 | $477 | $877 | $180 |
| Snakebite, NC | $2,000 | $543 | $2,543 | $395 | $2,395 | $149 |
| Jerusalem, VA | $300 | $847 | $1,147 | $615 | $915 | $231 |
| River, NC | $1,000 | $1,067 | $2,067 | $775 | $1,775 | $292 |
| Macon, NC | $300 | $404 | $704 | $294 | $594 | $110 |
| South Hill, VA | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Cedar Rock, NC | $500 | $551 | $1,051 | $401 | $901 | $151 |
| Home Insurance Company Northampton County, NC | Homeowners Insurance Agency Northampton County, NC | Address | Popularity Score | Distance from Northampton County (miles) |
|---|---|---|---|---|
| Allstate | Melvin Mitchell | 3501 Sunset Ave, Rocky Mount, NC, 27804 | 40.3 | |
| Travelers | John Hackney Agency Of Rocky Mount | 950 Country Club Rd, Rocky Mount, NC, 27804 | 38.9 | |
| Travelers | John Hackney Agency Of Rocky Mount | 950 Country Club Rd Rocky Mount, Rocky Mount, NC, 27804 | 38.9 | |
| Nationwide | O L Meek Insurance Agency Inc | 2357 Eaton Ferry Rd, Littleton, NC, 27850 | 31.4 | |
| Nationwide | Hedgepeth-Hutson Insurance Services Inc. | 221 S Barnes St, Nashville, NC, 27856 | 44.5 | |
| State Farm | Sandy Frazier | 219 W Washington St, Nashville, NC, 27856-1263 | 44.3 | |
| Erie | Roanoke Valley Insurance | 1736 Julian R Allsbrook Hwy, Roanoke Rapids, NC, 27870 | 13.2 | |
| Travelers | J A Leonard & Co Inc | 114 South Barnes Street, Nashville, NC, 27856 | 44.4 | |
| Allstate | Maria Newcomb | 1233 Cobb Corners Dr, Rocky Mount, NC, 27804 | 38.2 | |
| Travelers | J A Leonard & Co Inc | 114 S Barnes St, Nashville, NC, 27856 | 44.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,270 | $630 |
| Northampton County, NC | $81,900 | $879 | $610 | $1,250 | $640 |
| Northampton County, NC | $81,900 | $879 | $600 | $1,240 | $640 |
| Oconeechee, NC | $68,300 | $442 | $300 | $630 | $330 |
| Roanoke Rapids, NC | $107,700 | $617 | $440 | $840 | $400 |
| Newsoms, VA | $125,600 | $665 | $450 | $940 | $490 |
| Snakebite, NC | $86,400 | $550 | $370 | $780 | $410 |
| Jerusalem, VA | $193,300 | $857 | $580 | $1,180 | $600 |
| River, NC | $217,100 | $1,080 | $750 | $1,490 | $740 |
| Macon, NC | $63,100 | $409 | $300 | $560 | $260 |
| South Hill, VA | $121,900 | $651 | $450 | $900 | $450 |
| Cedar Rock, NC | $87,900 | $558 | $390 | $790 | $400 |