Gavop's guide to buying homeowners insurance in Litaker, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Litaker, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sonny Acres Dr, Crooked Creek Ln, Stones Throw Ln, Large Ave, Belle Vista Dr, Log Barn Farm Dr, E Ritchie Rd, Wind Swept Way, Rose Ave, State Rd 1344 | $139,500 | $120,000 | $125,000-$150,000 | $128,500 | $110,000 | $125,000-$150,000 |
| Cornelius Rd, Bent Oak Dr, Old US Hwy 80, Williams Dr, State Rd 2416, Park Cir, Oak Forest Ln, Correll Loop Rd, Cromer Rd, Battle St | $134,000 | $110,000 | $100,000-$125,000 | $69,000 | $60,000 | $75,000-$100,000 |
| State Rd 2316, Gantt St, Cresent Rd, Klumac Rd, Briarcliff Rd, Cross Dr, Birch St, Dunns Mountain Church Rd, N Cherry St, West St | $133,500 | $110,000 | $150,000-$175,000 | $130,500 | $110,000 | $150,000-$175,000 |
| Bostian Rd, McFarland Dr, Tarbox Ln, Fairfield Ln, George Brown Rd, Denton Dr, Lm Overcash Rd, State Rd 1121, State Rd 2397, Wagon Ln | $167,000 | $150,000 | $125,000-$150,000 | $109,500 | $90,000 | $100,000-$125,000 |
| Dalton Dr, Liberty St, State Rd 2565, Wingate Ln, Delinda Dr, Phaniel Church Rd, Red Fox Ln, Correll St, Hitachi Metals Dr, State Rd 2552 | $178,500 | $170,000 | $150,000-$175,000 | $111,500 | $110,000 | $75,000-$100,000 |
| Sunlight Dr, Old Rockwell Rd, Tryon Rd, Coral St, State Rd 1232, Saint Paul Church Rd, Blue Jay Ln, Ellen St, State Rd 1509, Carpenters Cir | $114,000 | $90,000 | $75,000-$100,000 | $107,500 | $100,000 | $100,000-$125,000 |
| State Rd 2335, S Salisbury Ave, Cook Rd, Lakeview Dr, Mirror Lake Rd, Spring Branch Ln, Barn Swallow Ln, Meadow Wood Ct, Sides Rd, Fish House Rd | $190,500 | $180,000 | $150,000-$175,000 | $131,500 | $120,000 | $125,000-$150,000 |
| Horton Ln, Oak Creek Dr, Crook St, State Rd 2383, Yost Farm Rd, Miller St, Mellondale Ln, Ludwick Ave, State Rd 2611, Blackbeard Ln | $164,500 | $140,000 | $150,000-$175,000 | $130,500 | $120,000 | $125,000-$150,000 |
| Country Meadow Trl, Arrowhead Cir, Register Rd, Rowan Ave, Railroad St, Arlington St, Maple St, Hidden Pond Ln, Log Barn Rd, Jaycee St | $126,000 | $110,000 | $125,000-$150,000 | $137,500 | $120,000 | $125,000-$150,000 |
| Timber Creek Ln, Ridge St, Moses Rd, Larkspur Rd, River Birch Dr, S Hambley St, Sir Lance Cir, Miller St, Wallace Ln, Hillsboro St | $134,500 | $120,000 | $125,000-$150,000 | $143,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $579 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$54 | $627 |
| Hail Resistant Roof Discount | -$20 | $661 |
| Newly Constructed Home Discount | -$163 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rowan County | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| Litaker, NC | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Lexington, NC | $200 | $703 | $903 | $511 | $711 | $192 |
| Farmington, NC | $1,500 | $827 | $2,327 | $601 | $2,101 | $226 |
| Midway, NC | $200 | $720 | $920 | $524 | $724 | $197 |
| Sharpesburg, NC | $1,000 | $811 | $1,811 | $589 | $1,589 | $222 |
| High Point, NC | $200 | $796 | $996 | $579 | $779 | $218 |
| Newton, NC | $1,000 | $712 | $1,712 | $517 | $1,517 | $195 |
| North Buck Shoals, NC | $500 | $699 | $1,199 | $508 | $1,008 | $191 |
| Marvin, NC | $700 | $773 | $1,473 | $562 | $1,262 | $211 |
| Riverview, SC | $300 | $692 | $992 | $503 | $803 | $189 |
| Ramseur, NC | $2,000 | $612 | $2,612 | $444 | $2,444 | $167 |
| Home Insurance Company Litaker, NC | Homeowners Insurance Agency Litaker, NC | Address | Popularity Score | Distance from Litaker (miles) |
|---|---|---|---|---|
| State Farm | Joe Ricci | 20315 Knox Rd Ste A, Cornelius, NC, 28031-6586 | 22.0 | |
| State Farm | Jessica Ross | 7903 Providence Rd Ste 170, Charlotte, NC, 28277-9745 | 36.1 | |
| Erie | Carey Insurance Agency Inc. | 4452 Railroad Avenue, Harrisburg, NC, 28075 | 19.5 | |
| State Farm | Sonya Hamilton | 4917 Piedmont Pkwy Ste 106, Jamestown, NC, 27282-7536 | 45.8 | |
| State Farm | Celinda Erickson | 509 W John St, Matthews, NC, 28105-5352 | 33.6 | |
| Nationwide | Sharon C. Stricker | 912 Copperfield Blvd, Concord, NC, 28025-2433 | 9.3 | |
| Travelers | L & L Insurance Agency | 365 N New Hope Rd Ste 2, Gastonia, NC, 28054 | 42.3 | |
| State Farm | Jeff Genant | 15105 Jhn J Dlany Dr Ste L, Charlotte, NC, 28277-2847 | 40.8 | |
| State Farm | Jerry Hagler | 103 N Main St, China Grove, NC, 28023-2527 | 4.7 | |
| Nationwide | Mark Jennings Agency | 122 Avalon Dr Ste C, Salisbury, NC, 28146-7023 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,280 | $640 |
| Rowan County, NC | $130,400 | $746 | $510 | $1,020 | $510 |
| Litaker, NC | $140,200 | $681 | $480 | $960 | $480 |
| Lexington, NC | $122,600 | $712 | $520 | $980 | $460 |
| Farmington, NC | $251,100 | $838 | $610 | $1,150 | $540 |
| Midway, NC | $154,200 | $729 | $500 | $1,040 | $540 |
| Sharpesburg, NC | $142,400 | $821 | $600 | $1,170 | $570 |
| High Point, NC | $144,900 | $806 | $560 | $1,140 | $580 |
| Newton, NC | $124,400 | $721 | $510 | $1,030 | $520 |
| North Buck Shoals, NC | $116,800 | $707 | $520 | $980 | $460 |
| Marvin, NC | $633,300 | $783 | $570 | $1,070 | $500 |
| Riverview, SC | $101,300 | $700 | $480 | $1,000 | $520 |
| Ramseur, NC | $99,200 | $619 | $420 | $860 | $440 |