Gavop tells you how to get the best homeowners insurance in Hamilton, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $66,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $173,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $241,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $844 |
| Superior Protection Discount | -$98 | $883 |
| Fire & Security Discount | -$69 | $912 |
| Hail Resistant Roof Discount | -$20 | $961 |
| Newly Constructed Home Discount | -$275 | $706 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,488 |
| Hail Damage | $4,759 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,556 |
| Home Insurance Company Hamilton, TX | Homeowners Insurance Agency Hamilton, TX | Address | Popularity Score | Distance from Hamilton (miles) |
|---|---|---|---|---|
| State Farm | Joaquin Carrasquillo | Ste B200 4200 W Stan Schlueter Loop, Killeen, TX, 76549-5724 | 43.4 | |
| Allstate | Neal White | 1808 E Rancier Ave, Killeen, TX, 76541 | 43.9 | |
| Farmers | Amanda Easley | 3402 E Veterans Memorial Blvd, Killeen, TX, 76543 | 45.3 | |
| State Farm | Bill Herridge | 1004 E Main St, Gatesville, TX, 76528-1455 | 27.1 | |
| State Farm | Terry Arp | 501 S Main St, Mc Gregor, TX, 76657-1625 | 45.3 | |
| State Farm | Richard Vincent | 1003 W Highway 190, Copperas Cove, TX, 76522-3886 | 39.4 | |
| Allstate | Douglas Tracey | 2100 E Stan Schlueter Loop Ste G, Killeen, TX, 76542 | 46.4 | |
| State Farm | Lindy Boyd | 925 N Graham St, Stephenville, TX, 76401-2635 | 40.2 | |
| Allstate | Ira Brand | 2312 E Highway 190, Copperas Cove, TX, 76522 | 39.3 | |
| Allstate | William Rochelle | 4400 E Central Texas Expy, Killeen, TX, 76543 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hamilton County, TX | $108,500 | $974 | $640 | $1,500 | $860 |
| Hamilton, TX | $111,100 | $981 | $650 | $1,510 | $860 |
| Hamilton County, TX | $108,500 | $974 | $640 | $1,500 | $860 |
| Evant, TX | $134,100 | $1,654 | $1,090 | $2,550 | $1,460 |
| Gatesville, TX | $103,500 | $1,004 | $660 | $1,550 | $890 |
| Comanche County, TX | $89,600 | $1,045 | $690 | $1,610 | $920 |
| Copperas Cove, TX | $108,300 | $1,400 | $920 | $2,160 | $1,240 |
| Valley Mills, TX | $103,300 | $1,534 | $1,010 | $2,360 | $1,350 |
| Oglesby, TX | $95,100 | $1,497 | $990 | $2,310 | $1,320 |
| Crawford, TX | $205,900 | $1,847 | $1,220 | $2,840 | $1,620 |
| Richland Springs, TX | $78,500 | $1,412 | $930 | $2,170 | $1,240 |
| Briggs, TX | $164,300 | $1,746 | $1,150 | $2,690 | $1,540 |