Gavop shows you how to buy homeowners insurance in Cherokee County, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $68,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $125,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $156,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $142,500 | $120,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $788 |
| Home and Two Car | -$137 | $720 |
| Home and Three Car | -$206 | $651 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $2,000 | $847 | $2,847 | $615 | $2,615 | $231 |
| Cherokee County, KS | $1,000 | $847 | $1,847 | $615 | $1,615 | $231 |
| Spring Valley, KS | $300 | $1,240 | $1,540 | $901 | $1,201 | $339 |
| Lowell, KS | $2,500 | $763 | $3,263 | $554 | $3,054 | $208 |
| Asbury, MO | $2,500 | $824 | $3,324 | $599 | $3,099 | $225 |
| Airport Drive, MO | $400 | $1,127 | $1,527 | $819 | $1,219 | $308 |
| Wyandotte, OK | $1,000 | $1,256 | $2,256 | $913 | $1,913 | $343 |
| Erie Goodman, MO | $500 | $841 | $1,341 | $611 | $1,111 | $230 |
| Avilla, MO | $2,500 | $951 | $3,451 | $691 | $3,191 | $260 |
| Redfield, KS | $300 | $582 | $882 | $423 | $723 | $159 |
| Elk Horn, MO | $2,500 | $879 | $3,379 | $639 | $3,139 | $240 |
| Home Insurance Company Cherokee County, KS | Homeowners Insurance Agency Cherokee County, KS | Address | Popularity Score | Distance from Cherokee County (miles) |
|---|---|---|---|---|
| Travelers | Kingrey Kellum Agency Inc | 1100 Military, Baxter Springs, KS, 66713 | 11.7 | |
| Travelers | Kingrey Kellum Agency Inc | 1100 Military Ave, Baxter Springs, KS, 66713 | 11.7 | |
| State Farm | Terry Bessman | 121 N Kansas Ave, Columbus, KS, 66725-1219 | 0.2 | |
| Travelers | Gross Insurance Agency | 18 S National Ave Fort Scott, Fort Scott, KS, 66701 | 47.0 | |
| State Farm | Les Hammett | 3021 Main St, Parsons, KS, 67357-2647 | 26.8 | |
| Liberty Mutual Independent | Central Insurance | 222 W 8th St, Coffeyville, KS, 67337 | 43.6 | |
| Travelers | Clemens Insurance Agency | 401 N 16th St, Parsons, KS, 67357 | 25.8 | |
| State Farm | Connie Shiverdecker | 1018 Main St, Neodesha, KS, 66757-1675 | 49.4 | |
| Travelers | Gross Insurance Agency | 18 National Ave S, Fort Scott, KS, 66701 | 47.0 | |
| Travelers | Wilson County Agency | 421 Main St, Neodesha, KS, 66757 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Cherokee County, KS | $78,400 | $857 | $670 | $1,160 | $490 |
| Cherokee County, KS | $78,400 | $857 | $670 | $1,160 | $490 |
| Spring Valley, KS | $117,100 | $1,255 | $980 | $1,690 | $710 |
| Lowell, KS | $46,200 | $772 | $600 | $1,040 | $440 |
| Asbury, MO | $70,700 | $834 | $590 | $1,150 | $560 |
| Airport Drive, MO | $167,700 | $1,141 | $780 | $1,610 | $830 |
| Wyandotte, OK | $98,400 | $1,271 | $920 | $1,750 | $830 |
| Erie Goodman, MO | $74,800 | $851 | $620 | $1,220 | $600 |
| Avilla, MO | $105,000 | $963 | $660 | $1,370 | $710 |
| Redfield, KS | $26,100 | $589 | $460 | $800 | $340 |
| Elk Horn, MO | $84,800 | $890 | $600 | $1,220 | $620 |