Gavop's guide to buying homeowners insurance in Calverton, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Calverton, NY - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Karlin Dr, Circlewood, Hulse Landing Rd, Black Pine St, Green Tree Dr, Forge Rd, Paper Mill Rd, Simpson Gate, Bruce Dr, Williams Way N | $144,000 | $130,000 | $125,000-$150,000 | $149,500 | $140,000 | $150,000-$175,000 |
| Southfield Rd, Aileen Ct, Badger Rd, Manorage Rd, Vista Ln, Triangle Ln, Grumman Blvd, Ricky Rd, Village Green S, Tempo Pl | $338,000 | $320,000 | $300,000-$350,000 | $330,000 | $290,000 | $350,000-$400,000 |
| Donna Dr, May Dr, Old Neck Ct, Chopin Pl, Sparrow Ln, Svc Rd A, Concord Rd, Birchwood, Jakes Ln, Baiting Hollow Ln | $214,500 | $180,000 | $200,000-$250,000 | $163,500 | $150,000 | $150,000-$175,000 |
| Vicky Ct, Melody Ct, Golden Spruce Dr, Papermill Rd, Burgundy Ct, Baiting Dr, Ross Ct, Club House Ln, Tanglewood, Ashley Cir | $346,000 | $290,000 | $300,000-$350,000 | $421,500 | $350,000 | $300,000-$350,000 |
| Calverton Westhampton Rd, Twomey Ave, Co Rd 111, Kimberly Ct, S River Rd, Timber Dr, Evergreen Dr, Roundwood, Wooded Way, Marge Ln | $261,500 | $230,000 | $250,000-$300,000 | $443,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $575 |
| Superior Protection Discount | -$64 | $646 |
| Fire & Security Discount | -$57 | $653 |
| Hail Resistant Roof Discount | -$14 | $696 |
| Newly Constructed Home Discount | -$163 | $547 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $2,000 | $1,491 | $3,491 | $1,084 | $3,084 | $408 |
| Calverton, NY | $1,000 | $701 | $1,701 | $510 | $1,510 | $192 |
| Sayville, NY | $100 | $1,104 | $1,204 | $802 | $902 | $302 |
| Great River, NY | $1,000 | $2,718 | $3,718 | $1,975 | $2,975 | $743 |
| Islip, NY | $200 | $992 | $1,192 | $721 | $921 | $271 |
| Bay Shore, NY | $1,000 | $934 | $1,934 | $678 | $1,678 | $255 |
| North Babylon, NY | $500 | $1,415 | $1,915 | $1,028 | $1,528 | $387 |
| Shelton, CT | $1,000 | $1,287 | $2,287 | $935 | $1,935 | $352 |
| Norwalk, CT | $200 | $1,375 | $1,575 | $999 | $1,199 | $376 |
| Centre Island, NY | $1,000 | $994 | $1,994 | $722 | $1,722 | $272 |
| East Norwich, NY | $300 | $2,809 | $3,109 | $2,041 | $2,341 | $768 |
| Newtown, CT | $1,000 | $928 | $1,928 | $674 | $1,674 | $254 |
| Home Insurance Company Calverton, NY | Homeowners Insurance Agency Calverton, NY | Address | Popularity Score | Distance from Calverton (miles) |
|---|---|---|---|---|
| State Farm | Steve Klinzing | 972 Montauk Hwy, Bayport, NY, 11705-1612 | 18.8 | |
| Travelers | The Clausen Agency Inc | 333 Rte 25a Ste 150, Rocky Point, NY, 11778 | 9.3 | |
| Allstate | Bill Goble | 232 N Belle Mead Rd Ste 8, East Setauket, NY, 11733 | 16.9 | |
| Travelers | Vrp Insurance Agency | 955 Main Street, Holbrook, NY, 11741 | 17.9 | |
| Travelers | Norton & Siegel | 2 E Main St, Babylon, NY, 11702 | 33.0 | |
| Allstate | Ben Rodriguez | 694 Motor Pkwy # S200, Hauppauge, NY, 11788 | 25.8 | |
| Allstate | Simon Desouza | 215 Hallock Rd Ste 1b, Stony Brook, NY, 11790 | 18.9 | |
| Travelers | John M Titolo Inc | 990 S 2nd St Ste 4, Ronkonkoma, NY, 11779 | 19.9 | |
| Travelers | Shore Line Insurance Agency Inc | 8 Broadway, Rocky Point, NY, 11778 | 8.3 | |
| State Farm | Kathleen Handley | 460 County Road 111 Unit 5, Manorville, NY, 11949-3375 | 3.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,590 | $740 |
| Suffolk County, NY | $379,400 | $1,509 | $1,090 | $2,100 | $1,010 |
| Calverton, NY | $222,000 | $710 | $520 | $1,000 | $480 |
| Sayville, NY | $433,500 | $1,117 | $820 | $1,600 | $780 |
| Great River, NY | $614,900 | $2,751 | $1,950 | $3,770 | $1,820 |
| Islip, NY | $352,200 | $1,004 | $710 | $1,440 | $730 |
| Bay Shore, NY | $323,000 | $945 | $680 | $1,330 | $650 |
| North Babylon, NY | $340,500 | $1,432 | $970 | $1,960 | $990 |
| Shelton, CT | $341,500 | $1,302 | $890 | $1,850 | $960 |
| Norwalk, CT | $421,900 | $1,392 | $950 | $1,980 | $1,030 |
| Centre Island, NY | $1,558,300 | $1,006 | $710 | $1,400 | $690 |
| East Norwich, NY | $640,000 | $2,843 | $2,020 | $3,890 | $1,870 |
| Newtown, CT | $403,400 | $939 | $670 | $1,290 | $620 |