Gavop shows you how to buy homeowners insurance in Saline County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $75,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $75,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $84,000 | $80,000 | $75,000-$100,000 |
| 5 Bedroom | $78,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $667 |
| Superior Protection Discount | -$71 | $714 |
| Fire & Security Discount | -$63 | $722 |
| Hail Resistant Roof Discount | -$16 | $769 |
| Newly Constructed Home Discount | -$180 | $604 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saline County | $1,500 | $775 | $2,275 | $563 | $2,063 | $212 |
| Saline County, MO | $700 | $775 | $1,475 | $563 | $1,263 | $212 |
| Freedom, MO | $200 | $1,004 | $1,204 | $729 | $929 | $274 |
| Norborne, MO | $1,000 | $765 | $1,765 | $556 | $1,556 | $209 |
| Hale, MO | $100 | $782 | $882 | $569 | $669 | $214 |
| Bonne Femme, MO | $2,000 | $1,193 | $3,193 | $867 | $2,867 | $326 |
| Tipton, MO | $400 | $918 | $1,318 | $667 | $1,067 | $251 |
| Mill Creek, MO | $700 | $952 | $1,652 | $692 | $1,392 | $260 |
| Bates City, MO | $300 | $966 | $1,266 | $702 | $1,002 | $264 |
| Rock Bridge, MO | $2,000 | $990 | $2,990 | $720 | $2,720 | $271 |
| Chillicothe, MO | $500 | $770 | $1,270 | $560 | $1,060 | $210 |
| Levasy, MO | $1,500 | $755 | $2,255 | $549 | $2,049 | $206 |
| Home Insurance Company Saline County, MO | Homeowners Insurance Agency Saline County, MO | Address | Popularity Score | Distance from Saline County (miles) |
|---|---|---|---|---|
| State Farm | Meera Patel White | 2500 W Ash St, Columbia, MO, 65203-4608 | 46.2 | |
| Travelers | Robertson Insurance Services | 417 Locust St, Chillicothe, MO, 64601 | 48.9 | |
| Travelers | Dysart Agency | 117 N Lafayette Ave, Marshall, MO, 65340 | 1.1 | |
| Travelers | Dysart Agency | 117 N Lafayette, Marshall, MO, 65340 | 1.1 | |
| Farmers | Dennis King | 1132 Franklin Ave, Lexington, MO, 64067 | 36.6 | |
| State Farm | Dale Parker | 503 E Nifong Blvd Ste A1, Columbia, MO, 65201-3792 | 49.4 | |
| State Farm | Justin Hahn | 1305 Grindstone Pkwy Ste 109, Columbia, MO, 65201-3752 | 50.0 | |
| Farmers | Micheal Clark | 368 W Arrow St Ste 101, Marshall, MO, 65340 | 1.1 | |
| Travelers | Mike Keith Insurance | 1904 Main St, Higginsville, MO, 64037 | 27.9 | |
| State Farm | Ed Sartain | 107 W Main St, Richmond, MO, 64085-1709 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,540 | $790 |
| Saline County, MO | $96,700 | $785 | $530 | $1,110 | $580 |
| Saline County, MO | $96,700 | $785 | $540 | $1,070 | $530 |
| Freedom, MO | $121,600 | $1,016 | $730 | $1,390 | $660 |
| Norborne, MO | $57,100 | $774 | $560 | $1,080 | $520 |
| Hale, MO | $61,000 | $792 | $540 | $1,090 | $550 |
| Bonne Femme, MO | $196,400 | $1,207 | $820 | $1,670 | $850 |
| Tipton, MO | $95,100 | $929 | $620 | $1,290 | $670 |
| Mill Creek, MO | $105,300 | $964 | $680 | $1,330 | $650 |
| Bates City, MO | $109,400 | $978 | $670 | $1,360 | $690 |
| Rock Bridge, MO | $285,800 | $1,002 | $680 | $1,410 | $730 |
| Chillicothe, MO | $94,900 | $780 | $520 | $1,080 | $560 |
| Levasy, MO | $55,000 | $764 | $560 | $1,060 | $500 |