Gavop's guide to buying homeowners insurance in Enfield, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Enfield, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1100, S Church St, Afton Ct, Food Lion Rd, S West Ave, Delmar Rd, State Rd 1165, Northington Ln, State Rd 1144, Juniper Ln | $80,000 | $70,000 | $75,000-$100,000 | $107,000 | $100,000 | $100,000-$125,000 |
| House Ave, Nustreet Rd, Douglas Hill Farm Rd, State Rd 1153, Market St, John St, King St, Edmonds Rd, State Rd 1202, Bass Ln | $141,000 | $120,000 | $100,000-$125,000 | $62,500 | $60,000 | $50,000-$75,000 |
| State Rd 1148, Neptune Ln, Llewelyn St, Powells Chapel Rd, Industrial Dr, Lion Ln, McGwigan St, Kluger Dr, State Rd 1112, State Rd 1213 | $82,000 | $80,000 | $75,000-$100,000 | $91,500 | $70,000 | $100,000-$125,000 |
| Johnny Johnson Rd, E Burnette Ave, Coefield Ave, Hale Farm Rd, State Rd 1114, State Rd 1156, State Rd 1212, State Rd 1164, Green Acres Rd, Forsythia Ln | $108,000 | $90,000 | $75,000-$100,000 | $62,500 | $60,000 | $50,000-$75,000 |
| Piper Ln, Fenner St, State Rd 1816, Lawrence St, State Rd 1815, W Burnette Ave, Whitaker St, Glenview Rd, Pinto Ln, Gunter St | $82,500 | $70,000 | $50,000-$75,000 | $61,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $693 |
| Superior Protection Discount | -$77 | $779 |
| Fire & Security Discount | -$60 | $796 |
| Hail Resistant Roof Discount | -$26 | $830 |
| Newly Constructed Home Discount | -$240 | $616 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,476 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,887 |
| Home Insurance Company Enfield, NC | Homeowners Insurance Agency Enfield, NC | Address | Popularity Score | Distance from Enfield (miles) |
|---|---|---|---|---|
| State Farm | Marc Ingram | 614 N Arendell Ave, Zebulon, NC, 27597-2302 | 45.0 | |
| Allstate | Triangle Insurance & Associates | 103 Market St, Louisburg, NC, 27549 | 37.2 | |
| Travelers | John Hackney Agency Of Rocky Mount | 950 Country Club Rd, Rocky Mount, NC, 27804 | 17.5 | |
| Allstate | Craig Narron | 815 N Arendell Ave Ste B, Zebulon, NC, 27597 | 44.9 | |
| Allstate | Peter Birkner | 133 E Main St Ste 200, Youngsville, NC, 27596 | 47.7 | |
| Nationwide | Hedgepeth-Hutson Insurance Services Inc. | 221 S Barnes St, Nashville, NC, 27856 | 23.3 | |
| Allstate | Robert Fleming | 504 S Main St, Rolesville, NC, 27571 | 49.7 | |
| Allstate | Jeffrey Ayscue | 946 W Andrews Ave Ste A2, Henderson, NC, 27536 | 44.0 | |
| Nationwide | W. Mack Sykes | 401 West St James Street, Tarboro, NC, 27886 | 20.7 | |
| Allstate | Thomas Walters | 11 S Main St, Wendell, NC, 27591 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,270 | $650 |
| Halifax County, NC | $86,500 | $978 | $670 | $1,390 | $720 |
| Enfield, NC | $70,200 | $856 | $580 | $1,220 | $640 |
| Red Oak, NC | $198,700 | $1,023 | $750 | $1,410 | $660 |
| Littleton, NC | $103,400 | $641 | $430 | $920 | $490 |
| Kelford, NC | $65,600 | $425 | $310 | $590 | $280 |
| Gaston, NC | $83,200 | $864 | $610 | $1,220 | $610 |
| Pinetops, NC | $64,300 | $416 | $290 | $590 | $300 |
| Meherrin, VA | $140,300 | $719 | $520 | $1,030 | $510 |
| Colerain, NC | $78,800 | $506 | $370 | $700 | $330 |
| Bull Head, NC | $91,200 | $576 | $410 | $790 | $380 |
| Fremont, NC | $84,300 | $538 | $390 | $760 | $370 |