How Can I Make My James City, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in James City, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your James City, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $55,000 $50,000 $50,000-$75,000
2 Bedroom $161,000 $140,000 $150,000-$175,000
3 Bedroom $146,500 $130,000 $100,000-$125,000
4 Bedroom $201,500 $170,000 $175,000-$200,000
5 Bedroom $245,500 $200,000 $250,000-$300,000

Bundle your James City, NC Auto & Home Insurance from the Same Company | Back to Top

James City, NC Car Insurance James City, NC Home Insurance
Details GMC, Yukon SLT 3 Beds, 1 Baths, 1660 Square Feet worth $123000
Insurance Rates Individually $1,335.07 $5520
Savings from buying both from the same company $822.61

Choose the Right Deductible for your James City, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $200 $660 $860 $560 $760 $100
Craven County, NC $2,000 $720 $1,220 $610 $2,610 $-1,390
James City, NC $2,000 $760 $1,260 $650 $2,650 $-1,390
New Bern, NC $100 $860 $960 $710 $810 $150
Craven County, NC $2,000 $740 $1,240 $620 $2,620 $-1,380
Arapahoe, NC $300 $710 $1,010 $590 $890 $120
Pine Knoll Shores, NC $2,500 $1,230 $1,730 $1,020 $3,520 $-1,790
Straits, NC $400 $560 $960 $490 $890 $70
Harkers Island, NC $1,000 $1,240 $1,740 $1,050 $2,050 $-310
Ayden, NC $200 $380 $580 $310 $510 $70
Belhaven, NC $2,500 $360 $860 $300 $2,800 $-1,940
Beulaville, NC $300 $460 $760 $390 $690 $70

Identify Top Home Insurance Agents near James City, NC | Back to Top

Home Insurance Company James City, NC Homeowners Insurance Agency James City, NC Address Popularity Score Distance from James City (miles)
Liberty Mutual Independent Conway & Co. Insurers 2914 N Herritage St, Kinston, NC, 28501
36.4
Travelers The Insurance Center 1320 Commerce Dr, New Bern, NC, 28562
5.6
Nationwide Ashlie Fortune Insurance 445 Western Blvd Ste H, Jacksonville, NC, 28546-6852
29.1
Travelers Robinson And Stith Insurance 513 Pollock Street, New Bern, NC, 28562
3.9
State Farm Jennifer Dufore 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577
27.8
Allstate David Cook 2129 S Glenburnie Rd, New Bern, NC, 28562
5.6
Liberty Mutual Independent Lancaster Mcaden Willis Smith 1320 Commerce Dr, New Bern, NC, 28562
5.6
Nationwide The Cowey Insurance Group Inc. 1335 S Glenburnie Rd, New Bern, NC, 28562
6.3
Allstate Cindy Challender 2115a Se Greenville Blvd, Greenville, NC, 27858
41.7
Liberty Mutual Independent W A Moore & Company 510 Plaza Blvd, Kinston, NC, 28501
36.1

Compare Rates for James City, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $650 $450 $920 $470
Craven County, NC $153,500 $610 $420 $840 $420
James City, NC $149,900 $780 $560 $1,110 $550
New Bern, NC $153,000 $810 $580 $1,130 $550
Craven County, NC $153,500 $910 $660 $1,250 $590
Arapahoe, NC $153,500 $720 $500 $1,020 $520
Pine Knoll Shores, NC $412,800 $1,650 $1,120 $2,260 $1,140
Straits, NC $145,100 $710 $520 $990 $470
Harkers Island, NC $245,200 $1,350 $970 $1,930 $960
Ayden, NC $102,100 $530 $360 $760 $400
Belhaven, NC $83,300 $420 $300 $580 $280
Beulaville, NC $115,500 $520 $360 $730 $370