Gavop shows you how to buy homeowners insurance in Napavine, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $98,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $207,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $278,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $349,000 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $509 |
| Superior Protection Discount | -$55 | $552 |
| Fire & Security Discount | -$67 | $540 |
| Hail Resistant Roof Discount | -$12 | $594 |
| Newly Constructed Home Discount | -$164 | $443 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lewis County | $2,000 | $637 | $2,637 | $463 | $2,463 | $174 |
| Napavine, WA | $2,000 | $599 | $2,599 | $435 | $2,435 | $164 |
| Thurston County, WA | $500 | $738 | $1,238 | $536 | $1,036 | $202 |
| Upper Elochoman, WA | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Olympia East, WA | $100 | $727 | $827 | $528 | $628 | $199 |
| Lower Elochoman, WA | $1,000 | $780 | $1,780 | $567 | $1,567 | $213 |
| North Yelm, WA | $100 | $575 | $675 | $418 | $518 | $157 |
| Puget Island, WA | $1,000 | $718 | $1,718 | $522 | $1,522 | $196 |
| Tanglewilde, WA | $400 | $661 | $1,061 | $480 | $880 | $181 |
| Elma, WA | $2,000 | $608 | $2,608 | $442 | $2,442 | $166 |
| La Center, WA | $100 | $710 | $810 | $516 | $616 | $194 |
| Home Insurance Company Napavine, WA | Homeowners Insurance Agency Napavine, WA | Address | Popularity Score | Distance from Napavine (miles) |
|---|---|---|---|---|
| Farmers | Amanda Knight | 219 Davidson Ave, Woodland, WA, 98674 | 44.1 | |
| Allstate | Ronelle Funk | 10501 Creek St Se Ste 3, Yelm, WA, 98597 | 30.9 | |
| State Farm | Angie Roarty | 7602 Bridgeport Way W Ste 4b, Lakewood, WA, 98499-2432 | 48.3 | |
| Farmers | David Beckwith | 6240 Tacoma Mall Blvd Ste 209, Tacoma, WA, 98409 | 50.0 | |
| Farmers | Kim Reynolds | 312 112th St S Ste B, Tacoma, WA, 98444 | 47.8 | |
| Travelers | Ab Insurance & Associates Llc | 2412 4th Ave E, Olympia, WA, 98506 | 35.4 | |
| State Farm | Michael Lewis | 7403 Lakewood Dr W Ste 13, Lakewood, WA, 98499-7951 | 48.6 | |
| Liberty Mutual Independent | Propel Insurance - Olympia | 315 5th Ave Se, Olympia, WA, 98501 | 35.3 | |
| State Farm | Eric Collins | 7602 Bridgeport Way W Ste 4b, Lakewood, WA, 98499-2432 | 48.3 | |
| State Farm | Gene Sanders | 883 S Market Blvd, Chehalis, WA, 98532-3421 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,120 | $550 |
| Lewis County, WA | $176,000 | $645 | $470 | $910 | $440 |
| Napavine, WA | $167,800 | $606 | $440 | $830 | $390 |
| Thurston County, WA | $255,500 | $747 | $520 | $1,070 | $550 |
| Upper Elochoman, WA | $165,800 | $649 | $450 | $900 | $450 |
| Olympia East, WA | $228,200 | $736 | $510 | $1,010 | $500 |
| Lower Elochoman, WA | $271,300 | $789 | $530 | $1,090 | $560 |
| North Yelm, WA | $129,100 | $582 | $420 | $800 | $380 |
| Puget Island, WA | $220,700 | $727 | $520 | $1,000 | $480 |
| Tanglewilde, WA | $214,600 | $669 | $450 | $940 | $490 |
| Elma, WA | $173,800 | $616 | $420 | $870 | $450 |
| La Center, WA | $318,400 | $718 | $500 | $1,030 | $530 |