Gavop shows you how to buy homeowners insurance in Mellette County, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mellette County, SD - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 276th St, E 10th St, N 1st St, Surprise Valley Rd, Investment Ave, 285th Ave, N Brock Ave, E 5th St, State St, 266th St | $42,500 | $30,000 | $25,000-$50,000 | $75,500 | $60,000 | $50,000-$75,000 |
| Gray St, Dakota St, Little White River Rd, N Roosevelt Ave, 7th, Upper Swift Bear, N 3rd St, 251st Ave, Co Rd, Yellow Eagle Rd | $76,000 | $60,000 | $75,000-$100,000 | $92,000 | $90,000 | $100,000-$125,000 |
| 250th Ave, S 1st St, 5th St, State Hwy 63, State Hwy 44, 3rd St, 9th St, Main St, 8th St, N McKinley St | $73,500 | $60,000 | $50,000-$75,000 | $86,500 | $70,000 | $75,000-$100,000 |
| 7th St, 270th St, 245th Ave, 1st St, E 8th St, N Investment Ave, 248th Ave, 267th St, Brock St, Hwy 44 | $91,500 | $90,000 | $100,000-$125,000 | $104,500 | $100,000 | $100,000-$125,000 |
| 281st Ave, S 3rd St, N Main St, 6th St, 4th St, N Brock St, 264th St, 261st St, Pony St, Running Bird Rd | $50,000 | $40,000 | $25,000-$50,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $692 |
| Superior Protection Discount | -$72 | $732 |
| Fire & Security Discount | -$88 | $716 |
| Hail Resistant Roof Discount | -$16 | $788 |
| Newly Constructed Home Discount | -$169 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mellette County | $1,500 | $795 | $2,295 | $578 | $2,078 | $217 |
| Mellette County, SD | $2,500 | $795 | $3,295 | $578 | $3,078 | $217 |
| Bad Nation, SD | $400 | $758 | $1,158 | $551 | $951 | $207 |
| Corn Creek, SD | $2,500 | $510 | $3,010 | $370 | $2,870 | $139 |
| Belvidere, SD | $400 | $505 | $905 | $367 | $767 | $138 |
| Kennebec, SD | $1,000 | $751 | $1,751 | $546 | $1,546 | $205 |
| Home Insurance Company Mellette County, SD | Homeowners Insurance Agency Mellette County, SD | Address | Popularity Score | Distance from Mellette County (miles) |
|---|---|---|---|---|
| State Farm | Kari Jones | 525 E 2nd Street, Winner, SD, 57580-2010 | 47.9 | |
| Allstate | Bankwest Insurance | 110 W 2nd St, Winner, SD, 57580 | 47.6 | |
| Allstate | Bankwest Insurance | 221 N Main St, Presho, SD, 57568 | 41.7 | |
| Allstate | Bankwest Insurance | 110 West 2nd St, Winner, SD, 57580 | 47.6 | |
| Allstate | Bankwest Insurance | 502 Lincoln Ave, Murdo, SD, 57559 | 21.1 | |
| Allstate | Bankwest Insurance | 502 Lincoln Ave, Murdo, SD, 57559 | 21.0 | |
| Allstate | Bankwest Insurance | Po Box 69, Kadoka, SD, 57543 | 41.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $670 | $1,360 | $690 |
| Mellette County, SD | $45,300 | $805 | $580 | $1,130 | $550 |
| Mellette County, SD | $45,300 | $805 | $550 | $1,120 | $570 |
| Bad Nation, SD | $88,100 | $767 | $520 | $1,070 | $550 |
| Corn Creek, SD | $23,500 | $516 | $360 | $720 | $360 |
| Belvidere, SD | $22,500 | $511 | $350 | $730 | $380 |
| Kennebec, SD | $86,200 | $760 | $550 | $1,050 | $500 |