Gavop tells you how to get the best homeowners insurance in Shirley, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $120,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $289,500 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $248,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $237,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $805 |
| Superior Protection Discount | -$94 | $843 |
| Fire & Security Discount | -$75 | $861 |
| Hail Resistant Roof Discount | -$28 | $908 |
| Newly Constructed Home Discount | -$253 | $684 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $700 | $1,295 | $1,995 | $941 | $1,641 | $354 |
| Shirley, MA | $2,000 | $925 | $2,925 | $672 | $2,672 | $253 |
| Needham, MA | $100 | $1,030 | $1,130 | $749 | $849 | $281 |
| Groveland, MA | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Peabody, MA | $300 | $1,267 | $1,567 | $921 | $1,221 | $346 |
| Nahant, MA | $1,500 | $2,264 | $3,764 | $1,646 | $3,146 | $619 |
| Amesbury Town, MA | $500 | $894 | $1,394 | $650 | $1,150 | $244 |
| Deerfield, MA | $2,000 | $816 | $2,816 | $593 | $2,593 | $223 |
| Home Insurance Company Shirley, MA | Homeowners Insurance Agency Shirley, MA | Address | Popularity Score | Distance from Shirley (miles) |
|---|---|---|---|---|
| Travelers | Francis E Provencher Insurance | 530 Rogers St, Lowell, MA, 1852 | 18.6 | |
| Travelers | Bair Insurance | 6 Main Street, Charlton, MA, 1507 | 34.6 | |
| Liberty Mutual Independent | The Howe Insurance Agency | 4 Punchard Ave, Andover, MA, 1810 | 26.2 | |
| Travelers | Fred C Church Inc | 41 Wellman St, Lowell, MA, 1851 | 16.6 | |
| Liberty Mutual Independent | Brown & Brown Of Nh Inc | 3 Hollis Street, Pepperell, MA, 1463 | 7.1 | |
| Travelers | Baring Asset Management Inc | 125 High St Suite 2700, Boston, MA, 2110 | 33.6 | |
| Travelers | Eastern Insurance Group Llc | 607 North Ave, Wakefield, MA, 1880 | 28.6 | |
| Travelers | James Thomas Oconnell | 572 Boston Road Unit 7, Billerica, MA, 1821 | 19.7 | |
| Travelers | Lincoln Street Ins Llc | 268 Lincoln Street, Worcester, MA, 1605 | 21.4 | |
| Travelers | John T Burns Insurance Agency | 803 Washington St, Newtonville, MA, 2460 | 27.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $1,930 | $900 |
| Middlesex County, MA | $453,300 | $1,311 | $960 | $1,870 | $910 |
| Shirley, MA | $328,700 | $936 | $670 | $1,340 | $670 |
| Needham, MA | $752,000 | $1,043 | $720 | $1,440 | $720 |
| Groveland, MA | $381,100 | $1,004 | $730 | $1,390 | $660 |
| Peabody, MA | $356,200 | $1,283 | $920 | $1,760 | $840 |
| Nahant, MA | $548,900 | $2,292 | $1,670 | $3,190 | $1,520 |
| Amesbury Town, MA | $316,500 | $905 | $610 | $1,290 | $680 |
| Deerfield, MA | $281,800 | $825 | $550 | $1,130 | $580 |