Gavop shows you how to buy homeowners insurance in Benner, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $113,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $238,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $320,000 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $394,000 | $350,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $567 |
| Superior Protection Discount | -$62 | $630 |
| Fire & Security Discount | -$62 | $630 |
| Hail Resistant Roof Discount | -$14 | $678 |
| Newly Constructed Home Discount | -$194 | $498 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Centre County | $2,000 | $787 | $2,787 | $572 | $2,572 | $215 |
| Benner, PA | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| Reedsville, PA | $500 | $535 | $1,035 | $388 | $888 | $146 |
| Burnham, PA | $1,000 | $543 | $1,543 | $395 | $1,395 | $149 |
| Noyes, PA | $200 | $548 | $748 | $398 | $598 | $150 |
| Fermanagh, PA | $2,000 | $714 | $2,714 | $519 | $2,519 | $195 |
| Goshen, PA | $100 | $601 | $701 | $437 | $537 | $164 |
| Glen Hope, PA | $1,500 | $552 | $2,052 | $401 | $1,901 | $151 |
| Reade, PA | $200 | $537 | $737 | $391 | $591 | $147 |
| Shirleysburg, PA | $2,000 | $490 | $2,490 | $356 | $2,356 | $134 |
| Tell, PA | $200 | $653 | $853 | $475 | $675 | $178 |
| Loretto, PA | $2,000 | $631 | $2,631 | $459 | $2,459 | $173 |
| Home Insurance Company Benner, PA | Homeowners Insurance Agency Benner, PA | Address | Popularity Score | Distance from Benner (miles) |
|---|---|---|---|---|
| Travelers | Don Jacobs Insurance Services Inc | 200 Barnett Woods Road, New Bloomfield, PA, 17068 | 45.5 | |
| Travelers | Wasson Insurance Agency Inc | 2440 Commercial Blvd. , State College, PA, 16801 | 3.0 | |
| Allstate | Rich Harrier | 24 E 4th St, Emporium, PA, 15834 | 49.4 | |
| State Farm | Keith Dunlap | 93 Chestnut Street, Mifflinburg, PA, 17844-1311 | 40.7 | |
| Travelers | Wasson Insurance Agency Inc | 2440 Commercial Blvd, State College, PA, 16801 | 3.0 | |
| State Farm | John Walizer | 118 Elmwood Street, State College, PA, 16801-6850 | 4.2 | |
| Allstate | Cindy Shetler | 306 S Atherton St, State College, PA, 16801 | 6.1 | |
| Erie | Logan Branch Insurance Inc. | 623 Willowbank Street, Bellefonte, PA, 16823 | 2.9 | |
| State Farm | Tamara Trunzo | 2836 Earlystown Rd Ste 3, Centre Hall, PA, 16828-9162 | 7.7 | |
| State Farm | Dean Blythe | 1506 W College Ave, State College, PA, 16801-2784 | 6.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,050 | $510 |
| Centre County, PA | $212,300 | $796 | $530 | $1,120 | $590 |
| Benner, PA | $170,200 | $692 | $480 | $980 | $500 |
| Reedsville, PA | $79,800 | $541 | $370 | $770 | $400 |
| Burnham, PA | $83,000 | $550 | $380 | $790 | $410 |
| Noyes, PA | $85,000 | $555 | $370 | $770 | $400 |
| Fermanagh, PA | $158,700 | $723 | $520 | $1,000 | $480 |
| Goshen, PA | $105,500 | $608 | $410 | $840 | $430 |
| Glen Hope, PA | $86,400 | $559 | $400 | $770 | $370 |
| Reade, PA | $80,800 | $544 | $400 | $770 | $370 |
| Shirleysburg, PA | $64,300 | $496 | $330 | $690 | $360 |
| Tell, PA | $128,600 | $661 | $480 | $940 | $460 |
| Loretto, PA | $118,800 | $639 | $460 | $880 | $420 |