Gavop shows you how to buy homeowners insurance in Wellston, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $64,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $92,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $169,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $139,500 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $580 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$75 | $607 |
| Hail Resistant Roof Discount | -$20 | $661 |
| Newly Constructed Home Discount | -$136 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $700 | $785 | $1,485 | $570 | $1,270 | $214 |
| Wellston, OH | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Lee, OH | $100 | $660 | $760 | $480 | $580 | $180 |
| Huntington, OH | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| Robinson, WV | $500 | $684 | $1,184 | $497 | $997 | $187 |
| Windsor, OH | $700 | $602 | $1,302 | $437 | $1,137 | $164 |
| Worthington, KY | $200 | $773 | $973 | $561 | $761 | $211 |
| Bremen, OH | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Athalia, OH | $500 | $629 | $1,129 | $457 | $957 | $172 |
| Pike, OH | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Pickaway County, OH | $200 | $716 | $916 | $520 | $720 | $196 |
| Somerset, OH | $2,500 | $642 | $3,142 | $467 | $2,967 | $176 |
| Home Insurance Company Wellston, OH | Homeowners Insurance Agency Wellston, OH | Address | Popularity Score | Distance from Wellston (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Sheward Insurance Agency | 738 E Main St, Jackson, OH, 45640 | 7.1 | |
| Erie | Clark Insurance | 414 E Main Street, Lancaster, OH, 43130 | 41.2 | |
| State Farm | Joanne Mcfarland | 233 W Broadway St, New Lexington, OH, 43764-1004 | 45.0 | |
| Travelers | Rider Insurance Services | 473 Richland Ave, Athens, OH, 45701 | 26.7 | |
| State Farm | Dan Dailey | 219 Church St, Jackson, OH, 45640-1729 | 7.0 | |
| State Farm | Jp Schmitt | 230 Ford Ave, Waverly, OH, 45690-1024 | 24.3 | |
| State Farm | Shane Mcmahon | 257 Jefferson St, Greenfield, OH, 45123 | 48.1 | |
| Liberty Mutual Independent | Warren Eric Smith | 405 Solida Rd, South Point, OH, 45680 | 48.1 | |
| Travelers | Garner Insurance Llc | 2686 N. Columbus Street, Lancaster, OH, 43130 | 43.6 | |
| Travelers | Hummel And Plum Ins Agency Inc | 116 W Franklin St, Circleville, OH, 43113 | 39.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Jackson County, OH | $93,900 | $794 | $560 | $1,090 | $530 |
| Wellston, OH | $82,600 | $682 | $460 | $950 | $490 |
| Lee, OH | $116,400 | $668 | $460 | $920 | $460 |
| Huntington, OH | $89,700 | $700 | $500 | $970 | $470 |
| Robinson, WV | $102,400 | $692 | $510 | $980 | $470 |
| Windsor, OH | $94,800 | $609 | $410 | $870 | $460 |
| Worthington, KY | $99,000 | $782 | $560 | $1,070 | $510 |
| Bremen, OH | $109,100 | $649 | $470 | $900 | $430 |
| Athalia, OH | $104,800 | $637 | $430 | $880 | $450 |
| Pike, OH | $89,000 | $694 | $510 | $960 | $450 |
| Pickaway County, OH | $152,000 | $725 | $500 | $1,040 | $540 |
| Somerset, OH | $109,400 | $650 | $440 | $920 | $480 |