Gavop shows you how to buy homeowners insurance in Perry County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $157,000 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $234,500 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $189,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $336,500 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $576 |
| Superior Protection Discount | -$64 | $647 |
| Fire & Security Discount | -$57 | $654 |
| Hail Resistant Roof Discount | -$21 | $690 |
| Newly Constructed Home Discount | -$142 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Perry County | $2,500 | $702 | $3,202 | $511 | $3,011 | $192 |
| Perry County, PA | $1,000 | $702 | $1,702 | $511 | $1,511 | $192 |
| Silver Spring, PA | $200 | $728 | $928 | $529 | $729 | $199 |
| Marysville, PA | $2,000 | $663 | $2,663 | $482 | $2,482 | $181 |
| Carroll, PA | $500 | $725 | $1,225 | $527 | $1,027 | $198 |
| Dalmatia, PA | $2,000 | $559 | $2,559 | $406 | $2,406 | $153 |
| East Berlin, PA | $500 | $758 | $1,258 | $551 | $1,051 | $207 |
| Sunbury, PA | $1,500 | $723 | $2,223 | $526 | $2,026 | $198 |
| Zion, PA | $400 | $787 | $1,187 | $572 | $972 | $215 |
| Quincy, PA | $2,000 | $665 | $2,665 | $483 | $2,483 | $182 |
| Parkville, PA | $300 | $651 | $951 | $473 | $773 | $178 |
| East Cameron, PA | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Home Insurance Company Perry County, PA | Homeowners Insurance Agency Perry County, PA | Address | Popularity Score | Distance from Perry County (miles) |
|---|---|---|---|---|
| Travelers | Don Jacobs Insurance Services Inc | 200 Barnett Woods Road, New Bloomfield, PA, 17068 | 4.6 | |
| Erie | Drake Insurance Inc | 1262 Peters Mountain Rd, Ste A, Dauphin, PA, 17018 | 17.2 | |
| State Farm | Deb Shelley | 5256 Simpson Ferry Rd, Mechanicsburg, PA, 17050-3514 | 19.5 | |
| Allstate | Kristy Steiner | 3820 Market St, Camp Hill, PA, 17011 | 20.0 | |
| Travelers | Bell Insurance | 1116 Kennebec Dr, Chambersburg, PA, 17201 | 38.1 | |
| State Farm | Keith Dunlap | 93 Chestnut Street, Mifflinburg, PA, 17844-1311 | 38.0 | |
| Erie | Bentzel Insurance | 53 Clover Hill Road, Dallastown, PA, 17313 | 46.8 | |
| Liberty Mutual Independent | Carlisle Insurance Services | 1 Valley St Ste 101, Carlisle, PA, 17013 | 14.8 | |
| Travelers | Bell Insurance Inc | 34 W King Street, Shippensburg, PA, 17257 | 27.5 | |
| State Farm | Bill Keener | 816 N State Rd, Marysville, PA, 17053-2001 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,060 | $560 |
| Perry County, PA | $164,000 | $711 | $520 | $1,000 | $480 |
| Perry County, PA | $164,000 | $711 | $520 | $1,000 | $480 |
| Silver Spring, PA | $242,200 | $737 | $520 | $1,050 | $530 |
| Marysville, PA | $133,300 | $671 | $450 | $960 | $510 |
| Carroll, PA | $240,200 | $733 | $540 | $1,020 | $480 |
| Dalmatia, PA | $89,100 | $566 | $380 | $800 | $420 |
| East Berlin, PA | $182,400 | $767 | $520 | $1,060 | $540 |
| Sunbury, PA | $79,700 | $732 | $510 | $1,020 | $510 |
| Zion, PA | $199,000 | $797 | $570 | $1,130 | $560 |
| Quincy, PA | $159,200 | $673 | $460 | $950 | $490 |
| Parkville, PA | $151,900 | $659 | $440 | $910 | $470 |
| East Cameron, PA | $127,400 | $658 | $450 | $900 | $450 |