Gavop tells you how to get the best homeowners insurance in Alden, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $151,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $127,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $195,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $420,500 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $525 |
| Superior Protection Discount | -$62 | $562 |
| Fire & Security Discount | -$62 | $562 |
| Hail Resistant Roof Discount | -$19 | $606 |
| Newly Constructed Home Discount | -$137 | $487 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,641 |
| Wind Damage | $10,417 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $8,884 |
| Optional Coverage Losses | $8,568 |
| Home Insurance Company Alden, NY | Homeowners Insurance Agency Alden, NY | Address | Popularity Score | Distance from Alden (miles) |
|---|---|---|---|---|
| Erie | Emerling Agency Llc | 8625 Main Street, Williamsville, NY, 14221 | 8.7 | |
| State Farm | Greg Regan | 5866 Transit Rd, Depew, NY, 14043-2250 | 9.0 | |
| Erie | Fred Thomas Agency Inc. | 45 Main Street, Akron, NY, 14001 | 7.9 | |
| State Farm | David Fahrenholz | 10440 Main St, Clarence, NY, 14031-1627 | 6.4 | |
| Farmers | Michael Ballone | 1892 Winton Rd S Ste 140, Rochester, NY, 14618 | 49.9 | |
| Allstate | David J. Bielski | 17 Main St, Tonawanda, NY, 14150 | 19.7 | |
| State Farm | Chris Majchrzak | 3132 Walden Ave, Depew, NY, 14043-2729 | 9.6 | |
| Travelers | Brady Insurance Agency Llc | 10589 Main St, Clarence, NY, 14031 | 6.3 | |
| State Farm | Jack Coy | 2331 Bowen Road, Elma, NY, 14059-9415 | 7.8 | |
| State Farm | Brian Pawlik | 7474 Transit Rd, Williamsville, NY, 14221-6010 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,620 | $780 |
| Erie County, NY | $139,900 | $608 | $440 | $830 | $390 |
| Alden, NY | $163,900 | $625 | $420 | $870 | $450 |
| Marilla, NY | $197,000 | $707 | $470 | $1,000 | $530 |
| Cheektowaga, NY | $104,800 | $1,215 | $860 | $1,740 | $880 |
| Stafford, NY | $119,400 | $602 | $400 | $840 | $440 |
| Ridgeway, NY | $89,600 | $968 | $690 | $1,350 | $660 |
| Yates, NY | $96,400 | $590 | $410 | $810 | $400 |
| Angola on the Lake, NY | $97,500 | $591 | $410 | $820 | $410 |
| Livingston County, NY | $125,000 | $1,205 | $860 | $1,700 | $840 |
| Byersville, NY | $93,300 | $590 | $420 | $810 | $390 |
| Leon, NY | $76,500 | $594 | $410 | $810 | $400 |
| Angelica, NY | $86,000 | $591 | $400 | $840 | $440 |