Gavop shows you how to buy homeowners insurance in Le Mars, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $127,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $147,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $169,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $240,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $608 |
| Superior Protection Discount | -$65 | $659 |
| Fire & Security Discount | -$58 | $666 |
| Hail Resistant Roof Discount | -$14 | $710 |
| Newly Constructed Home Discount | -$145 | $579 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,618 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,222 |
| Home Insurance Company Le Mars, IA | Homeowners Insurance Agency Le Mars, IA | Address | Popularity Score | Distance from Le Mars (miles) |
|---|---|---|---|---|
| State Farm | Michael Crank | 1243 Silent Prairie Rd, Le Mars, IA, 51031-2897 | 0.7 | |
| State Farm | Tom Menage | 208 1st Ave, Rock Rapids, IA, 51246-1504 | 44.9 | |
| State Farm | Cindy Van Wyhe | 1479 S Main Ave, Sioux Center, IA, 51250-1257 | 19.3 | |
| State Farm | Kelly Ingenthron | 2701 Leech Ave, Sioux City, IA, 51106-1130 | 22.7 | |
| State Farm | Matt Weg | 715 8th St Se, Orange City, IA, 51041-7451 | 16.2 | |
| State Farm | Craig Wegner | 3815 Stadium Dr, Sioux City, IA, 51106-5167 | 25.4 | |
| State Farm | Jim Flaherty | 124 Plymouth St Sw, Le Mars, IA, 51031-3526 | 0.8 | |
| Travelers | Northwest Consultants Inc | 204 Main Street, Kingsley, IA, 51028 | 17.0 | |
| Travelers | Thomas E Benz & Son Agency | Main St, Melvin, IA, 51350 | 45.1 | |
| State Farm | Kelly Ingenthron | 2701 Leech Avenue, Sioux City, IA, 51106-1130 | 22.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,170 | $570 |
| Plymouth County, IA | $150,200 | $727 | $520 | $1,030 | $510 |
| Le Mars, IA | $148,900 | $724 | $520 | $1,000 | $480 |
| America, IA | $150,400 | $727 | $500 | $1,000 | $500 |
| Portland, IA | $99,700 | $698 | $500 | $980 | $480 |
| Sergeant Bluff, IA | $196,900 | $975 | $710 | $1,340 | $630 |
| Salix, IA | $94,300 | $676 | $480 | $940 | $460 |
| Cushing, IA | $46,700 | $441 | $300 | $610 | $310 |
| Dakota County, NE | $116,400 | $906 | $660 | $1,290 | $630 |
| Griggs, IA | $88,300 | $651 | $440 | $920 | $480 |
| Liberal, IA | $111,400 | $743 | $540 | $1,060 | $520 |
| Delaware, SD | $263,600 | $1,326 | $940 | $1,900 | $960 |
| Bryan, NE | $151,400 | $1,264 | $870 | $1,760 | $890 |