Gavop's guide to buying homeowners insurance in The Hammocks, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| The Hammocks, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 140th St, SW 147th Court Cir, Mahogany Cir, Sugarwood Way, SW 150th Place Cir, SW 149th Ln, SW 137th Path, SW 158th Path, SW 89th Terrace Rd, SW 97th Ln | $211,000 | $170,000 | $200,000-$250,000 | $289,000 | $270,000 | $250,000-$300,000 |
| SW 163 Ave, SW 152nd Path, SW 168th Ct, SW 91st Ln, SW 94th Ln, SW 153rd Psge, 112th St, SW 148th Path, SW 150th Court Cir E, 157th Ct | $229,000 | $210,000 | $175,000-$200,000 | $307,000 | $270,000 | $300,000-$350,000 |
| SW 146th Pl, SW 167th Pl, SW 150th Court Cir W, SW 141 Ter, SW 146 Pl, SW 88th Ln, 150th St, SW 105th Ln, 151st Avenue Rd, SW 147th Ln | $225,500 | $180,000 | $250,000-$300,000 | $314,000 | $260,000 | $300,000-$350,000 |
| SW 103 Ter, SW 106th Ln, 140th Ct, SW 93rd Ln, SW 154th Path, SW 111th Ln, SW 152nd Path, SW 157th Path, 91st Ter, 100th Ln | $207,000 | $180,000 | $200,000-$250,000 | $287,500 | $260,000 | $250,000-$300,000 |
| SW 146th Pl, 93rd Ln, SW 148th Avenue Cir S, SW 157th Path, SW 154th Circle Ct, SW 112th Dr, 157 Ct, SW 116th Ln, SW 157th Path, SW 165th Pl | $268,500 | $240,000 | $200,000-$250,000 | $331,500 | $280,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$88 | $1,014 |
| Home and Two Car | -$176 | $926 |
| Home and Three Car | -$276 | $827 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami-Dade County | $2,000 | $1,348 | $3,348 | $979 | $2,979 | $368 |
| The Hammocks, FL | $2,500 | $1,089 | $3,589 | $791 | $3,291 | $298 |
| Three Lakes, FL | $500 | $1,082 | $1,582 | $787 | $1,287 | $296 |
| South Miami Heights, FL | $1,500 | $1,432 | $2,932 | $1,040 | $2,540 | $391 |
| Cutler Bay, FL | $100 | $1,314 | $1,414 | $955 | $1,055 | $359 |
| Leisure City, FL | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Indian Creek, FL | $1,500 | $1,572 | $3,072 | $1,143 | $2,643 | $430 |
| Pembroke Park, FL | $200 | $764 | $964 | $555 | $755 | $209 |
| Davie, FL | $2,500 | $1,464 | $3,964 | $1,064 | $3,564 | $400 |
| Home Insurance Company The Hammocks, FL | Homeowners Insurance Agency The Hammocks, FL | Address | Popularity Score | Distance from The Hammocks (miles) |
|---|---|---|---|---|
| State Farm | Jim Diaz | 13550 Sw 88th St Ste 294, Miami, FL, 33186-1513 | 2.4 | |
| State Farm | Peter Pinto | 15058 Sw 56th St, Miami, FL, 33185-4071 | 3.1 | |
| State Farm | Manny Morin | 10651 N Kendall Dr Ste 111, Miami, FL, 33176-1573 | 5.3 | |
| Allstate | Felipe Soto | 3748 Davie Rd, Davie, FL, 33314 | 31.0 | |
| Allstate | Jeff Jones | 2410 N 28th Ave, Hollywood, FL, 33020 | 30.6 | |
| Travelers | Pan Am Assurance Agency Inc | 9100 Sunset Dr, Miami, FL, 33173 | 7.1 | |
| Travelers | Ncf Insurance Associates | 8700 W Flagler St Ste 320, Miami, FL, 33174 | 9.7 | |
| Allstate | Lou Acernese | 1761 W Hillsboro Blvd Ste 102, Deerfield Beach, FL, 33442 | 48.9 | |
| Liberty Mutual Independent | Aon Risk Services Inc Of Fl | 1001 Brickell Bay Dr Ste 1100, Miami, FL, 33131 | 17.4 | |
| Travelers | Government Insurance Corp | 320 Hialeah Drive, Hialeah, FL, 33010 | 15.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| The Hammocks, FL | $262,800 | $1,102 | $860 | $1,480 | $620 |
| Three Lakes, FL | $241,000 | $1,095 | $850 | $1,470 | $620 |
| South Miami Heights, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Cutler Bay, FL | $235,000 | $1,330 | $1,040 | $1,780 | $740 |
| Leisure City, FL | $120,300 | $863 | $670 | $1,160 | $490 |
| Indian Creek, FL | $2,000,001 | $1,591 | $1,240 | $2,130 | $890 |
| Pembroke Park, FL | $77,100 | $773 | $600 | $1,040 | $440 |
| Davie, FL | $343,000 | $1,482 | $1,160 | $1,990 | $830 |