Gavop shows you how to buy homeowners insurance in Washington, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Washington, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lonnie Peters Rd, Ricky Jenkins, Arnold Ct, Parish Rd 404, Moses Rd, Caston Ave, Calendar Rd, Sam Young Rd, Andrews Rd, Parish Rd 746 | $144,500 | $120,000 | $125,000-$150,000 | $89,000 | $80,000 | $100,000-$125,000 |
| Wilbur Dillon Rd, Ard Davidson Rd, Elmo Bicham Rd, Parish Rd 1105, Willie Stafford Rd, 12th St, Beall St, Texas Ave, Pickard Rd, Bronze Ln | $150,500 | $140,000 | $125,000-$150,000 | $63,000 | $50,000 | $50,000-$75,000 |
| Parish Rd 12, Parish Rd 107, Landon St, Lee St, Parish Rd 257, Parish Rd 911, Husser Rd, Pugh Rd, Richard Creel Rd, Sam Jackson Rd | $118,500 | $100,000 | $125,000-$150,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Fussell Rd, Hwy 450, Parish Rd 347, Gospel Rd, Boy Brown Rd, Boat Ramp Rd, Levert Strahan Rd, Harlow St, Parish Rd 1052, Seal Ave | $101,500 | $90,000 | $100,000-$125,000 | $102,500 | $80,000 | $100,000-$125,000 |
| Bens Ford Rd S, Parish Rd 256, Parish Rd 71, Cypress Ave, State St, Belle Gardner Rd, Lost Creek Ln, Thomas Wood Dr, Chief Rd, Parish Rd 287 | $168,000 | $150,000 | $175,000-$200,000 | $135,500 | $120,000 | $100,000-$125,000 |
| Peach Orchard Rd, Parish Rd 1071, Clay St, Carlie St, Mockingbird Rd, Mouton Tate Rd, Barber Rd, H Morris Rd, Parish Rd 159, Parish Rd 538 | $75,500 | $60,000 | $50,000-$75,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Jackson St, Parish Rd 77, E 2nd St, Boss Spears Rd, Parish Rd 104, Steuart Evans Rd, Knapp Thomas Rd, 12th Ave, Parish Rd 561, Vfw Rd | $105,500 | $90,000 | $75,000-$100,000 | $110,500 | $100,000 | $125,000-$150,000 |
| Florida Ave, Graceland Rd, Husser Rd, Parish Rd 48, Parish Rd 362, Pond Cypress Rd, Grove Ave, Oreece Burton Rd, Parish Rd 398, T W Barker Dr | $116,000 | $100,000 | $125,000-$150,000 | $69,000 | $60,000 | $75,000-$100,000 |
| N Jones Rd, Altha Mae Ln, Charlie Ramsey Rd, William Peters Rd, Penny Estates Ln, Parish Rd 364, Sabine St, Roberts Rd, Hwy 25, Carol Morgan Rd | $110,000 | $100,000 | $100,000-$125,000 | $78,500 | $60,000 | $50,000-$75,000 |
| W 13th St, Heyward St, Seal Cemetery Rd, Greenburg St, Ave G, State Rte 1056, Willa Villa Dr, Parish Rd 329, Parish Rd 166, Short Leaf St | $142,500 | $120,000 | $150,000-$175,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $834 |
| Superior Protection Discount | -$98 | $883 |
| Fire & Security Discount | -$98 | $883 |
| Hail Resistant Roof Discount | -$29 | $952 |
| Newly Constructed Home Discount | -$216 | $765 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington Parish | $1,500 | $969 | $2,469 | $704 | $2,204 | $265 |
| Washington, LA | $700 | $969 | $1,669 | $704 | $1,404 | $265 |
| Angie, LA | $300 | $952 | $1,252 | $692 | $992 | $260 |
| Walthall County, MS | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| Roseland, LA | $400 | $802 | $1,202 | $583 | $983 | $219 |
| Hide-A-Way Lake, MS | $700 | $1,444 | $2,144 | $1,050 | $1,750 | $395 |
| Tickfaw, LA | $200 | $1,531 | $1,731 | $1,113 | $1,313 | $419 |
| Mandeville, LA | $700 | $1,130 | $1,830 | $821 | $1,521 | $309 |
| Magnolia, MS | $300 | $970 | $1,270 | $705 | $1,005 | $265 |
| Greensburg, LA | $2,500 | $1,245 | $3,745 | $905 | $3,405 | $340 |
| St. Helena, LA | $500 | $804 | $1,304 | $584 | $1,084 | $220 |
| Purvis, MS | $700 | $1,152 | $1,852 | $837 | $1,537 | $315 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Washington Parish, LA | $84,600 | $981 | $690 | $1,410 | $720 |
| Washington, LA | $84,600 | $981 | $690 | $1,410 | $720 |
| Angie, LA | $77,000 | $964 | $670 | $1,390 | $720 |
| Walthall County, MS | $101,900 | $790 | $550 | $1,100 | $550 |
| Roseland, LA | $65,200 | $812 | $570 | $1,170 | $600 |
| Hide-A-Way Lake, MS | $162,300 | $1,462 | $1,010 | $2,030 | $1,020 |
| Tickfaw, LA | $136,600 | $1,550 | $1,090 | $2,230 | $1,140 |
| Mandeville, LA | $263,100 | $1,144 | $800 | $1,650 | $850 |
| Magnolia, MS | $82,800 | $982 | $720 | $1,380 | $660 |
| Greensburg, LA | $103,600 | $1,260 | $880 | $1,810 | $930 |
| St. Helena, LA | $77,400 | $814 | $570 | $1,170 | $600 |
| Purvis, MS | $110,600 | $1,166 | $800 | $1,640 | $840 |