Gavop shows you how to buy homeowners insurance in Riley County, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $155,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $156,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $252,000 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $229,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$224 | $1,175 |
| Superior Protection Discount | -$126 | $1,273 |
| Fire & Security Discount | -$98 | $1,301 |
| Hail Resistant Roof Discount | -$42 | $1,357 |
| Newly Constructed Home Discount | -$294 | $1,105 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riley County | $2,000 | $1,382 | $3,382 | $1,004 | $3,004 | $378 |
| Riley County, KS | $1,000 | $1,382 | $2,382 | $1,004 | $2,004 | $378 |
| Randolph, KS | $400 | $1,070 | $1,470 | $778 | $1,178 | $292 |
| Fancy Creek, KS | $700 | $1,552 | $2,252 | $1,128 | $1,828 | $424 |
| St. George, KS | $100 | $1,565 | $1,665 | $1,137 | $1,237 | $428 |
| Wingfield, KS | $1,000 | $1,433 | $2,433 | $1,041 | $2,041 | $392 |
| Louisville, KS | $100 | $1,545 | $1,645 | $1,123 | $1,223 | $422 |
| Clay County, KS | $2,500 | $815 | $3,315 | $592 | $3,092 | $223 |
| Manchester, KS | $100 | $543 | $643 | $395 | $495 | $149 |
| Beattie, KS | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| Goff, KS | $2,500 | $687 | $3,187 | $499 | $2,999 | $188 |
| Home Insurance Company Riley County, KS | Homeowners Insurance Agency Riley County, KS | Address | Popularity Score | Distance from Riley County (miles) |
|---|---|---|---|---|
| State Farm | Josh Salmans | 511 Leavenworth St, Manhattan, KS, 66502-5924 | 11.6 | |
| State Farm | David Borgerding | 428 Lincoln Ave, Clay Center, KS, 67432-2908 | 22.2 | |
| Nationwide | Mountain Plains Agency Llc | 1122 Pony Express Hwy Ste 4, Marysville, KS, 66508 | 38.5 | |
| Travelers | Tyner Insurance Group | 226 W Main St, Council Grove, KS, 66846 | 45.3 | |
| Travelers | Tyner Insurance Group | 226 W Main St Council Grove, Council Grove, KS, 66846 | 45.3 | |
| Travelers | Dillon-Sullivan Insurance | 527 Ft Riley Rd, Manhattan, KS, 66502 | 11.9 | |
| Travelers | Gross Insurance Agency | 105 S 4th, Manhattan, KS, 66502 | 11.8 | |
| State Farm | Steve Crichton | 220 W Walnut St Suite 2, Herington, KS, 67449 | 44.4 | |
| Travelers | Blue Valley Insurance Agencies Inc | 504 S Oak, Linn, KS, 66953 | 32.9 | |
| State Farm | Karl Kunz | 210 N 4th St Ste B, Manhattan, KS, 66502-6056 | 11.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Riley County, KS | $189,200 | $1,399 | $1,090 | $1,890 | $800 |
| Riley County, KS | $189,200 | $1,399 | $1,090 | $1,890 | $800 |
| Randolph, KS | $87,900 | $1,083 | $840 | $1,460 | $620 |
| Fancy Creek, KS | $194,600 | $1,571 | $1,230 | $2,120 | $890 |
| St. George, KS | $198,700 | $1,584 | $1,240 | $2,140 | $900 |
| Wingfield, KS | $159,700 | $1,450 | $1,130 | $1,960 | $830 |
| Louisville, KS | $192,100 | $1,564 | $1,220 | $2,110 | $890 |
| Clay County, KS | $100,200 | $825 | $640 | $1,110 | $470 |
| Manchester, KS | $22,100 | $550 | $430 | $740 | $310 |
| Beattie, KS | $55,400 | $848 | $660 | $1,140 | $480 |
| Goff, KS | $37,500 | $695 | $540 | $940 | $400 |