Gavop's guide to buying homeowners insurance in Monclova, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Monclova, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Enchanted Cir, Bennington Dr, Stillwater Blvd, Arrowhead Dr, Kingsbury St, Technology Dr, Sloop Ct, Co Rd 84, Stonewater Ct, Quarry Dr | $283,000 | $250,000 | $300,000-$350,000 | $432,500 | $390,000 | $350,000-$400,000 |
| Quarry Rd, Port Dr, Longbow Dr, Middlesborough Ct, Lexington Glen Blvd, S Br, Pilgrims, Cambridge Park N, Twp Hwy 105B, Ford St | $317,500 | $260,000 | $350,000-$400,000 | $264,000 | $250,000 | $200,000-$250,000 |
| Oak Leaf Ct, Star Board Dr, Rockspring Ct, Iron Ct, Old Pine Ln, Pebble Creek Dr, Hunters Ce, Winding Ridge Bl, Deer Hollow Ln, Indian Wood Cir | $299,500 | $280,000 | $250,000-$300,000 | $292,000 | $250,000 | $300,000-$350,000 |
| Epaulet, Pleasant Hill Rd, Twp Hwy 93, Crossbrooke Ln, Co Rd 95, Crystal Ridge Dr E, Albon Rd, Herdmans Cir, N Bridge Way, Compass Point Ct | $184,000 | $170,000 | $150,000-$175,000 | $346,500 | $330,000 | $300,000-$350,000 |
| Crossroads Ct, Co Rd 91, Snapdragon Ln, Sttarboard Dr, Maple Tree Dr, Fallen Timbers Ln, Compass Point Ln, Harris Ct, Little Turtle Trl, Deer Creek Dr | $287,500 | $250,000 | $250,000-$300,000 | $428,000 | $400,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $709 |
| Home and Two Car | -$133 | $647 |
| Home and Three Car | -$187 | $592 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lucas County | $1,500 | $622 | $2,122 | $452 | $1,952 | $170 |
| Monclova, OH | $1,500 | $770 | $2,270 | $560 | $2,060 | $210 |
| Weston, OH | $300 | $610 | $910 | $443 | $743 | $167 |
| Malinta, OH | $2,500 | $557 | $3,057 | $405 | $2,905 | $152 |
| Deshler, OH | $500 | $587 | $1,087 | $426 | $926 | $160 |
| Florida, OH | $1,500 | $543 | $2,043 | $395 | $1,895 | $149 |
| Bloomdale, OH | $400 | $601 | $1,001 | $437 | $837 | $164 |
| Kansas, OH | $1,500 | $541 | $2,041 | $393 | $1,893 | $148 |
| New Bavaria, OH | $200 | $554 | $754 | $403 | $603 | $151 |
| Stony Prairie, OH | $2,500 | $603 | $3,103 | $438 | $2,938 | $165 |
| Brady, OH | $100 | $594 | $694 | $432 | $532 | $162 |
| Noble, OH | $1,000 | $631 | $1,631 | $459 | $1,459 | $173 |
| Home Insurance Company Monclova, OH | Homeowners Insurance Agency Monclova, OH | Address | Popularity Score | Distance from Monclova (miles) |
|---|---|---|---|---|
| Travelers | Roth Insurance Agency Inc | 2425 S Detroit Ave, Maumee, OH, 43537 | 6.8 | |
| Allstate | William Swade | 122 W South Boundary St, Perrysburg, OH, 43551 | 6.9 | |
| Travelers | Roth Insurance Agency Inc | 2425 Detroit Avenue, Maumee, OH, 43537 | 6.8 | |
| State Farm | Steve Decker | 4444 Keystone Ste D, Maumee, OH, 43537-8796 | 3.2 | |
| Travelers | Preferred Insurance Network Llc | 126 E Second St, Perrysburg, OH, 43551 | 6.4 | |
| State Farm | Todd Riggs | 7109 W Central Ave, Toledo, OH, 43617-1116 | 7.7 | |
| Liberty Mutual Independent | Tdc Risk Management | 1440 Arrowhead Dr, Maumee, OH, 43537 | 3.6 | |
| State Farm | David D Hardy | 211 Main St, Delta, OH, 43515-1311 | 13.3 | |
| State Farm | Mike Ivan | 604 Ford St Ste A, Maumee, OH, 43537-1913 | 4.4 | |
| Erie | Kersh Insurance Agency | 219 E Main Street, Ottawa, OH, 45875 | 40.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Lucas County, OH | $109,000 | $630 | $430 | $900 | $470 |
| Monclova, OH | $261,600 | $780 | $520 | $1,080 | $560 |
| Weston, OH | $97,600 | $617 | $450 | $880 | $430 |
| Malinta, OH | $80,000 | $564 | $390 | $800 | $410 |
| Deshler, OH | $89,700 | $594 | $430 | $830 | $400 |
| Florida, OH | $75,600 | $550 | $370 | $750 | $380 |
| Bloomdale, OH | $94,300 | $608 | $410 | $830 | $420 |
| Kansas, OH | $75,000 | $548 | $390 | $750 | $360 |
| New Bavaria, OH | $78,900 | $561 | $400 | $800 | $400 |
| Stony Prairie, OH | $95,100 | $610 | $430 | $850 | $420 |
| Brady, OH | $92,000 | $601 | $440 | $860 | $420 |
| Noble, OH | $124,400 | $639 | $450 | $900 | $450 |