Gavop shows you how to buy homeowners insurance in Schley County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $124,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $167,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $299,500 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $553 |
| Superior Protection Discount | -$60 | $606 |
| Fire & Security Discount | -$67 | $599 |
| Hail Resistant Roof Discount | -$20 | $646 |
| Newly Constructed Home Discount | -$180 | $486 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Schley County | $1,000 | $658 | $1,658 | $478 | $1,478 | $180 |
| Schley County, GA | $2,000 | $658 | $2,658 | $478 | $2,478 | $180 |
| Oglethorpe, GA | $300 | $537 | $837 | $390 | $690 | $147 |
| Weston, GA | $700 | $487 | $1,187 | $354 | $1,054 | $133 |
| Leslie-De Soto, GA | $100 | $705 | $805 | $513 | $613 | $193 |
| Talbot County, GA | $1,500 | $580 | $2,080 | $421 | $1,921 | $158 |
| Pinehurst, GA | $500 | $569 | $1,069 | $414 | $914 | $156 |
| Vienna, GA | $2,000 | $648 | $2,648 | $471 | $2,471 | $177 |
| Randolph County, GA | $100 | $810 | $910 | $589 | $689 | $221 |
| The Rock-Yatesville, GA | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| The Rock, GA | $400 | $926 | $1,326 | $673 | $1,073 | $253 |
| Home Insurance Company Schley County, GA | Homeowners Insurance Agency Schley County, GA | Address | Popularity Score | Distance from Schley County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | J Smith Lanier & Co | 200 Brookstone Centre Pkwy Ste 118, Columbus, GA, 31904 | 42.7 | |
| Allstate | Jonathan Smart | 2908 Macon Rd, Columbus, GA, 31906 | 39.5 | |
| State Farm | Rick Hill | 5111 Armour Rd, Columbus, GA, 31904-5017 | 40.7 | |
| State Farm | Tim Thomas | 1800 North Slappey Boulevard, Albany, GA, 31701-1436 | 46.4 | |
| Allstate | The Mobley Agency | 5435 Woodruff Farm Rd Ste B300, Columbus, GA, 31907 | 37.7 | |
| State Farm | Trennis Dumas | 616 N Church St, Thomaston, GA, 30286-6300 | 43.8 | |
| Allstate | Cleve Hollingsworth | 670 Lake Joy Rd, Kathleen, GA, 31047 | 41.8 | |
| Nationwide | Tony Knight Agency Llc | 5734 Windsor Drive Suite 3, Columbus, GA, 31909-6381 | 39.8 | |
| Allstate | Hillary Carnley | 3884 Warm Springs Rd, Columbus, GA, 31909 | 39.4 | |
| Farmers | Michael Todd | 6424 Bradley Park Dr Ste 400, Columbus, GA, 31904 | 41.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,450 | $760 |
| Schley County, GA | $94,800 | $666 | $470 | $940 | $470 |
| Schley County, GA | $94,800 | $666 | $490 | $910 | $420 |
| Oglethorpe, GA | $46,200 | $543 | $390 | $780 | $390 |
| Weston, GA | $61,700 | $493 | $330 | $700 | $370 |
| Leslie-De Soto, GA | $94,400 | $714 | $490 | $1,010 | $520 |
| Talbot County, GA | $81,200 | $587 | $420 | $820 | $400 |
| Pinehurst, GA | $73,100 | $576 | $390 | $800 | $410 |
| Vienna, GA | $106,300 | $656 | $470 | $930 | $460 |
| Randolph County, GA | $67,300 | $820 | $590 | $1,120 | $530 |
| The Rock-Yatesville, GA | $84,400 | $652 | $460 | $930 | $470 |
| The Rock, GA | $138,900 | $937 | $670 | $1,300 | $630 |