Gavop shows you how to buy homeowners insurance in Port Chester, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $135,000 | $130,000 | $100,000-$125,000 |
| 2 Bedroom | $268,000 | $240,000 | $250,000-$300,000 |
| 3 Bedroom | $496,500 | $460,000 | $400,000-$500,000 |
| 4 Bedroom | $557,000 | $490,000 | $600,000-$700,000 |
| 5 Bedroom | $615,000 | $510,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$208 | $887 |
| Superior Protection Discount | -$110 | $986 |
| Fire & Security Discount | -$77 | $1,019 |
| Hail Resistant Roof Discount | -$33 | $1,063 |
| Newly Constructed Home Discount | -$219 | $876 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $700 | $1,090 | $1,790 | $792 | $1,492 | $298 |
| Port Chester, NY | $2,000 | $1,082 | $3,082 | $786 | $2,786 | $296 |
| Riverside, CT | $100 | $910 | $1,010 | $661 | $761 | $249 |
| Locust Valley, NY | $1,500 | $2,567 | $4,067 | $1,865 | $3,365 | $701 |
| Plandome Manor, NY | $200 | $994 | $1,194 | $722 | $922 | $272 |
| Munsey Park, NY | $700 | $1,198 | $1,898 | $870 | $1,570 | $327 |
| Bedford Hills, NY | $300 | $2,459 | $2,759 | $1,787 | $2,087 | $672 |
| Peekskill, NY | $1,500 | $793 | $2,293 | $576 | $2,076 | $217 |
| Stratford, CT | $400 | $1,103 | $1,503 | $801 | $1,201 | $301 |
| North Great River, NY | $2,500 | $1,496 | $3,996 | $1,087 | $3,587 | $409 |
| Bridgewater, CT | $500 | $2,052 | $2,552 | $1,491 | $1,991 | $561 |
| Shoreham, NY | $2,500 | $2,489 | $4,989 | $1,809 | $4,309 | $680 |
| Home Insurance Company Port Chester, NY | Homeowners Insurance Agency Port Chester, NY | Address | Popularity Score | Distance from Port Chester (miles) |
|---|---|---|---|---|
| Travelers | Scavone Insurance Center | 470 Mamaroneck Ave Ste 205, White Plains, NY, 10605 | 5.0 | |
| Travelers | Murray Schoen & Homer Inc | 800 Westchester Ave Ste N603 , Rye Brook, NY, 10573 | 1.2 | |
| State Farm | Marisa Schaefer | 68 Forest Ave, Locust Valley, NY, 11560-1736 | 9.6 | |
| Allstate | Michael A Weiss | 86 Forest Ave Fl 2, Glen Cove, NY, 11542 | 9.4 | |
| Allstate | Simon Desouza | 215 Hallock Rd Ste 1b, Stony Brook, NY, 11790 | 29.8 | |
| Allstate | Ken Martin | 234 Main St, Eastchester, NY, 10709 | 8.8 | |
| State Farm | Karen Sauter | 14469 Northern Blvd, Flushing, NY, 11354-4230 | 18.4 | |
| Allstate | Chang Song | 24825 Northern Blvd Ste 2g, Little Neck, NY, 11362 | 16.8 | |
| Travelers | Allen C Bentson Agency Inc | 653 Forest Ave, Staten Island, NY, 10310 | 34.8 | |
| Allstate | John Zampetti | 1592 Richmond Ave, Staten Island, NY, 10314 | 37.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,650 | $810 |
| Westchester County, NY | $513,300 | $1,103 | $750 | $1,520 | $770 |
| Port Chester, NY | $445,200 | $1,095 | $760 | $1,540 | $780 |
| Riverside, CT | $1,262,400 | $921 | $620 | $1,280 | $660 |
| Locust Valley, NY | $574,200 | $2,598 | $1,740 | $3,660 | $1,920 |
| Plandome Manor, NY | $1,557,700 | $1,006 | $730 | $1,430 | $700 |
| Munsey Park, NY | $1,505,700 | $1,212 | $840 | $1,710 | $870 |
| Bedford Hills, NY | $493,100 | $2,489 | $1,690 | $3,560 | $1,870 |
| Peekskill, NY | $286,200 | $803 | $550 | $1,100 | $550 |
| Stratford, CT | $250,700 | $1,116 | $760 | $1,600 | $840 |
| North Great River, NY | $353,900 | $1,514 | $1,070 | $2,150 | $1,080 |
| Bridgewater, CT | $495,000 | $2,077 | $1,470 | $2,850 | $1,380 |
| Shoreham, NY | $497,100 | $2,519 | $1,690 | $3,600 | $1,910 |