Gavop tells you how to get the best homeowners insurance in Locust Grove, OK by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $114,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $105,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $241,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $140,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $734 |
| Superior Protection Discount | -$86 | $777 |
| Fire & Security Discount | -$60 | $803 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$207 | $656 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
| Home Insurance Company Locust Grove, OK | Homeowners Insurance Agency Locust Grove, OK | Address | Popularity Score | Distance from Locust Grove (miles) |
|---|---|---|---|---|
| Allstate | Clay Greene | 329 S Elm St Ste 204, Jenks, OK, 74037 | 48.4 | |
| State Farm | Jj Grantham | 2416 W New Orleans St, Broken Arrow, OK, 74011-1590 | 39.9 | |
| Travelers | Aaa Oklahoma-Tulsa | 11609 East 31st Street, Tulsa, OK, 74146 | 40.1 | |
| State Farm | Tyler Mccall | 8931 S Yale Ave Ste L, Tulsa, OK, 74137-3531 | 45.2 | |
| Farmers | Randy Robbins | 7718 E 91st St Ste 120, Tulsa, OK, 74133 | 43.5 | |
| Farmers | Kevin Harrison | 5215 E 71st St Ste 1400, Tulsa, OK, 74136 | 44.6 | |
| Farmers | Phil Runyon | 5121 S Sheridan Rd, Tulsa, OK, 74145 | 43.5 | |
| Travelers | Fred Daniel & Sons Inc | 5727 S Lewis #420 5727 S Lewis #420, Tulsa, OK, 74105 | 46.6 | |
| State Farm | Stephen Garcille | 8165 E 31st St, Tulsa, OK, 74145-1712 | 42.1 | |
| State Farm | Chris Lile | 3820 E 51st St Ste B, Tulsa, OK, 74135-3610 | 45.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,130 | $1,060 |
| Mayes County, OK | $106,700 | $1,205 | $870 | $1,660 | $790 |
| Locust Grove, OK | $91,600 | $863 | $610 | $1,220 | $610 |
| Leach, OK | $118,000 | $1,429 | $1,010 | $2,040 | $1,030 |
| Delaware County, OK | $110,000 | $1,229 | $870 | $1,680 | $810 |
| Drowning Creek, OK | $61,100 | $944 | $670 | $1,340 | $670 |
| Big Cabin, OK | $67,500 | $1,003 | $710 | $1,370 | $660 |
| Wauhillau, OK | $91,400 | $1,213 | $820 | $1,660 | $840 |
| Cherry Tree, OK | $56,400 | $900 | $620 | $1,250 | $630 |
| Elk River East, MO | $82,900 | $883 | $600 | $1,260 | $660 |
| Morrow, AR | $153,900 | $1,244 | $850 | $1,720 | $870 |
| McMillen Coy, MO | $150,000 | $1,096 | $790 | $1,500 | $710 |
| Lanagan, MO | $38,500 | $683 | $470 | $970 | $500 |