Gavop shows you how to buy homeowners insurance in New Paltz, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| New Paltz, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Edgewood Dr, Gun Club Rd, Henry W Dubois Dr, N Manheim Blvd, Deerfield Ln, Cereus Way, Cherry Hill Rd, Holland Ln, Weston Rd, Danica Ln | $321,500 | $300,000 | $300,000-$350,000 | $241,000 | $200,000 | $175,000-$200,000 |
| High Pasture Rd, Sunset Ridge, Elliotts Ln, Pencil Hill Rd, Horsenden Rd, S Manheim Blvd, Tantillo Ln, Morning Star Dr W, Co Rd 22A, Stonehedge Ave | $205,500 | $180,000 | $150,000-$175,000 | $156,500 | $140,000 | $175,000-$200,000 |
| New Paltz-County Home Rd, Old Kingston Rd, Shawangunk View Dr, Outlook Farm Dr, Valdine Dr, Jacobs Ln, Tall Oaks Ln, Walnut Grove, Maplebrook Ln, Orchard Ln | $341,000 | $300,000 | $350,000-$400,000 | $229,000 | $210,000 | $250,000-$300,000 |
| Pine Tree Dr, Pogel Rd, Lincoln Pl, Butterville Rd, Morning Star Dr E, Linder Dr, Fieldstone Dr, Clearwater Rd, Mountain Rest Rd, Grace Ave | $314,000 | $260,000 | $300,000-$350,000 | $128,000 | $100,000 | $100,000-$125,000 |
| Horsenden Rd, Caroline Way, Turtle Rock Ct, W Center St, Pinecrest Rd, Hawk Hill Rd, Brookside Rd, Rapp Hill Rd, Tricor Ave, Willi Rd | $183,500 | $170,000 | $150,000-$175,000 | $179,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $738 |
| Superior Protection Discount | -$87 | $782 |
| Fire & Security Discount | -$96 | $773 |
| Hail Resistant Roof Discount | -$26 | $843 |
| Newly Constructed Home Discount | -$252 | $617 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ulster County | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| New Paltz, NY | $2,000 | $858 | $2,858 | $624 | $2,624 | $235 |
| Mechanicstown, NY | $300 | $649 | $949 | $472 | $772 | $177 |
| Fleischmanns, NY | $1,500 | $616 | $2,116 | $447 | $1,947 | $168 |
| Stony Point, NY | $100 | $916 | $1,016 | $665 | $765 | $250 |
| Westfall, PA | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
| Hillcrest, NY | $500 | $1,049 | $1,549 | $763 | $1,263 | $287 |
| Sussex, NJ | $700 | $865 | $1,565 | $628 | $1,328 | $236 |
| Bovina, NY | $200 | $825 | $1,025 | $600 | $800 | $225 |
| Valatie, NY | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| Tarrytown, NY | $100 | $834 | $934 | $606 | $706 | $228 |
| Home Insurance Company New Paltz, NY | Homeowners Insurance Agency New Paltz, NY | Address | Popularity Score | Distance from New Paltz (miles) |
|---|---|---|---|---|
| State Farm | Jim Demaio | 246 Main St Ste 12, New Paltz, NY, 12561-1621 | 1.7 | |
| Liberty Mutual Independent | William A Smith & Son Inc | 380 Broadway, Newburgh, NY, 12550 | 18.5 | |
| Liberty Mutual Independent | Marshall & Sterling | 110 Main St, Poughkeepsie, NY, 12601 | 9.0 | |
| Travelers | Westrock Insurance Agency | 151 N Main St Ste 204, New City, NY, 10956 | 42.5 | |
| Travelers | Lhb Insurance Brokerage Inc | 176 N Main Street, Spring Valley, NY, 10977 | 44.5 | |
| Allstate | Donald P. Dietrich | 240 Main St, Nyack, NY, 10960 | 47.2 | |
| Allstate | Shari Zimmerman | 559 Route 6n Ste 4, Mahopac, NY, 10541 | 31.8 | |
| Liberty Mutual Independent | Mjl Insurance Agency | 1075 Route 82 Ste 6, Hopewell Junction, NY, 12533 | 19.2 | |
| Travelers | Lhb Insurance Brokerage Inc | 176 N Main St Rte 45, Spring Valley, NY, 10977 | 44.5 | |
| Allstate | Gary Trabucco | 234 Main St, New Paltz, NY, 12561 | 1.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,650 | $810 |
| Ulster County, NY | $221,600 | $818 | $580 | $1,120 | $540 |
| New Paltz, NY | $304,000 | $869 | $580 | $1,240 | $660 |
| Mechanicstown, NY | $204,100 | $657 | $480 | $930 | $450 |
| Fleischmanns, NY | $137,000 | $623 | $420 | $890 | $470 |
| Stony Point, NY | $371,300 | $927 | $620 | $1,290 | $670 |
| Westfall, PA | $228,700 | $852 | $580 | $1,180 | $600 |
| Hillcrest, NY | $355,900 | $1,062 | $730 | $1,470 | $740 |
| Sussex, NJ | $209,900 | $875 | $590 | $1,200 | $610 |
| Bovina, NY | $219,400 | $835 | $560 | $1,190 | $630 |
| Valatie, NY | $206,300 | $789 | $570 | $1,120 | $550 |
| Tarrytown, NY | $582,800 | $844 | $600 | $1,170 | $570 |